How to cite this paper
Natakusumah, K., Maulina, E., Muftiadi, A & Purnomo, M. (2023). Integrating religiosity into a technology acceptance model for the adoption of mobile payment technology.International Journal of Data and Network Science, 7(1), 305-312.
Refrences
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Al-Emran, M., Mezhuyev, V., & Kamaludin, A. (2020). Towards a conceptual model for examining the impact of knowledge management factors on mobile learning acceptance. Technology in Society, 61, 101247.
Armfield, G. G., Dixon, M. A., & Dougherty, D. S. (2006). Organizational power and religious individuals’ media use. Journal of Communication & Religion, 29(2).
Armfield, G. G., & Holbert, R. L. (2003). The relationship between religiosity and Internet use. Journal of Media and Religion, 2(3), 129–144.
Bailey, A. A., Bonifield, C. M., Arias, A., & Villegas, J. (2022). Mobile payment adoption in Latin America. Journal of Services Marketing.
Barlow, J. P. (1996). Selling Wine without Bottles: The Economy. High Noon on the Electronic Frontier: Conceptual Issues in Cyberspace, 9.
Bockover, M. I. (2003). Confucian values and the internet: a potential conflict. Journal of Chinese Philosophy, 30(2), 159–175.
Brooke, J. H. (1991). Science and religion: Some historical perspectives. Cambridge University Press.
Buddenbaum, J. M. (2002). Social science and the study of media and religion: Going forward by looking backward. Journal of Media and Religion, 1(1), 13–24.
Cabrera, L. (2010). The practice of global citizenship. Cambridge University Press.
Campbell, J. Y. (2006). Household finance. The Journal of Finance, 61(4), 1553–1604.
Chen, M. (2003). Factors affecting the adoption and diffusion of XML and Web services standards for E-business systems. International Journal of Human-Computer Studies, 58(3), 259–279.
Chuang, L.-M., Liu, C.-C., & Kao, H.-K. (2016). The adoption of fintech service: TAM perspective. International Journal of Management and Administrative Sciences, 3(7), 1–15.
Davis, F. D. (1989). Perceived usefulness, perceived ease of use, and user acceptance of information technology. MIS Quarterly: Management Information Systems, 13(3), 319–339. https://doi.org/10.2307/249008
Dawson, P., Clausen, C., & Nielsen, K. T. (2000). Political processes in management, organization and the social shaping of technology. Technology Analysis & Strategic Management, 12(1), 5–15.
Fahmi, K., Sihotang, M., Hadinegoro, R. H., Sulastri, E., Cahyono, Y., & Megah, S. I. (2022). Health Care SMEs Products Marketing Strategy: How the Role of Digital Marketing Technology through Social Media?. UJoST- Universal Journal of Science and Technology, 1(1), 16–22. https://doi.org/10.11111/ujost.v1i1.55
Fernback, J. (2002). 12. Internet Ritual: A Case Study of the Construction of Computer-Mediated Neopagan Religious Meaning. In Practicing Religion in the Age of the Media (pp. 254–275). Columbia University Press.
Furnell, S. M., & Karweni, T. (1999). Security implications of electronic commerce: a survey of consumers and businesses. Internet Research, 9(5), 372-382.
Gao, F., Rau, P.-L. P., & Zhang, Y. (2018). Perceived mobile information security and adoption of mobile payment services in China. In Mobile Commerce: Concepts, Methodologies, Tools, and Applications (pp. 1179–1198). IGI Global.
Gefen, D., Karahanna, E., & Straub, D. W. (2003). Trust and TAM in online shopping: An integrated model. MIS Quarterly, 27(1), 51–90.
Giovanis, A. N., Binioris, S., & Polychronopoulos, G. (2012). An extension of TAM model with IDT and security/privacy risk in the adoption of internet banking services in Greece. EuroMed Journal of Business, 7(1), 24–53.
Guinalíu, C. (2006). Consumer trust, perceived security, and privacy policy. Ind. Manage. Data Syst, 106(5), 601–620.
Guriting, P., & Ndubisi, N. O. (2006). Borneo online banking: evaluating customer perceptions and behavioural intention. Management Research News.
Hair Jr, J. F., Sarstedt, M., Hopkins, L., & Kuppelwieser, V. G. (2014). Partial least squares structural equation modeling (PLS-SEM): An emerging tool in business research. European Business Review, 26(2), 106-121.
Juwaini, A., Chidir, G., Novitasari, D., Iskandar, J., Hutagalung, D., Pramono, T., ... & Purwanto, A. (2022). The role of customer e-trust, customer e-service quality and customer e-satisfaction on customer e-loyalty. International Journal of Data and Network Science, 6(2), 477-486.
Kalakota, R., & Whinston, A. B. (1997). Electronic commerce: a manager’s guide. Addison-Wesley Professional.
Kelana, B., Riskinanto, A., & Hilamawan, D. R. (2017). The acceptance of E-payment among Indonesian millennials. 2017 International Conference on Sustainable Information Engineering and Technology (SIET), 348–352.
Krogh, M. C., & Pillifant, B. A. (2004). Kemetic Orthodoxy: Ancient Egyptian Religion on the Internet—A Research Note. Sociology of Religion, 65(2), 167–175.
Lewis, C. A., Maltby, J., & Day, L. (2005). Religious orientation, religious coping, and happiness among UK adults. Personality and Individual Differences, 38(5), 1193–1202.
Muflih, M. (2022). Muzakki’s adoption of mobile service: integrating the roles of the technology acceptance model (TAM), perceived trust, and religiosity. Journal of Islamic Accounting and Business Research, ahead-of-print.
Mwania, P. M. (2018). Antecedents of technology adoption and financial inclusion among micro-enterprises in Machakos county, Kenya. KeMU.
Nasfi, N., Yunimar, Y., Prawira, A., Aziz , Z., & Lutri , A. (2022). Fintech Supporting Sharia Rural Bank . Journal of Industrial Engineering & Management Research, 3(1), 13 - 19. https://doi.org/10.7777/jiemar.v3i1.247
Novitasari, D. (2022). SMEs E-commerce Buying Intention: How the Effect of Perceived Value, Service Quality, Online Customer Review , Digital Marketing and Influencer Marketing. Journal of Information Systems and Management (JISMA), 1(5), 61–69. https://doi.org/10.4444/jisma.v1i5.256
Pace, S. (2014). Effects of intrinsic and extrinsic religiosity on attitudes toward products: Empirical evidence of value-expressive and social-adjustive functions. Journal of Applied Business Research (JABR), 30(4), 1227–1238.
Patel, K. J., & Patel, H. J. (2018). Adoption of internet banking services in Gujarat: An extension of TAM with perceived security and social influence. International Journal of Bank Marketing, 36(1), 147-169.
Rafdinal, W., & Senalasari, W. (2021). Predicting the adoption of mobile payment applications during the COVID-19 pandemic. International Journal of Bank Marketing, 39(6), 984-1002.
Ringle, C. M., Wende, S., & Becker, J.-M. (2015). "SmartPLS 3." Boenningstedt: SmartPLS GmbH, http://www.smartpls.com.
Riskinanto, A., Kelana, B., & Hilmawan, D. R. (2017). The moderation effect of age on adopting e-payment technology. Procedia Computer Science, 124, 536–543.
Roziq, A., Wijayanti, C., & Irmadariyani, R. (2020). Modification of TAM model application of system of information of the management of BAZNAS in Indonesia. International Journal of Science & Technology Research, 9(4), 1889-1893.
Ryu, H.-S. (2018). What makes users willing or hesitant to use Fintech?: the moderating effect of user type. Industrial Management & Data Systems, 118(3), 541-569.
Sa, J. H., Lee, K. B., Cho, S. I., Lee, S. H., & Gim, G. Y. (2018). A study on the influence of personality factors on intention to use robo-advisor. Journal of Engineering and Applied Sciences, 13(19), 7795–7802.
Salisbury, W. D., Pearson, R. A., Pearson, A. W., & Miller, D. W. (2001). Perceived security and World Wide Web purchase intention. Industrial Management & Data Systems, 101(4), 165-177.
Singh, S., & Srivastava, R. K. (2018). Predicting the intention to use mobile banking in India. International Journal of Bank Marketing, 36(2), 357-378
Sjöberg, L. (2004). Principles of risk perception applied to gene technology: To overcome the resistance to applications of biotechnology, research on risk perception must take a closer look at the public’s reasons for rejecting this technology. EMBO Reports, 5(S1), S47–S51.
Sjöberg, L., & Winroth, E. (1986). Risk, moral value of actions, and mood. Scandinavian Journal of Psychology, 27(1), 191–208.
Suhartanto, D., Dean, D., Ismail, T. A. T., & Sundari, R. (2019). Mobile banking adoption in Islamic banks: Integrating TAM model and religiosity-intention model. Journal of Islamic Marketing, 11(6), 1405-1418.
Sun, Y., & Havidz, S. A. H. (2019). Factors impacting the intention to use m-payment. 2019 International Conference on Information Management and Technology (ICIMTech), 1, 290–294.
Syahril, S., Sihotang, M., Hadinegoro, R., Sulastri, E., Rochmad, I., Cahyono, Y., & Purwanto, A. (2022). Hospitals Cusptomer e-loyalty: How The Role of e-service quality, e-recovery service quality and e-satisfaction ?. UJoST- Universal Journal of Science and Technology, 1(1), 23–27. https://doi.org/10.11111/ujost.v1i1.56
Usman, H., Mulia, D., Chairy, C., & Widowati, N. (2020). Integrating trust, religiosity, and image into technology acceptance model: the case of the Islamic philanthropy in Indonesia. Journal of Islamic Marketing, 13(2), 381-409.
Widyanto, H. A., Kusumawardani, K. A., & Yohanes, H. (2021). Safety first: extending UTAUT to better predict mobile payment adoption by incorporating perceived security, perceived risk, and trust. Journal of Science and Technology Policy Management.
Wijayaa, O., Sulistiyanib, S., Pudjowatic, J., Kurniasih, N., & Purwanto, A. (2021). The role of social media marketing, entertainment, customization, trendiness, interaction and word-of-mouth on purchase intention: An empirical study from Indonesian smartphone consumers. International Journal of Data and Network Science, 5(3), 231-238.
Yan, H., & Yang, Z. (2015). Examining mobile payment user adoption from the perspective of trust. International Journal of U-and e-Service, Science and Technology, 8(1), 117–130.
Zhang, J., Luximon, Y., & Song, Y. (2019). The role of consumers’ perceived security, perceived control, interface design features, and conscientiousness in the continuous use of mobile payment services. Sustainability, 11(23), 6843.
Zhou, T. (2011). The effect of initial trust on user adoption of mobile payment. Information Development, 27(4), 290–300.
Al-Emran, M., Mezhuyev, V., & Kamaludin, A. (2020). Towards a conceptual model for examining the impact of knowledge management factors on mobile learning acceptance. Technology in Society, 61, 101247.
Armfield, G. G., Dixon, M. A., & Dougherty, D. S. (2006). Organizational power and religious individuals’ media use. Journal of Communication & Religion, 29(2).
Armfield, G. G., & Holbert, R. L. (2003). The relationship between religiosity and Internet use. Journal of Media and Religion, 2(3), 129–144.
Bailey, A. A., Bonifield, C. M., Arias, A., & Villegas, J. (2022). Mobile payment adoption in Latin America. Journal of Services Marketing.
Barlow, J. P. (1996). Selling Wine without Bottles: The Economy. High Noon on the Electronic Frontier: Conceptual Issues in Cyberspace, 9.
Bockover, M. I. (2003). Confucian values and the internet: a potential conflict. Journal of Chinese Philosophy, 30(2), 159–175.
Brooke, J. H. (1991). Science and religion: Some historical perspectives. Cambridge University Press.
Buddenbaum, J. M. (2002). Social science and the study of media and religion: Going forward by looking backward. Journal of Media and Religion, 1(1), 13–24.
Cabrera, L. (2010). The practice of global citizenship. Cambridge University Press.
Campbell, J. Y. (2006). Household finance. The Journal of Finance, 61(4), 1553–1604.
Chen, M. (2003). Factors affecting the adoption and diffusion of XML and Web services standards for E-business systems. International Journal of Human-Computer Studies, 58(3), 259–279.
Chuang, L.-M., Liu, C.-C., & Kao, H.-K. (2016). The adoption of fintech service: TAM perspective. International Journal of Management and Administrative Sciences, 3(7), 1–15.
Davis, F. D. (1989). Perceived usefulness, perceived ease of use, and user acceptance of information technology. MIS Quarterly: Management Information Systems, 13(3), 319–339. https://doi.org/10.2307/249008
Dawson, P., Clausen, C., & Nielsen, K. T. (2000). Political processes in management, organization and the social shaping of technology. Technology Analysis & Strategic Management, 12(1), 5–15.
Fahmi, K., Sihotang, M., Hadinegoro, R. H., Sulastri, E., Cahyono, Y., & Megah, S. I. (2022). Health Care SMEs Products Marketing Strategy: How the Role of Digital Marketing Technology through Social Media?. UJoST- Universal Journal of Science and Technology, 1(1), 16–22. https://doi.org/10.11111/ujost.v1i1.55
Fernback, J. (2002). 12. Internet Ritual: A Case Study of the Construction of Computer-Mediated Neopagan Religious Meaning. In Practicing Religion in the Age of the Media (pp. 254–275). Columbia University Press.
Furnell, S. M., & Karweni, T. (1999). Security implications of electronic commerce: a survey of consumers and businesses. Internet Research, 9(5), 372-382.
Gao, F., Rau, P.-L. P., & Zhang, Y. (2018). Perceived mobile information security and adoption of mobile payment services in China. In Mobile Commerce: Concepts, Methodologies, Tools, and Applications (pp. 1179–1198). IGI Global.
Gefen, D., Karahanna, E., & Straub, D. W. (2003). Trust and TAM in online shopping: An integrated model. MIS Quarterly, 27(1), 51–90.
Giovanis, A. N., Binioris, S., & Polychronopoulos, G. (2012). An extension of TAM model with IDT and security/privacy risk in the adoption of internet banking services in Greece. EuroMed Journal of Business, 7(1), 24–53.
Guinalíu, C. (2006). Consumer trust, perceived security, and privacy policy. Ind. Manage. Data Syst, 106(5), 601–620.
Guriting, P., & Ndubisi, N. O. (2006). Borneo online banking: evaluating customer perceptions and behavioural intention. Management Research News.
Hair Jr, J. F., Sarstedt, M., Hopkins, L., & Kuppelwieser, V. G. (2014). Partial least squares structural equation modeling (PLS-SEM): An emerging tool in business research. European Business Review, 26(2), 106-121.
Juwaini, A., Chidir, G., Novitasari, D., Iskandar, J., Hutagalung, D., Pramono, T., ... & Purwanto, A. (2022). The role of customer e-trust, customer e-service quality and customer e-satisfaction on customer e-loyalty. International Journal of Data and Network Science, 6(2), 477-486.
Kalakota, R., & Whinston, A. B. (1997). Electronic commerce: a manager’s guide. Addison-Wesley Professional.
Kelana, B., Riskinanto, A., & Hilamawan, D. R. (2017). The acceptance of E-payment among Indonesian millennials. 2017 International Conference on Sustainable Information Engineering and Technology (SIET), 348–352.
Krogh, M. C., & Pillifant, B. A. (2004). Kemetic Orthodoxy: Ancient Egyptian Religion on the Internet—A Research Note. Sociology of Religion, 65(2), 167–175.
Lewis, C. A., Maltby, J., & Day, L. (2005). Religious orientation, religious coping, and happiness among UK adults. Personality and Individual Differences, 38(5), 1193–1202.
Muflih, M. (2022). Muzakki’s adoption of mobile service: integrating the roles of the technology acceptance model (TAM), perceived trust, and religiosity. Journal of Islamic Accounting and Business Research, ahead-of-print.
Mwania, P. M. (2018). Antecedents of technology adoption and financial inclusion among micro-enterprises in Machakos county, Kenya. KeMU.
Nasfi, N., Yunimar, Y., Prawira, A., Aziz , Z., & Lutri , A. (2022). Fintech Supporting Sharia Rural Bank . Journal of Industrial Engineering & Management Research, 3(1), 13 - 19. https://doi.org/10.7777/jiemar.v3i1.247
Novitasari, D. (2022). SMEs E-commerce Buying Intention: How the Effect of Perceived Value, Service Quality, Online Customer Review , Digital Marketing and Influencer Marketing. Journal of Information Systems and Management (JISMA), 1(5), 61–69. https://doi.org/10.4444/jisma.v1i5.256
Pace, S. (2014). Effects of intrinsic and extrinsic religiosity on attitudes toward products: Empirical evidence of value-expressive and social-adjustive functions. Journal of Applied Business Research (JABR), 30(4), 1227–1238.
Patel, K. J., & Patel, H. J. (2018). Adoption of internet banking services in Gujarat: An extension of TAM with perceived security and social influence. International Journal of Bank Marketing, 36(1), 147-169.
Rafdinal, W., & Senalasari, W. (2021). Predicting the adoption of mobile payment applications during the COVID-19 pandemic. International Journal of Bank Marketing, 39(6), 984-1002.
Ringle, C. M., Wende, S., & Becker, J.-M. (2015). "SmartPLS 3." Boenningstedt: SmartPLS GmbH, http://www.smartpls.com.
Riskinanto, A., Kelana, B., & Hilmawan, D. R. (2017). The moderation effect of age on adopting e-payment technology. Procedia Computer Science, 124, 536–543.
Roziq, A., Wijayanti, C., & Irmadariyani, R. (2020). Modification of TAM model application of system of information of the management of BAZNAS in Indonesia. International Journal of Science & Technology Research, 9(4), 1889-1893.
Ryu, H.-S. (2018). What makes users willing or hesitant to use Fintech?: the moderating effect of user type. Industrial Management & Data Systems, 118(3), 541-569.
Sa, J. H., Lee, K. B., Cho, S. I., Lee, S. H., & Gim, G. Y. (2018). A study on the influence of personality factors on intention to use robo-advisor. Journal of Engineering and Applied Sciences, 13(19), 7795–7802.
Salisbury, W. D., Pearson, R. A., Pearson, A. W., & Miller, D. W. (2001). Perceived security and World Wide Web purchase intention. Industrial Management & Data Systems, 101(4), 165-177.
Singh, S., & Srivastava, R. K. (2018). Predicting the intention to use mobile banking in India. International Journal of Bank Marketing, 36(2), 357-378
Sjöberg, L. (2004). Principles of risk perception applied to gene technology: To overcome the resistance to applications of biotechnology, research on risk perception must take a closer look at the public’s reasons for rejecting this technology. EMBO Reports, 5(S1), S47–S51.
Sjöberg, L., & Winroth, E. (1986). Risk, moral value of actions, and mood. Scandinavian Journal of Psychology, 27(1), 191–208.
Suhartanto, D., Dean, D., Ismail, T. A. T., & Sundari, R. (2019). Mobile banking adoption in Islamic banks: Integrating TAM model and religiosity-intention model. Journal of Islamic Marketing, 11(6), 1405-1418.
Sun, Y., & Havidz, S. A. H. (2019). Factors impacting the intention to use m-payment. 2019 International Conference on Information Management and Technology (ICIMTech), 1, 290–294.
Syahril, S., Sihotang, M., Hadinegoro, R., Sulastri, E., Rochmad, I., Cahyono, Y., & Purwanto, A. (2022). Hospitals Cusptomer e-loyalty: How The Role of e-service quality, e-recovery service quality and e-satisfaction ?. UJoST- Universal Journal of Science and Technology, 1(1), 23–27. https://doi.org/10.11111/ujost.v1i1.56
Usman, H., Mulia, D., Chairy, C., & Widowati, N. (2020). Integrating trust, religiosity, and image into technology acceptance model: the case of the Islamic philanthropy in Indonesia. Journal of Islamic Marketing, 13(2), 381-409.
Widyanto, H. A., Kusumawardani, K. A., & Yohanes, H. (2021). Safety first: extending UTAUT to better predict mobile payment adoption by incorporating perceived security, perceived risk, and trust. Journal of Science and Technology Policy Management.
Wijayaa, O., Sulistiyanib, S., Pudjowatic, J., Kurniasih, N., & Purwanto, A. (2021). The role of social media marketing, entertainment, customization, trendiness, interaction and word-of-mouth on purchase intention: An empirical study from Indonesian smartphone consumers. International Journal of Data and Network Science, 5(3), 231-238.
Yan, H., & Yang, Z. (2015). Examining mobile payment user adoption from the perspective of trust. International Journal of U-and e-Service, Science and Technology, 8(1), 117–130.
Zhang, J., Luximon, Y., & Song, Y. (2019). The role of consumers’ perceived security, perceived control, interface design features, and conscientiousness in the continuous use of mobile payment services. Sustainability, 11(23), 6843.
Zhou, T. (2011). The effect of initial trust on user adoption of mobile payment. Information Development, 27(4), 290–300.