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Growing Science » Management Science Letters » The impact of electronic banking on profitability and market share: Evidence from banking industry

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Management Science Letters
ISSN 1923-9343 (Online) - ISSN 1923-9335 (Print)
Quarterly Publication
Volume 4 Issue 12 pp. 2531-2536, 2014

The impact of electronic banking on profitability and market share: Evidence from banking industry Pages 2531-2536 PDF Download PDF

Authors: Mohammad Khodaei Valahzaghard, Elham Bagherzadeh Bilandi

📋 Author Affiliations:
Mohammad Khodaei Valahzaghard1, Elham Bagherzadeh Bilandi2
1 Assist. Prof. & Faculty Member, Department of Accounting, School of Management and Human Sciences, Tehran North Branch, Islamic Azad University (IAU), Tehran, Iran
2 M.Sc. Student, Department of Commercial Management, School of Management and Human Sciences, Tehran North Branch, Islamic Azad University (IAU), Tehran, Iran
doi 10.5267/j.msl.2014.11.003
2 Source: Scopus
Crossref 4 Source: CrossRef

🔑 Keywords: Banking industry, Information technology, Market share, Profitability

Abstract: This paper presents an empirical investigation to study the effects of electronic banking devices such as automated telling machines (ATM), Point of sales (POS) and Pin Pad on profitability and market share in Iranian banking industry. The population of this study considers the information of 16 banks, five governmental and eleven private, over the period 2007-2012. Using two regression techniques, the study has detected that while Pin Pad may influence on return of assets positively, ATM and POS may not have any meaningful impact on profitability. Moreover, in our survey, none of technological facilities had a meaningful impact on market share but there was a positive and meaningful relationship between bank size and market share.

How to cite this paper
APA: Valahzaghard, M & Bilandi, E. (2014). The impact of electronic banking on profitability and market share: Evidence from banking industry. Management Science Letters, 4(12), 2531-2536.
Chicago/Turabian: Valahzaghard, M & Bilandi, E. 2014. "The impact of electronic banking on profitability and market share: Evidence from banking industry." Management Science Letters 4, no. 12 (2014): 2531-2536.
AMA: Valahzaghard, M & Bilandi, E. The impact of electronic banking on profitability and market share: Evidence from banking industry. Management Science Letters. 2014;4(12):2531-2536.

References
Ou, C. S., Hung, S. Y., Yen, D. C., & Liu, F. C. (2009). Impact of ATM intensity on cost efficiency: An empirical evaluation in Taiwan. Information & Management, 46(8), 442-447.

Lin, B. W. (2007). Information technology capability and value creation: Evidence from the US banking industry. Technology in Society, 29(1), 93-106.

Pantano, E., & Viassone, M. (2014). Demand pull and technology push perspective in technology-based innovations for the points of sale: The retailers evaluation. Journal of Retailing and Consumer Services, 21(1), 43-47.

Rantos, K., & Markantonakis, K. (2014). Analysis of Potential Vulnerabilities in Payment Terminals. In Secure Smart Embedded Devices, Platforms and Applications (pp. 311-333). Springer New York.

Scholnick, B., Massoud, N., Saunders, A., Carbo-Valverde, S., & Rodr?guez-Fern?ndez, F. (2008). The economics of credit cards, debit cards and ATMs: A survey and some new evidence. Journal of Banking & Finance, 32(8), 1468-1483.

Tasaki, T., & Yamakawa, H. (2011). An estimation of the effectiveness of waste prevention by using point-of-sales (POS) data—The case of refills for shampoo and hair conditioner in Japan. Resources, Conservation and Recycling, 57, 61-66.
Tennant, D., & Sutherland, R. (2014). What types of banks profit most from fees charged? A cross-country examination of bank-specific and country-level determinants. Journal of Banking & Finance, 49, 178-190.

Khodaei Valahzaghard, M., & Shakourloo, A. (2013). A study on relationship between information technology facilities and performance of banking industry. Management Science Letters, 3(3), 833-838.
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📚 Journal: Management Science Letters | 📅 Year: 2014 | 📖 Volume: 4 | 📄 Issue: 12 | 👁️ Views: 4327 | 📊 Crossref: 4

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