A study on relationship between attracting deposits and granting facilities on growth of banks’ deposits

Saeidian, M.; Chashmi, S.; Valiollahpur, M.

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Management Science Letters

ISSN 1923-9343 (Online) - ISSN 1923-9335 (Print) Quarterly Publication Volume 4 Issue 6 pp. 1335-1340 , 2014

A study on relationship between attracting deposits and granting facilities on growth of banks’ deposits Pages 1335-1340 Download PDF

Authors: Masoud Saeidian, Seyed Ali Nabavi Chashmi, Morteza Valiollahpur

Keywords: Attracting deposits, Bank industry, Granting facilities, Mobilizing resources, Scoring

Abstract: Banking industry plays essential role for development of macro economy by giving loans to growing business plans and helping economy grow, properly. A bank normally pays a low interest to people who deposit their money into banks and collects interest from people who receive funds. When there is a healthy growth on banks’ deposit, banks’ managers hope to attract business owners to finance their projects through banks and pay interests. The proposed study of this paper investigates the relationship between lending facility and bank deposits. In addition, the study tries to find out about the possible methods for increasing bank deposits and consequently social investment. Based on the results of our survey, increasing facilities, by assuming all other conditions was remained constant, which increased banks’ deposit. In fact, people worked more with banks and branches and conveyed their resources to the banks that granted more deposits. The role of location was so effective to attract deposits so that we must consider the relationship between deposit and the amount of facility payment with location.

How to cite this paper

 Saeidian, M., Chashmi, S & Valiollahpur, M. (2014). A study on relationship between attracting deposits and granting facilities on growth of banks’ deposits.Management Science Letters , 4(6), 1335-1340.

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