The agricultural sector is directly affected by climate variables. The presence of climate variability causes a considerable risk to agricultural productivities. Thus, risk management is an alternative to reduce risks, including optimizing the allocation of farmland and choosing crop insurance for a specific planting date. The purpose of this study is to investigate the agricultural risk management through risk measure of climate variability using the Conditional Value-at-Risk (CVaR) in rice production. This paper investigated several possible considerations of agricultural insurance premiums based on losses climate index. We concluded that the climate index insurance policy is the best choice that farmers can choose for each planting date, the higher the significance value considered, the more the value of Value-at-Risk and Conditional Value-at-Risk.

Over the last two decades, the global financial landscape has changed dramatically, including the corporate and political climates, the creation of more market-based economies, and rapid technological advancements. Micro, Small, and Medium Enterprises (MSMEs) is one form of market-based economies created with the most significant business opportunities and very important socially and economically in developing countries for many reasons. However, MSMEs face significant difficulty related to financial reporting standards to evaluate the achievement of business activities. Most MSMEs use a simple form for financial reporting, such as by calculating the difference between inflow and outflow from their business activities. Also, numerous previous studies that focus on Financial Accounting Standards in Indonesia are still limited. Thus, the present study investigates the factors that influence the implementation of Financial Accounting Standards (FAS) of Micro, Small, and Medium Enterprises (MSMEs) in Aceh Province, Indonesia. This quantitative study uses cross-sectional data collected by distributing 200 questionnaires to MSMEs actors that spread North Aceh Regency, namely Lhokseumawe city and Bireuen regency. The data are analyzed using descriptive statistics (e.g., frequency, percentage, mean, standard deviation) and inferential statistic (multiple linear regression) analyses. The study indicated that Perception, Education, Socialization and Incentive factors had significant positive effects on implementing Financial Accounting Standards of Micro, Small, and Medium Enterprises (MSMEs) in Aceh Province, Indonesia. In conclusion, this study has successfully investigated the factors that influence the implementation of Financial Accounting Standards of Micro, Small, and Medium Enterprises (MSMEs) in Aceh Province.

Recently, there has been tremendous interest worldwide in the possibility of using chaos in communication systems. Many different chaos-based secure communication schemes have been proposed up until now. However, systems with strong chaoticity are more suitable for chaos-based secure communication. From the viewpoint of Lyapunov exponents, a chaotic system with a larger positive Lyapunov exponent is said to be more complex. This paper constructing a multistable chaotic system that can produce coexisting attractors is an attractive field of research due to its theoretical and practical usefulness. An innovative 3D dynamical system is presented in this research. It can display various coexisting attractors for the same values of parameters. The new system is more suitable for chaos-based applications than recently reported systems since it exhibits strong multistable chaotic behavior, as proved by its large positive Lyapunov exponent. Furthermore, the accuracy of the numerical calculation and the system's physical implementations are confirmed by analog circuit simulation. Finally, implementing the proposed voice encryption is done using a four-wing chaotic system based on the PRNG.

Unequal development is a major factor in measuring Indonesia's poverty problem, resulting in areas that are left behind. It is a primary concern of the government and stakeholders since it is unresolved and will lead to more problems in the community. Therefore, the government and stakeholders conduct various village developments to prosper the community. One is Batik village in Kemang, Bogor Regency, Indonesia. The Pakuan University of Bogor initiated the village development program. The collaboration forms a communication network and communication patterns to facilitate the delivery of messages. This study aims to identify and analyze the communication network pattern of stakeholders in the development of Kampung Batik in Kemang, Bogor Regency, Indonesia. This study is designed using a qualitative approach through interviews with relevant stakeholders. The communication network was analyzed using Sociometric Analysis through UCINET VI. The result indicates that the relationship between actors in the development of Kampung Batik is 75.5 percent and categorized as quite strong. Also, the communication pattern formed is an all-channel pattern with five actors who act as the star, bridge, opinion leader, liaison, cosmopolite, and isolate. This model supports the smart economy's potential to develop a smart village.

Technological developments are increasingly sophisticated, so micro, small and medium enterprises (MSMEs) must maintain their business through digital markets. The main problem faced by MSMEs in Aceh province is the lack of use of social media as a medium for promoting or selling products online. Thus, this study analyzes the MSMEs' product marketing model, determines the factors that influence MSME labor productivity, and determines MSMEs' resilience strategies in entering the digital market. The research location is Aceh Province which consists of 23 districts/cities. The population in this study were all MSME actors in Aceh Province who were spread across districts/cities, using a purposive random sampling technique. The samples in the study were related agencies and MSMEs actors in Aceh Province, which are spread across 13 regencies/cities, namely Banda Aceh, Sabang, Lhokseumawe, Subulussalam, Langsa, Aceh Tamiang, East Aceh, North Aceh, Central Aceh, West Aceh, Aceh Singkil, Aceh Besar and Aceh Jaya. The results of the study show that (1) the marketing model that is used effectively is the marketing mix, namely the marketing mix, (2) the productivity of MSME workers is influenced by the level of education, age, work experience, gender and expertise or skills possessed by the workforce, (3) The MSMEs resilience strategy is dealing with the digital market can be pursued through government policies by providing training or assistance to business actors to increase product innovation and increase promotion or product sales online through various types of social media, such as Instagram, Facebook, WhatsApp, and market places other.

This study investigates the effect of perceived risks, i.e., financial risk, product risk, and convenience risk, as well as the COVID-19 pandemic situation on online shopping behavior among Malaysians. This study uses convenience sampling techniques and comprises 185 respondents who have experience buying online. In addition, the study setting was non-contrived, and data was gathered using a closed-ended questionnaire through an online survey. Descriptive analysis was conducted using SPSS version 25.0 software and SmartPLS version 3.2.8 to test the proposed hypotheses. This study found that perceived risk factors such as financial, product, and convenience risk did not influence online shopping behavior. In contrast, the COVID-19 pandemic positively influences online shopping behavior among consumers. It showed a new development in the theory of online shopping behavior, where users continue to make purchases despite being aware that there may be various risks due to the spread of COVID-19. The role of the ministry, business owners, and consumer associations needs to be given attention to form a sustainable electronic commerce system and protect the rights of consumers. This research can help consumers understand their rights.

Poverty is one of the significant problems, and almost all countries worldwide face poverty issues that negatively impact society. This study is written to investigate the students' knowledge and awareness of poverty and interest level in conducting e-business and garage sales. Also, examine the relationship of knowledge and awareness on students' intention to conduct e-business and garage sales. There were 152 respondents from the same university who participated in this study. The data analyzed using descriptive and inferential statistics performed by SPSS-23 and SmartPLS 3.3.3. The survey showed that the student's knowledge and awareness of poverty are still lacking and need improvement. Half of the respondents said they are not familiar with SDG1, and they were not aware that their university has done an event related to SDG1 and poverty. There were 25% and 85% of students interested in conducting e-business and garage sales that increased their pocket money and reduced poverty rates among university students. Overall, this study's result shows a positive response from all respondents, and most of them have general ideas of poverty. In addition, this study has identified that the variable knowledge and awareness have a significant positive effect on student's intention to conduct e-business and garage sales.

Jordanian real estate enterprises are experiencing difficult market circumstances and an increasingly competitive environment; following these issues, this study examines the leverage of electronic word of mouth (e-WOM) on customer purchase intention in a Jordanian context with specific reference to real estate enterprises, considering the moderating role of reliability. Based on earlier studies, a conceptual model for the study was created. This research includes e-WOM as an independent variable affecting customers' purchase intention as a dependent variable mediated by reliability. The investigation follows descriptive-analytical methods; based on a convenience sampling approach, 300 questionnaires were distributed through Google Forms; nonetheless and 250 responses were accepted. To analyze data and assess hypotheses, a structural Equation Modeling (SEM) using PLS was employed. Results demonstrated a significant effect of e-WOM and Reliability on purchasing intent of customers, and the moderating role of reliability in the relationship between e-WOM and purchase intent was also affirmed. The findings give Jordanian real estate businesses information on ways to use that are most effective e-WOM to persuade buyers to buy.

Social networking sites are built to be user-friendly, easy to navigate, easily connect to new people, can be obtained for free, and make them open to everybody. This quantitative study was conducted to identify the influence of social media on sexual misconduct behavior among adolescents. A total of 191 secondary school students from the northern zone of Peninsular Malaysia were involved in this study by random sampling. Data were analyzed using SPSS-23. This study found that the use of social media among secondary school students is high, where the majority spend more than five hours a day. The purpose of dating among young Malays is more focused on discussing matters of love. The study also found that social media does not influence sexual misconduct, but a negative relationship exists between religiosity and sexual misconduct. The predictor of sexual misconduct purpose items contributes 30.6% (p < 0.01) of the variance change in religiosity. Also, sexual misconduct among males is much higher than in female adolescence. The more surprising finding is that there are samples of social media accounts for gays, and some Malay youth's interest in dating is meant to do evil or discuss sex. Therefore, social media users could partake in more risky sexual behaviors because of a larger peer network influencing their attitudes and social norms. The current findings are expected to signal parents, teachers, the community, and the Ministry of Education Malaysia to take proactive measures to address this issue.

Today, the use of technology has made education more enjoyable. Vocabulary retention becomes a challenging task for both teachers and learners. They may learn the vocabulary but may not retain it. Yet, the use of web-based games may assist them in maintaining words known for short and long-term retention. The current study was conducted to identify students' abilities in retaining words learned after they were assigned to play a web-based vocabulary learning game, namely OnVac. Both short and long-term retention were measured after they were required to play the game as a treatment. Also, the study investigated students' perceptions about the system operation of OnVac. The use of quantitative research design, particularly quasi-experimental research and survey showed gains in vocabulary retention among students for short and long-term retention. The study also found that OnVac can support vocabulary learning among students in their learning of the specialized vocabulary. In terms of the system operation, the participants reported that the tool could assist them in learning engineering and technology words as it was convenient to use. The study provided implications to the teaching pedagogy in that teachers need to be wise and analytical in developing the online game to assist learners in learning English specialized vocabulary.