In Indonesia, natural disasters cases have significantly increased from time to time and have the largest impact on economic losses. To avoid losses in the future due to natural disasters, the insurance company needs to estimate the risk and determine the rate of premium that would be charged to the policyholder. In conjunction with the present issue, this study seeks to determine the premium rate and estimate the size claim of insurance by considering the mitigation fund reserve decisions using The Collective Risk Model (CRM). The data was analyzed using the Poisson process with Weibull distribution to determine the natural disaster frequency and losses. The distribution of losses is estimated using Maximum Likelihood Estimation (MLE), and the magnitude of losses was estimated using the CRM. Also, the mean and variance estimators of the aggregate risk were used to estimate the premium charged. The results indicated that expectation and variance of the frequency of incident claims have the same value, i.e., 2562. Also, the loss claims follow the Weibull distribution with the expected value and variance of 5.81309×10¹⁰ and 2.5301×10²², respectively. The mean and variance of the aggregate (collective) claims are 148,931,365,800,000 and 7.35×10²⁵, respectively. In conclusion, this study has successfully determined the efficient pure premium model through the Standard Deviation Principle (SDP). SDP provides a much cheaper premium than the Expected Value Principle with the same loading factor. In addition, SDP considers the standard deviation of the collective risk of natural disasters. The implications of the results of the premium determination are expected to be the basis for decision-making for insurance companies and the government in determining insurance policies for natural disaster mitigation.

Vulnerability is one of the prominent features of rural areas due to their distinctive characteristics, such as remoteness, geographical conditions, and socio-economic dependence on primary sectors. Addressing the vulnerability of rural areas in terms of the rural development paradigm is both urgent and relevant. This study aims to address this issue using the current state-of-the-art machine learning method, using the socio-ecological framework and integrated vulnerability index of villages in Lampung Province in Indonesia. The study attempts to predict and classify villages' vulnerability to be applied for better planning and rural development. Based on random forest classification and decision tree algorithm, the results show that the village governance system represented by rural water management and the level of education of village leaders are suitable prediction variables related to the low vulnerability index. This study can draw lessons learned to improve rural development in developing countries.

In deciding to invest in stocks traded in the capital market, investors need to predict which stocks provide the prospect of return and the risks to be faced. This paper aims to predict the return and risk of stock asymmetry using a time series model approach. Predicting stock returns and risk is based on the Autoregressive Integrated Moving Average-Glosten Jagannatan Runkle-Generalized Autoregressive Conditional Heteroscedasticity (ARIMA-GJR-GARCH) model. In contrast, the largest risk potential measurement is performed using the Value-at-Risk (VaR) model. The data analyzed are the best ten stocks according to the criteria that apply on the IDX, the period between 17 December 2018 to 14 December 2021, which includes the names of stock BBCA, BBNI, BBRI, BMRI, ASII, ICBP, PGAS, PTBA, TLKM, and UNVR. The analysis results show that of the best ten stocks, based on the ratio between the predicted values of the average return and Value-at-Risk, those with relatively better performance are PTBA, TLKM, UNVR and BBCA stocks. Based on the results of this analysis, it can be used as a reference in making investment decisions for investors, specifically investing in the ten stocks analyzed.

COVID-19 is a contagious disease caused by the coronavirus (SARS-CoV-2) that attacks the respiratory tract. On August 14th, 2021, 653,741 persons had been proven positive for COVID-19. The number of patients tends to increase as the number of COVID-19 cases grows. The more infected people, the more cases of COVID-19 there will be. The Bed Occupancy Ratio (BOR) in West Java reached an all-time high of 91.6 percent in June 2021, far exceeding the WHO recommendation of 60 percent, before gradually declining to 30.69 percent in August. Because of the new cases mentioned, the rate of spread of COVID-19 in West Java, the forecast of new cases is very strategic. The number of new cases in this study was predicted using a Multilayer Perceptron (MLP). The data used in this study were sourced from the COVID-19 Task Force. The data is the number of positive and new cases from 34 provinces in Indonesia from March 2nd, 2020, to August 14th, 2021. The results of the evaluation using test data on the number of active cases in the last 19 weeks, namely April 10th - August 14th, 2021, The MLP is accurate in forecasting the number of new cases 18 times for both forecast periods with APE < 15%, with the value MAPE, RMSE and MAE obtained were 5.52%, 1157,61, and 706.811. The results of this study can be helpful for the government as a reference in conditioning hospital bed capacity to deal with active COVID-19 cases in West Java in the next two weeks so that the hospital rejects no COVID-19 patients because the hospital is full.

A series of isoxazole derivatives, 3-aryl-5-[5-(4-nitrophenyl)-2-furyl]-2,3-dihydroisoxazoles (5a-j) were synthesized by cyclocondensation reaction between 1-aryl-3-[5-(4-nitrophenyl)-2-furyl]prop-2-en-1-ones (4a-j) and hydroxylamine hydrochloride in presence of sodium acetate in glacial acetic acid at reflux temperature. Formerly, compounds (4a-j) were synthesized by the condensation of 5-(4-nitrophenyl) furan-2-carbaldehyde (3) with various aromatic ketones by using alkali as catalyst. The structures of the synthesized various isoxazole have been characterized by using elemental analysis, Infrared,¹H-NMR spectroscopy and further supported by Mass spectroscopy. All the products have been screened for their in-vitro biological assay like antibacterial activity towards Gram-positive and Gram-negative bacterial strains and antifungal activity towards Aspergillus niger at a concentration of 40 µg/ml. It was exposed that the compounds 5a, 5c, 5e, 5f, and 5i showed inspiring antibacterial and antifungal activity compared to the used reference standard.

Spodopetra Frugiperda is a highly polyphagous migratory lepidopteran pest species. It causes infestation in crops leading to severe crop losses. Being a new invasive parasite, its susceptibility to insecticides needs to be explored and therefore, there is an urgent need to develop the potent insecticides for the effective control of this insect pest. This is the first report on toxic effects produced by the prepared chalcone and hydrazone analogs, followed by structure relationships. Five compounds of chalcone and hydrazone derivatives have been synthesized in pure state as reported procedures, and their toxicity as potential insecticidal agent against Spodopetra Frugiperda was screened. Their characterizations by using spectroscopic analyses were performed. The toxicity data exhibited that compound 5 is more toxic about 2-fold than other synthesized compounds, the other screened compounds showed weak to strong toxicological activity against Spodopetra Frugiperda (lepidoptera: Noctuidae).

The aim of this study is to identify the influence of food attributes, perceived value, consumer trust and nutritional health behavior that contribute to consumer repurchase intention of foods with health claims. Descriptive Statistics was used to analyze the demographic profile of the 313 sample of respondents. Path analysis was conducted for analyzing the causal and effect relationship between variables expressed by means of a path coefficient. The results showed that there were only indirect effects between food attributes and Intention to repurchase. However, perceived value was shown to have both positive direct and indirect effects on intention to repurchase, which were significantly mediated by nutritional health behavior and consumer trust. Research results suggest food managers develop the value of food products and monitor the customer trust and the changes of market on the food with health claims for the competition in a current environment.

Spodopetra Frugiperda is a highly polyphagous migratory lepidopteran pest species. It causes infestation in crops leading to severe crop losses. Being a new invasive parasite, its susceptibility to insecticides needs to be explored and therefore, there is an urgent need to develop the potent insecticides for the effective control of this insect pest. This is the first report on toxic effects produced by the prepared chalcone and hydrazone analogs, followed by structure relationships. Five compounds of chalcone and hydrazone derivatives have been synthesized in pure state as reported procedures, and their toxicity as potential insecticidal agent against Spodopetra Frugiperda was screened. Their characterizations by using spectroscopic analyses were performed. The toxicity data exhibited that compound 5 is more toxic about 2-fold than other synthesized compounds, the other screened compounds showed weak to strong toxicological activity against Spodopetra Frugiperda (lepidoptera: Noctuidae).

Although the critical success factors might be different between the pre and post-adoption stages of mobile wallets, there have been few studies conducted to examine those factors for the post-adoption stage when compared to the number of studies conducted to examine those factors for the pre-adoption stage. Yet, the post-adoption stage of mobile wallets is crucial to the success and sustainability of the mobile wallets’ ecosystem. Thus, this study developed and examined a model by integrating relevant factors into the Technology Acceptance Model 2 (TAM2). Data were collected from 578 mobile wallet users in Jordan using an electronic questionnaire. A structural equation modelling approach was utilized to analyze the data. The results revealed that perceived usefulness and perceived ease of use have statistically significant positive direct effects on the intention to continuous use of mobile wallets, while subjective norm does not. In addition to that, results indicated that trust, security, and ubiquity have statistically significant positive direct effects on perceived usefulness and perceived ease of use, and, in turn, on the intention to continuous use of mobile wallets. Moreover, this study found that perceived ease of use and subjective norms have statistically significant positive direct effects on perceived usefulness, and, in turn, on the intention of continuous use of mobile wallets. While risk does not have a significant effect on perceived usefulness, it has been found to have a statistically significant negative direct effect on perceived ease of use, and, in turn, on the intention to continuous use of mobile wallets. The findings of this study should help stakeholders to develop more effective consumer retention tactics and formulate appropriate marketing decisions.

This research was carried out in order to evaluate the benefits of date seed powder (DSP) by adding it to bakery products to enhance the nutritional value of these products and maximize the economic value of these wastes. Thus, the contents of the (DSP) were determined from the chemical composition, mineral elements, amino acids, fatty acids, phenols and flavonoids, afterthought DSP were added to the toast bread and crackers with a ratio of 5, 10 and 15 % as substitute of the wheat flour and then the organoleptic properties of these products were evaluated. The findings of these investigations revealed that the (DSP) contains important minerals, essential amino acids, unsaturated fatty acids and antioxidants, and all of these compounds have an effective effect on the health of the body. In addition, the Sensorial evaluation of toast bread and crackers were shown to be acceptable by the judges, and thus the possibility of adding DSP to bakery products.