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Management Science Letters

ISSN 1923-9343 (Online) - ISSN 1923-9335 (Print)
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Volume 4 Issue 4 pp. 707-712 , 2014

Investigating the effects of various factors on bank deposits Pages 707-712 Right click to download the paper Download PDF

Authors: Mohammad Khodaei Valahzaghard, Seyyedeh Masoumeh Kashfi

DOI: 10.5267/j.msl.2014.2.021

Keywords: Bank deposit, Banking industry, Financial deepening, Growth domestic products, Interest rate

Abstract: This paper performs an investigation on the effects of seven variables including growth domestic product, financial deepening, inflation rate, dependency burden, the number of bank’s branches, inflation rates given/charged on bank deposit. The study has been performed on one of Iranian banks named Sina Bank over the period 2006-2011. The implementation of individual regression analysis has detected a positive and meaningful relationship between growth domestic product, financial deepening, inflation rate and the number of branches on one side and bank deposit on the other side. In addition, the study has confirmed a negative and meaningful relationship between two variables of dependency burden as well as interest charged on bank’s clients and bank deposit. However, the result of our survey does not indicate that there was any relationship between interest rate paid to customers and bank deposit.

How to cite this paper
Valahzaghard, M & Kashfi, S. (2014). Investigating the effects of various factors on bank deposits.Management Science Letters , 4(4), 707-712.

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Journal: Management Science Letters | Year: 2014 | Volume: 4 | Issue: 4 | Views: 2494 | Reviews: 0

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