How to cite this paper
Wahyundaru, S., Putra, W., Wibowo, M., Ivada, E., Nurastuti, P., Sasongko, C., Choiri, M & Yuzaria, D. (2024). Linking the role of e-commerce and financial literacy on MSME's sustainability performance during the digital era.International Journal of Data and Network Science, 8(4), 2651-2662.
Refrences
Ali, H., & Li, Y. (2021). Financial literacy, network competency, and SMEs financial performance: the moderating role of market orientation. The Journal of Asian Finance, Economics and Business, 8(10), 341-352.
Alhaddi, H. (2015). Triple bottom line and sustainability: A literature review. Business and Management studies, 1(2), 6-10.
Angreyani, A. D., Akbar, A., Haeruddin, M., Mustafa, M., & Mustafa, F. (2023). The Phantom Menace: A Moderation Analysis of Gender on MSMEs’ Financial Literacy and Financial Performance. Asian Research Journal of Arts & So-cial Sciences, 21(2), 48-55.
Albeerdy, M. I., & Gharleghi, B. (2015). Determinants of the financial literacy among college students in Malaysia. Inter-national Journal of Business Administration, 6(3), 15-24.
Ardakani, M. M., Ansari, A., Kia, M. R., Mousavion, S. A., & Pourhashem, S. O. (2024). The Effect of the Adoption of E-Commerce and Digital Marketing on the Firm and Sustainability Performance of Companies. Journal of Soft Compu-ting and Decision Support Systems, 11(1), 23-38.
Assifuah-Nunoo, E. (2023). Access to Finance, Financial Literacy and Small and Medium-Scale Enterprises Sustainable Performance. Journal of Engineering Applied Science and Humanities, 8(2), 118-142.
Burchi, A., Włodarczyk, B., Szturo, M., & Martelli, D. (2021). The effects of financial literacy on sustainable entrepre-neurship. Sustainability, 13(9), 5070.
Callaway, S. K. (2006). Strategic context for bank units: Comparing resource flows for Internet ventures and traditional branches. The Journal of High Technology Management Research, 17(1), 1-15.
Carvalho, H.; Azevedo, S.G.; Duarte, S.; Cruz-Machado, V. (2011). Green and Lean Paradigms Influence on Sustainable Business Development of Manufacturing Supply Chains. International Journal of Green Computing, 2, 45–62
Chaudhary, S. (2016). Effect of E-Commerce on Organization Sustainability. Available at SSRN 2795411.
Chen, Q. & Zhang, N. (2015). Does e-commerce provide a sustained competitive advantage? An investigation of survival and sustainability in growth-oriented enterprises. Sustainability. 7, 1411–1428
Christopher, A. R., & Nithya, A. R. (2024, February). Financial Literacy in Promoting Sustainable Finance. 3rd International Conference on Reinventing Business Practices, Start-ups and Sustainability (ICRBSS 2023) (pp. 353-363). Atlantis Press
Coulter, J. M., & Vogel, T. J. (2004). Pets. com, Inc.: Assessing Financial Performance and Risks in the e‐Commerce In-dustry. Issues in Accounting Education, 19(4), 567-582.
de Burgos Jiménez, J., & Céspedes Lorente, J. J. (2001). Environmental performance as an operations objective. Interna-tional Journal of Operations & Production Management, 21(12), 1553-1572
Desiyanti, R., & Kassim, A. A. M. (2020). Financial literacy on business performance: The moderating effect of religiosi-ty among SMEs in Sumatera, Indonesia. International Journal of Academic Research in Accounting, Finance and Management Sciences, 10(2), 87-99.
Engström, P., & McKelvie, A. (2017). Financial literacy, role models, and micro-enterprise performance in the informal economy. International Small Business Journal, 35(7), 855-875.
Fahmi, K., Sihotang, M., Hadinegoro, R. H., Sulastri, E., Cahyono, Y., & Megah, S. I. (2022). Health Care SMEs Products Marketing Strategy: How the Role of Digital Marketing Technology through Social Media?. UJoST- Universal Journal of Science and Technology, 1(1), 16–22. https://doi.org/10.11111/ujost.v1i1.55
Fedirko, O., Zatonatska, T., Dluhopolskyi, O., & Londar, S. (2021, November). The impact of e-commerce on the sustain-able development: case of Ukraine, Poland, and Austria. IOP conference series: earth and environmental science (Vol. 915, No. 1, p. 012023). IOP Publishing.
Gao, J., Siddik, A. B., Khawar Abbas, S., Hamayun, M., Masukujjaman, M., & Alam, S. S. (2023). Impact of E-commerce and digital marketing adoption on the financial and sustainability performance of MSMEs during the COVID-19 pan-demic: An empirical study. Sustainability, 15(2), 1594.
Haleem, A. (2022). Exploring The Critical Effect of Financial Literacy on Sustainable Business Performance in The Con-text Of Firm Performance Of SMEs In Sri Lanka. Research Explorer-A Blind Review & Refereed Quarterly International Journal, 10 (35), 56-88
Haudi, H., Rahadjeng, E., Santamoko, R., Putra, R., Purwoko, D., Nurjannah, D.(2022). The role of e-marketing and e-CRM on e-loyalty of Indonesian companies during Covid pandemic and digital era. Uncertain Supply Chain Manage-ment, 10(1), 217-224.
Hussain, A., Akbar, M., Shahzad, A., Poulova, P., Akbar, A., & Hassan, R. (2022). E-commerce and SME performance: The moderating influence of entrepreneurial competencies. Administrative Sciences, 12(1), 13.
Ilham, M., & Ratnamiasih, I. (2021). E-Commerce and Competence, Impact on Business Performance: Empirical Study on Implementation E-Commerce By Students At Pasundan University. Journal of Accounting, Finance, Taxation, and Au-diting (JAFTA), 3(1), 19-32.
Juwaini, A., Chidir, G., Novitasari, D., Iskandar, J., Hutagalung, D., Pramono, T. (2022). The role of customer e-trust, cus-tomer e-service quality and customer e-satisfaction on customer e-loyalty. International journal of data and network science, 6(2), 477-486.
Kulathunga, K. M. M. C. B., Ye, J., Sharma, S., & Weerathunga, P. R. (2020). How does technological and financial liter-acy influence SME performance: Mediating role of ERM practices. Information, 11(6), 297.
Kwilinski, A. (2023). E-Commerce and Sustainable Development in the European Union: A Comprehensive Analysis of SDG2, SDG12, and SDG13. In Forum Scientiae Oeconomia (Vol. 11, No. 3, pp. 87-107).
Lambert, E., Deyganto, K. O., & Algasse, K. (2023). The Role of Financial Literacy on Sustainable Development of Micro, Small and Medium Enterprises (MSMEs) in Africa. Qeios.
Lubis, K. S., & Irawati, L. (2022). The Effect of Financial Literacy and Capital Management on MSME Performance. Asean International Journal of Business, 1(1), 77-85.
Li, L., Lin, J., Turel, O., Liu, P., & Luo, X. (2020). The impact of e-commerce capabilities on agricultural firms’ perfor-mance gains: the mediating role of organizational agility. Industrial Management & Data Systems, 120(7), 1265-1286.
Li, R., & Qian, Y. (2020). Entrepreneurial participation and performance: the role of financial literacy. Management Deci-sion, 58(3), 583-599.
Mabula, J. B., & Han, D. P. (2018). Use of technology and financial literacy on SMEs practices and performance in devel-oping economies. International Journal of Advanced Computer Science and Applications, 9(6).12-19
Mawad, J. L., Athari, S. A., Khalife, D., & Mawad, N. (2022). Examining the impact of financial literacy, financial self-control, and demographic determinants on individual financial performance and behavior: An insight from the Leba-nese Crisis Period. Sustainability, 14(22), 15129.
Meressa, H. A. (2023). Entrepreneurial financial literacy-small business sustainability nexus in Ethiopia. Cogent Business & Management, 10(2), 2218193.
Munari, S. A. L. H., & Susanti, S. (2021). The effect of ease of transaction, Digital Literacy, and Financial Literacy on the Use of E-Banking. Economic Education Analysis Journal, 10(2), 298-309.
Mulyadi, M., Hariyadi, H., Hakim, L., Achmad, M., Syafri, W., Purwoko, D., ... & Muksin, M. (2023). The role of digital marketing, word of mouth (WoM) and service quality on purchasing decisions of online shop products. International Journal of Data and Network Science, 7(3), 1405-1412.
Naradda Gamage, S. K., Ekanayake, E. M. S., Abeyrathne, G. A. K. N. J., Prasanna, R. P. I. R., Jayasundara, J. M. S. B., & Rajapakshe, P. S. K. (2020). A review of global challenges and survival strategies of small and medium enterprises (SMEs). Economies, 8(4), 79.
Oláh, J., Kitukutha, N., Haddad, H., Pakurár, M., Máté, D., & Popp, J. (2018). Achieving sustainable e-commerce in envi-ronmental, social and economic dimensions by taking possible trade-offs. Sustainability, 11(1), 89.
Orton, L. (2007). Financial literacy: Lessons from international experience. Ottawa, ON, Canada: Canadian Policy Research Networks, Incorporated.
Oscarius, A. P., Sulistiyani, S., Pudjowati, J., Kartikawati, T. S., Kurniasih, N. (2021). The role of social media marketing, entertainment, customization, trendiness, interaction and word-of-mouth on purchase intention: An empirical study from Indonesian smartphone consumer. International Journal of Data and Network Science, 5(3), 231-238.
Purwanto, A., & Praditya, R. A. (2024). The Role of Celebrity Endorsements, Electronic Word of Mouth, and Product Placement on Purchasing Decisions. PROFESOR: Professional Education Studies and Operations Research, 1(01), 6-10.
Purwanto, A., Purba, J., Bernarto, I., & Sijabat, R. (2023). Investigating the role digital transformation and human resource management on the performance of the universities. International Journal of Data and Network Science, 7(4), 2013-2028.
Piyani, H. O., & Chandrarin, G. (2023). Analysis of the Influence of Financial Literacy on Business Sustainability Through the Utilization of E-Commerce: A Study of MSMEs in the Food and Beverage Industry Sector in Balikpapan City. European Journal of Business and Management Research, 8(1), 306-314.
Praditya, R. A., & Purwanto, A. (2024). The Role of Viral Marketing, Brand Image and Brand Awareness on Purchasing Decisions. PROFESOR: Professional Education Studies and Operations Research, 1(01), 11-15.
Praditya, R. A. (2024). The Role of service quality, product quality, location and product innovation on consumer purchas-ing decisions and word of mouth. Journal of Industrial Engineering & Management Research, 5(2), 20-24. https://doi.org/10.7777/jiemar.v5i2.517
Prasetya, A., Rahardjo, K., Mawardi, M. K., Hidayat, R. R., & Prakasa, Y. (2021). The mediation role of financial litera-tion in ensuring MSMEs sustainability: An organizational characteristics perspective. JEMA: Jurnal Ilmiah Bidang Akuntansi Dan Manajemen, 18(1), 61-79.
Prayuda, R. (2024). Investigating The Role of Marketing Content and Brand Image on Purchasing Decisions Mediated by Purchase Interest in Shop Online Users. UJoST- Universal Journal of Science and Technology, 3(2), 1–6. https://doi.org/10.11111/ujost.v3i2.148
Revinova, S. (2021). E-commerce effects for the sustainable development goals. In shs web of conferences (Vol. 114, p. 01013). EDP Sciences
Saeed, K. A., Grover, V., & Hwang, Y. (2005). The relationship of e-commerce competence to customer value and firm performance: An empirical investigation. Journal of Management Information Systems, 22(1), 223-256.
Saritha, G., & Srinivas, K. (2019). Financial Literacy Levels of Commerce Students-A Select Study. Impact: International Journal of Research in Humanities, Arts and Literature (IMPACT: IJRHAL), 7(5), 507-516.
Setiawan, D., Adhariani, D., Harymawan, I., & Widodo, M. (2023). E-commerce and micro and small industries perfor-mance: The role of firm size as a moderator. Journal of Open Innovation: Technology, Market, and Complexity, 9(3), 100142.
Siddik, A. B., Rahman, M. N., & Yong, L. (2023). Do fintech adoption and financial literacy improve corporate sustaina-bility performance? The mediating role of access to finance. Journal of Cleaner Production, 421, 137658.
Spicka, J., Hlavsa, T., Soukupova, K., Stolbova, M. (2019), Approaches to estimation the farm-level economic viability and sustainability in agriculture: A literature review, Agricultural Economics, 65(6), 289-297.
Su, L., Peng, Y., Kong, R., & Chen, Q. (2021). Impact of e-commerce adoption on farmers’ participation in the digital fi-nancial market: Evidence from rural china. Journal of Theoretical and Applied Electronic Commerce Research, 16(5), 1434-1457.
Su, R.; Obrenovic, B.; Du, J.; Godinic, D.; Khudaykulov, A. (2022). COVID-19 Pandemic Implications for Corporate Sus-tainability and Society: A Literature Review. International Journal of Environmental Research and Public Health, 19, 1592
Sun, H., Mohsin, M., Alharthi, M., & Abbas, Q. (2020). Measuring environmental sustainability performance of South Asia. Journal of Cleaner Production, 251, 119519.
Tanko, U. M., Siyanbola, A. A., Bako, P. M., & Dotun, O. V. (2021). Capital structure and firm financial performance: Moderating effect of board financial literacy in Nigerian listed non-financial companies. Journal of Accounting Re-search, Organization and Economics, 4(1), 48-66.
Tuffour, J. K., Amoako, A. A., & Amartey, E. O. (2022). Assessing the effect of financial literacy among managers on the performance of small-scale enterprises. Global Business Review, 23(5), 1200-1217.
Usama, K. M., & Yusoff, W. F. (2019). The impact of financial literacy on business performance. International Journal of Research and Innovation in Social Science, 3(10), 84-91.
Yakob, S., Yakob, R., BAM, H. S., & Rusli, R. Z. A. (2021). Financial literacy and financial performance of small and medium-sized enterprises. The South East Asian Journal of Management, 15(1), 5.
Ye, J., & Kulathunga, K. M. M. C. B. (2019). How does financial literacy promote sustainability in SMEs? A developing country perspective. Sustainability, 11(10), 2990.
Zuo, J., Jin, X. H., & Flynn, L. (2012). Social sustainability in construction–an explorative study. International Journal of Construction Management, 12(2), 51-63.
Alhaddi, H. (2015). Triple bottom line and sustainability: A literature review. Business and Management studies, 1(2), 6-10.
Angreyani, A. D., Akbar, A., Haeruddin, M., Mustafa, M., & Mustafa, F. (2023). The Phantom Menace: A Moderation Analysis of Gender on MSMEs’ Financial Literacy and Financial Performance. Asian Research Journal of Arts & So-cial Sciences, 21(2), 48-55.
Albeerdy, M. I., & Gharleghi, B. (2015). Determinants of the financial literacy among college students in Malaysia. Inter-national Journal of Business Administration, 6(3), 15-24.
Ardakani, M. M., Ansari, A., Kia, M. R., Mousavion, S. A., & Pourhashem, S. O. (2024). The Effect of the Adoption of E-Commerce and Digital Marketing on the Firm and Sustainability Performance of Companies. Journal of Soft Compu-ting and Decision Support Systems, 11(1), 23-38.
Assifuah-Nunoo, E. (2023). Access to Finance, Financial Literacy and Small and Medium-Scale Enterprises Sustainable Performance. Journal of Engineering Applied Science and Humanities, 8(2), 118-142.
Burchi, A., Włodarczyk, B., Szturo, M., & Martelli, D. (2021). The effects of financial literacy on sustainable entrepre-neurship. Sustainability, 13(9), 5070.
Callaway, S. K. (2006). Strategic context for bank units: Comparing resource flows for Internet ventures and traditional branches. The Journal of High Technology Management Research, 17(1), 1-15.
Carvalho, H.; Azevedo, S.G.; Duarte, S.; Cruz-Machado, V. (2011). Green and Lean Paradigms Influence on Sustainable Business Development of Manufacturing Supply Chains. International Journal of Green Computing, 2, 45–62
Chaudhary, S. (2016). Effect of E-Commerce on Organization Sustainability. Available at SSRN 2795411.
Chen, Q. & Zhang, N. (2015). Does e-commerce provide a sustained competitive advantage? An investigation of survival and sustainability in growth-oriented enterprises. Sustainability. 7, 1411–1428
Christopher, A. R., & Nithya, A. R. (2024, February). Financial Literacy in Promoting Sustainable Finance. 3rd International Conference on Reinventing Business Practices, Start-ups and Sustainability (ICRBSS 2023) (pp. 353-363). Atlantis Press
Coulter, J. M., & Vogel, T. J. (2004). Pets. com, Inc.: Assessing Financial Performance and Risks in the e‐Commerce In-dustry. Issues in Accounting Education, 19(4), 567-582.
de Burgos Jiménez, J., & Céspedes Lorente, J. J. (2001). Environmental performance as an operations objective. Interna-tional Journal of Operations & Production Management, 21(12), 1553-1572
Desiyanti, R., & Kassim, A. A. M. (2020). Financial literacy on business performance: The moderating effect of religiosi-ty among SMEs in Sumatera, Indonesia. International Journal of Academic Research in Accounting, Finance and Management Sciences, 10(2), 87-99.
Engström, P., & McKelvie, A. (2017). Financial literacy, role models, and micro-enterprise performance in the informal economy. International Small Business Journal, 35(7), 855-875.
Fahmi, K., Sihotang, M., Hadinegoro, R. H., Sulastri, E., Cahyono, Y., & Megah, S. I. (2022). Health Care SMEs Products Marketing Strategy: How the Role of Digital Marketing Technology through Social Media?. UJoST- Universal Journal of Science and Technology, 1(1), 16–22. https://doi.org/10.11111/ujost.v1i1.55
Fedirko, O., Zatonatska, T., Dluhopolskyi, O., & Londar, S. (2021, November). The impact of e-commerce on the sustain-able development: case of Ukraine, Poland, and Austria. IOP conference series: earth and environmental science (Vol. 915, No. 1, p. 012023). IOP Publishing.
Gao, J., Siddik, A. B., Khawar Abbas, S., Hamayun, M., Masukujjaman, M., & Alam, S. S. (2023). Impact of E-commerce and digital marketing adoption on the financial and sustainability performance of MSMEs during the COVID-19 pan-demic: An empirical study. Sustainability, 15(2), 1594.
Haleem, A. (2022). Exploring The Critical Effect of Financial Literacy on Sustainable Business Performance in The Con-text Of Firm Performance Of SMEs In Sri Lanka. Research Explorer-A Blind Review & Refereed Quarterly International Journal, 10 (35), 56-88
Haudi, H., Rahadjeng, E., Santamoko, R., Putra, R., Purwoko, D., Nurjannah, D.(2022). The role of e-marketing and e-CRM on e-loyalty of Indonesian companies during Covid pandemic and digital era. Uncertain Supply Chain Manage-ment, 10(1), 217-224.
Hussain, A., Akbar, M., Shahzad, A., Poulova, P., Akbar, A., & Hassan, R. (2022). E-commerce and SME performance: The moderating influence of entrepreneurial competencies. Administrative Sciences, 12(1), 13.
Ilham, M., & Ratnamiasih, I. (2021). E-Commerce and Competence, Impact on Business Performance: Empirical Study on Implementation E-Commerce By Students At Pasundan University. Journal of Accounting, Finance, Taxation, and Au-diting (JAFTA), 3(1), 19-32.
Juwaini, A., Chidir, G., Novitasari, D., Iskandar, J., Hutagalung, D., Pramono, T. (2022). The role of customer e-trust, cus-tomer e-service quality and customer e-satisfaction on customer e-loyalty. International journal of data and network science, 6(2), 477-486.
Kulathunga, K. M. M. C. B., Ye, J., Sharma, S., & Weerathunga, P. R. (2020). How does technological and financial liter-acy influence SME performance: Mediating role of ERM practices. Information, 11(6), 297.
Kwilinski, A. (2023). E-Commerce and Sustainable Development in the European Union: A Comprehensive Analysis of SDG2, SDG12, and SDG13. In Forum Scientiae Oeconomia (Vol. 11, No. 3, pp. 87-107).
Lambert, E., Deyganto, K. O., & Algasse, K. (2023). The Role of Financial Literacy on Sustainable Development of Micro, Small and Medium Enterprises (MSMEs) in Africa. Qeios.
Lubis, K. S., & Irawati, L. (2022). The Effect of Financial Literacy and Capital Management on MSME Performance. Asean International Journal of Business, 1(1), 77-85.
Li, L., Lin, J., Turel, O., Liu, P., & Luo, X. (2020). The impact of e-commerce capabilities on agricultural firms’ perfor-mance gains: the mediating role of organizational agility. Industrial Management & Data Systems, 120(7), 1265-1286.
Li, R., & Qian, Y. (2020). Entrepreneurial participation and performance: the role of financial literacy. Management Deci-sion, 58(3), 583-599.
Mabula, J. B., & Han, D. P. (2018). Use of technology and financial literacy on SMEs practices and performance in devel-oping economies. International Journal of Advanced Computer Science and Applications, 9(6).12-19
Mawad, J. L., Athari, S. A., Khalife, D., & Mawad, N. (2022). Examining the impact of financial literacy, financial self-control, and demographic determinants on individual financial performance and behavior: An insight from the Leba-nese Crisis Period. Sustainability, 14(22), 15129.
Meressa, H. A. (2023). Entrepreneurial financial literacy-small business sustainability nexus in Ethiopia. Cogent Business & Management, 10(2), 2218193.
Munari, S. A. L. H., & Susanti, S. (2021). The effect of ease of transaction, Digital Literacy, and Financial Literacy on the Use of E-Banking. Economic Education Analysis Journal, 10(2), 298-309.
Mulyadi, M., Hariyadi, H., Hakim, L., Achmad, M., Syafri, W., Purwoko, D., ... & Muksin, M. (2023). The role of digital marketing, word of mouth (WoM) and service quality on purchasing decisions of online shop products. International Journal of Data and Network Science, 7(3), 1405-1412.
Naradda Gamage, S. K., Ekanayake, E. M. S., Abeyrathne, G. A. K. N. J., Prasanna, R. P. I. R., Jayasundara, J. M. S. B., & Rajapakshe, P. S. K. (2020). A review of global challenges and survival strategies of small and medium enterprises (SMEs). Economies, 8(4), 79.
Oláh, J., Kitukutha, N., Haddad, H., Pakurár, M., Máté, D., & Popp, J. (2018). Achieving sustainable e-commerce in envi-ronmental, social and economic dimensions by taking possible trade-offs. Sustainability, 11(1), 89.
Orton, L. (2007). Financial literacy: Lessons from international experience. Ottawa, ON, Canada: Canadian Policy Research Networks, Incorporated.
Oscarius, A. P., Sulistiyani, S., Pudjowati, J., Kartikawati, T. S., Kurniasih, N. (2021). The role of social media marketing, entertainment, customization, trendiness, interaction and word-of-mouth on purchase intention: An empirical study from Indonesian smartphone consumer. International Journal of Data and Network Science, 5(3), 231-238.
Purwanto, A., & Praditya, R. A. (2024). The Role of Celebrity Endorsements, Electronic Word of Mouth, and Product Placement on Purchasing Decisions. PROFESOR: Professional Education Studies and Operations Research, 1(01), 6-10.
Purwanto, A., Purba, J., Bernarto, I., & Sijabat, R. (2023). Investigating the role digital transformation and human resource management on the performance of the universities. International Journal of Data and Network Science, 7(4), 2013-2028.
Piyani, H. O., & Chandrarin, G. (2023). Analysis of the Influence of Financial Literacy on Business Sustainability Through the Utilization of E-Commerce: A Study of MSMEs in the Food and Beverage Industry Sector in Balikpapan City. European Journal of Business and Management Research, 8(1), 306-314.
Praditya, R. A., & Purwanto, A. (2024). The Role of Viral Marketing, Brand Image and Brand Awareness on Purchasing Decisions. PROFESOR: Professional Education Studies and Operations Research, 1(01), 11-15.
Praditya, R. A. (2024). The Role of service quality, product quality, location and product innovation on consumer purchas-ing decisions and word of mouth. Journal of Industrial Engineering & Management Research, 5(2), 20-24. https://doi.org/10.7777/jiemar.v5i2.517
Prasetya, A., Rahardjo, K., Mawardi, M. K., Hidayat, R. R., & Prakasa, Y. (2021). The mediation role of financial litera-tion in ensuring MSMEs sustainability: An organizational characteristics perspective. JEMA: Jurnal Ilmiah Bidang Akuntansi Dan Manajemen, 18(1), 61-79.
Prayuda, R. (2024). Investigating The Role of Marketing Content and Brand Image on Purchasing Decisions Mediated by Purchase Interest in Shop Online Users. UJoST- Universal Journal of Science and Technology, 3(2), 1–6. https://doi.org/10.11111/ujost.v3i2.148
Revinova, S. (2021). E-commerce effects for the sustainable development goals. In shs web of conferences (Vol. 114, p. 01013). EDP Sciences
Saeed, K. A., Grover, V., & Hwang, Y. (2005). The relationship of e-commerce competence to customer value and firm performance: An empirical investigation. Journal of Management Information Systems, 22(1), 223-256.
Saritha, G., & Srinivas, K. (2019). Financial Literacy Levels of Commerce Students-A Select Study. Impact: International Journal of Research in Humanities, Arts and Literature (IMPACT: IJRHAL), 7(5), 507-516.
Setiawan, D., Adhariani, D., Harymawan, I., & Widodo, M. (2023). E-commerce and micro and small industries perfor-mance: The role of firm size as a moderator. Journal of Open Innovation: Technology, Market, and Complexity, 9(3), 100142.
Siddik, A. B., Rahman, M. N., & Yong, L. (2023). Do fintech adoption and financial literacy improve corporate sustaina-bility performance? The mediating role of access to finance. Journal of Cleaner Production, 421, 137658.
Spicka, J., Hlavsa, T., Soukupova, K., Stolbova, M. (2019), Approaches to estimation the farm-level economic viability and sustainability in agriculture: A literature review, Agricultural Economics, 65(6), 289-297.
Su, L., Peng, Y., Kong, R., & Chen, Q. (2021). Impact of e-commerce adoption on farmers’ participation in the digital fi-nancial market: Evidence from rural china. Journal of Theoretical and Applied Electronic Commerce Research, 16(5), 1434-1457.
Su, R.; Obrenovic, B.; Du, J.; Godinic, D.; Khudaykulov, A. (2022). COVID-19 Pandemic Implications for Corporate Sus-tainability and Society: A Literature Review. International Journal of Environmental Research and Public Health, 19, 1592
Sun, H., Mohsin, M., Alharthi, M., & Abbas, Q. (2020). Measuring environmental sustainability performance of South Asia. Journal of Cleaner Production, 251, 119519.
Tanko, U. M., Siyanbola, A. A., Bako, P. M., & Dotun, O. V. (2021). Capital structure and firm financial performance: Moderating effect of board financial literacy in Nigerian listed non-financial companies. Journal of Accounting Re-search, Organization and Economics, 4(1), 48-66.
Tuffour, J. K., Amoako, A. A., & Amartey, E. O. (2022). Assessing the effect of financial literacy among managers on the performance of small-scale enterprises. Global Business Review, 23(5), 1200-1217.
Usama, K. M., & Yusoff, W. F. (2019). The impact of financial literacy on business performance. International Journal of Research and Innovation in Social Science, 3(10), 84-91.
Yakob, S., Yakob, R., BAM, H. S., & Rusli, R. Z. A. (2021). Financial literacy and financial performance of small and medium-sized enterprises. The South East Asian Journal of Management, 15(1), 5.
Ye, J., & Kulathunga, K. M. M. C. B. (2019). How does financial literacy promote sustainability in SMEs? A developing country perspective. Sustainability, 11(10), 2990.
Zuo, J., Jin, X. H., & Flynn, L. (2012). Social sustainability in construction–an explorative study. International Journal of Construction Management, 12(2), 51-63.