How to cite this paper
Almasyhari, A., Rachmadani, W., Rosadi, S., Priatnasari, Y., Malikah, S & Suryanto, E. (2025). Governance and financial stability: Evidence in banks in southeast Asia during the COVID-19 pandemic.Uncertain Supply Chain Management, 13(1), 111-120.
Refrences
Abdelbadie, R. A., & Salama, A. (2019). Corporate governance and financial stability in US banks: Do indirect interlocks matter? Journal of Business Research, 104(August 2018), 85–105. https://doi.org/10.1016/j.jbusres.2019.06.047
Addo, P. C., Jiaming, F., Kulbo, N. B., & Liangqiang, L. (2020). COVID-19: fear appeal favoring purchase behavior towards personal protective equipment. Service Industries Journal, 40(7–8), 471–490. https://doi.org/10.1080/02642069.2020.1751823
Aebi, V., Sabato, G., & Schmid, M. (2012). Risk management, corporate governance, and bank performance in the financial crisis. Journal of Banking and Finance, 36(12), 3213–3226. https://doi.org/10.1016/j.jbankfin.2011.10.020
Alshehhi, S. A. R. S. (2023). Risk Management Governance and Sustainable Financial Performance. Saudi Journal of Business and Management Studies, 8(08), 178–185. https://doi.org/10.36348/sjbms.2023.v08i08.002
Ames, D. (2015). Audit Report Lag and Submission Approval Lag: The Case of Insurance Companies. Journal of Applied Finance Research, 2.
Anderson, E. W., Fornell, C., & Mazvancheryl, S. K. (2004). Customer Satisfaction and Shareholder Value. Journal of Marketing, 68(October), 172–185. https://doi.org/10.1509/jmkg.68.4.172.42723
Andres, P. de, & Vallelado, E. (2008). Corporate governance in banking: The role of the board of directors. Journal of Banking and Finance, 32(12), 2570–2580. https://doi.org/10.1016/j.jbankfin.2008.05.008
Bartik, A. W., Bertrand, M., Cullen, Z., Glaeser, E. L., Luca, M., & Stanton, C. (2020). The impact of COVID-19 on small business outcomes and expectations. Proceedings of the National Academy of Sciences of the United States of America, 117(30), 17656–17666. https://doi.org/10.1073/pnas.2006991117
Barua, S. (2020). Understanding Coronanomics: The Economic Implications of the Coronavirus (COVID-19) Pandemic. SSRN Electronic Journal, April, 1–44. https://doi.org/10.2139/ssrn.3566477
Battaglia, F., & Gallo, A. (2015). Risk governance and Asian bank performance: An empirical investigation over the financial crisis. Emerging Markets Review, 25, 53–68. https://doi.org/10.1016/j.ememar.2015.04.004
Beck, T., & Keil, J. (2020). Have Banks Caught Corona? Effects of COVID on Lending in the U.S. SSRN Electronic Journal.
Brancato, C. K., Tonello, M., Hexter, E., & Contents, K. R. N. (2006). The Role of U . S . Corporate Boards In Enterprise Risk Management. The Conference Board.
Brunnermeier, M. K. (2009). Deciphering the liquidity and credit crunch 2007-2008. Journal of Economic Perspectives, 23(1), 77–100. https://doi.org/10.1257/jep.23.1.77
Bugalla, J., Kallman, J., Lindo, S., & Narvaez, K. (2012). The new model of governance and risk management for financial institutions. Journal of Risk Management in Financial Institutions, 5, 181–193.
Cerasi, V., Deininger, S. M., Gambacorta, L., & Oliviero, T. (2020). How post-crisis regulation has affected bank CEO compensation. Journal of International Money and Finance, 104, 102153. https://doi.org/10.1016/j.jimonfin.2020.102153
Chip, B., Reserve, F., & Ii, W. W. (2023). Bank Performance Under a High Inflation Scenario.
Chou, T.-K., & Buchdadi, A. D. (2017). Independent Board, Audit Committee, Risk Committee, the Meeting Attendance level and Its Impact on the Performance: A Study of Listed Banks in Indonesia. International Journal of Business Administration, 8(3), 24. https://doi.org/10.5430/ijba.v8n3p24
Ding, B. Y., & Wei, F. (2023). Overlapping membership between risk management committee and audit committee and bank risk-taking: Evidence from China. International Review of Financial Analysis, 86(August 2022), 102501. https://doi.org/10.1016/j.irfa.2023.102501
Drechsler, I., Savov, A., & Schnabl, P. (2021). Banking on Deposits: Maturity Transformation without Interest Rate Risk. Journal of Finance, 76(3), 1091–1143. https://doi.org/10.1111/jofi.13013
Duan, H., Huang, Z., Jiang, J., Ming, X., Zhang, D., & Wang, S. (2021). Coronavirus: The Not-So-Trivial Loss of Well-Being Hongbo. Earth’s Future, 9, e2020EF001904. https://doi.org/https://doi. org/10.1029/2020EF001904
Ellul, A., & Yerramilli, V. (2013). Stronger risk controls, lower risk: Evidence from U.S. bank holding companies. Journal of Finance, 68(5), 1757–1803. https://doi.org/10.1111/jofi.12057
Fali, I. M., Philomena, O. N., Ibrahim, Y., & Amos, J. (2020). Risk Management Committee Size, Independence, Expertise and Financial Performance of Listed Insurance Firms in Nigeria. International Journal of Research and Innovation in Social Science, May, 2454–6186.
Farrell, M., & Gallagher, R. (2015). The Valuation Implications of Enterprise Risk Management Maturity. Journal of Risk and Insurance, 82(3), 625–657. https://doi.org/10.1111/jori.12035
FSB. (2013). Policy Framework for Strengthening Oversight and Regulation of Shadow Banking Entities. August.
Gao, S., Meng, F., Gu, Z., Liu, Z., & Farrukh, M. (2021). Mapping and clustering analysis on environmental, social and governance field a bibliometric analysis using scopus. Sustainability (Switzerland), 13(13). https://doi.org/10.3390/su13137304
Haneef, S., Rana, M. A., & Karim, Y. (2012). Impact of Risk Management on Non-Performing Loans and Profitability of Banking Sector of Pakistan Hailey College of Commerce University of the Punjab Hafiz Muhammad Ishaq Federal Urdu University of Arts , Science and Technology. 3(7), 307–315.
Hines, C. S., & Peters, G. F. (2015). Voluntary risk management committee formation: Determinants and short-term outcomes. Journal of Accounting and Public Policy, 34(3), 267–290. https://doi.org/10.1016/j.jaccpubpol.2015.02.001
Hussain, N., Rigoni, U., & Orij, R. P. (2018). Corporate Governance and Sustainability Performance: Analysis of Triple Bottom Line Performance. Journal of Business Ethics, 149(2), 411–432. https://doi.org/10.1007/s10551-016-3099-5
Jensen, M. C. (1993). The Modern Industrial Revolution, Exit, and the Failure of Internal Control Systems. The Journal of Finance, 48(3), 831–880. https://doi.org/10.1111/j.1540-6261.1993.tb04022.x
Jolevski, L. (2017). Non-performing loans and profitability indicators: The case of the Republic of Macedenia. Journal of Contemporary Economic and Business Issues, 4(2), 5–20.
Korein, S., Abotalib, A., Trojak, M., & Abou-El-Sood, H. (2022). Is capital conservation buffer or regulatory leverage better at improving bank efficiency? The case of an emerging market. Journal of Humanities and Applied Social Sciences, 4(4), 292–309. https://doi.org/10.1108/jhass-10-2020-0186
Kparobo Gloria AROGHENE, & Ikeora, J.J.E. (2022). Effect of Non-Performing Loans (Npls), Capital Adequacy (Ca) and Corporate Governance (Cg) on Bank Stability in Nigeria. Finance & Accounting Research Journal, 4(4), 180–192. https://doi.org/10.51594/farj.v4i4.400
Lee, A. X., & Hooy, C. W. (2020). Banks’ risk-taking and state ownership: Evidence from asian emerging markets. Malaysian Journal of Economic Studies, 57(1), 59–80. https://doi.org/10.22452/MJES.vol57no1.4
Li, H., Lam, H. K. S., Ho, W., & Yeung, A. C. L. (2022). The impact of chief risk officer appointments on firm risk and operational efficiency. Journal of Operations Management, 68(3), 241–269. https://doi.org/10.1002/joom.1175
Liebenberg, A. P., & Hoyt, R. E. (2003). The Determinants of Enterprise Risk Management: Evidence From the Appointment of Chief Risk Officers. Risk Management and Insurance Review, 6(1), 37–52. https://doi.org/10.1111/1098-1616.00019
Malik, M. F., Zaman, M., & Buckby, S. (2020). Enterprise risk management and firm performance: Role of the risk committee. Journal of Contemporary Accounting and Economics, 16(1), 100178. https://doi.org/10.1016/j.jcae.2019.100178
Modiglian, F., & Miller, M. H. (1958). THE COST OF CAPITAL, CORPORATION FINANCE AND THE THEORY OF INVESTMIENT. The American Economic Review, 62(3), 547. https://doi.org/10.2307/1286430
Modigliani, F., & Papademos, L. (1980). The Structure of Financial Markets and the Monetary Mechanism. Monetary Aggregates III, 111.
Mollah, S., Hassan, M. K., Al Farooque, O., & Mobarek, A. (2017). The governance, risk-taking, and performance of Islamic banks. Journal of Financial Services Research, 51(2), 195–219. https://doi.org/10.1007/s10693-016-0245-2
Mongiardino, A., & Plath, C. (2010). Risk governance at large banks: Have any lessons been learned? Journal of Risk Management in Financial Institutions, 3(2).
Murungi, K., Alhassan, A. L., & Zeka, B. (2023). Regulation and agriculture financing in Kenya. Agricultural Finance Review, 83(4–5), 783–799. https://doi.org/10.1108/AFR-10-2022-0130
Nguyen, Q. K., & Dang, V. C. (2022). The impact of risk governance structure on bank risk management effectiveness: evidence from ASEAN countries. Heliyon, 8(10), e11192. https://doi.org/10.1016/j.heliyon.2022.e11192
Nikolić, J., Nielsen, J. E., & Peković, J. (2022). Board Structure and Bank Performance: The Mediating Role of Intellectual Capital. Naše Gospodarstvo/Our Economy, 68(2), 28–42. https://doi.org/10.2478/ngoe-2022-0009
Nwosu, C. P., Okedigba, D. O., & Anih, D. O. (2020). Non-Performing Loans and Profitability of the Nigerian Commercial Banks. 58(3), 35–58.
OECD. (2009). Anual Report. Anual Report, 24(2), 187–202.
Ozili, P. K. (2023). Sustainable development and bank non-performing loans: are they correlated? Arab Gulf Journal of Scientific Research. https://doi.org/10.1108/AGJSR-01-2023-0028
Ozili, P. K., & Arun, T. (2020). Spillover of COVID-19: Impact on the Global Economy. SSRN Electronic Journal. https://doi.org/10.2139/ssrn.3562570
Pangeran. (2017). Risiko Likuiditas Dan Determinan. Siddiqi 2008.
Park, C., Kim, D. S., & Lee, K. Y. (2022). Asset allocation efficiency from dynamic and static strategies in underfunded pension funds. Journal of Derivatives and Quantitative Studies, 30(1), 2–22. https://doi.org/10.1108/JDQS-10-2021-0025
Pathan, S. (2009). Strong boards, CEO power and bank risk-taking. Journal of Banking and Finance, 33(7), 1340–1350. https://doi.org/10.1016/j.jbankfin.2009.02.001
Piserà, S., & Chiappini, H. (2024). Are ESG indexes a safe-haven or hedging asset? Evidence from the COVID-19 pandemic in China. International Journal of Emerging Markets, 19(1), 56–75. https://doi.org/10.1108/IJOEM-07-2021-1018
Priyadi, U., Utami, K. D. S., Muhammad, R., & Nugraheni, P. (2021). Determinants of credit risk of Indonesian Sharīʿah rural banks. ISRA International Journal of Islamic Finance, 13(3), 284–301. https://doi.org/10.1108/IJIF-09-2019-0134
Punagi, M., & Fauzi, A. (2022). Analysis Of Factors Affecting Of Return On Assets Of Banking Companies Before And During Covid-19 Pandemic. Journal Of Management, Accounting, General Finance And International Economic Issues (MARGINAL), 2(1), 86–99. https://doi.org/https://doi.org/10.55047/marginal.v2i1.357
Qadri, S. U., Ma, Z., Raza, M., Li, M., Qadri, S., Ye, C., & Xie, H. (2023). COVID-19 and financial performance: Pre and post effect of COVID-19 on organization performance; A study based on South Asian economy. Frontiers in Public Health, 10. https://doi.org/10.3389/fpubh.2022.1055406
Safitri, J., & Primadhita, Y. (2022). Role Of Credit Risk As A Mediation Of Liquidity Influence On Sharia Banking Performance Peran Risiko Kredit Sebagai Pemediasi Pengaruh Likuiditas Terhadap Kinerja Perbankan Syariah. Perisai: Islamic Banking and Finance Journal, 6(1), 40–50. https://doi.org/10.21070/perisai.v6i1.
Srivastav, A., & Hagendorff, J. (2016). Corporate Governance and Bank Risk-taking. Corporate Governance: An International Review, 24(3), 334–345. https://doi.org/10.1111/corg.12133
Stulz James Tompkins Rohan Williamson Zhongxia Ye, R. M. (2022). ECGI Working Paper Series in Finance Why do bank boards have risk committees? January.
Sun, J., & Liu, G. (2014). Audit committees’ oversight of bank risk-taking. Journal of Banking and Finance, 40(1), 376–387. https://doi.org/10.1016/j.jbankfin.2013.12.015
Sunaryo, D. (2020). The Effect Of Capital Adequacy Ratio (CAR), Net Interest Margin (NIM), Non-Performing Loan (NPL), and Loan To Deposit Ratio (LDR) Against Return On Asset (ROA) In General Banks In Southeast Asia 2012-2018. Ilomata International Journal of Management, 1(4), 149–158. https://doi.org/10.52728/ijjm.v1i4.110
Viljoen, C., Bruwer, B. W., & Enslin, Z. (2019). Determinants of enhanced risk disclosure of JSE Top 40 Companies: the board risk committee composition, frequency of meetings and the chief risk officer. Southern African Business Review, 20, 208–235. https://doi.org/10.25159/1998-8125/6050
Addo, P. C., Jiaming, F., Kulbo, N. B., & Liangqiang, L. (2020). COVID-19: fear appeal favoring purchase behavior towards personal protective equipment. Service Industries Journal, 40(7–8), 471–490. https://doi.org/10.1080/02642069.2020.1751823
Aebi, V., Sabato, G., & Schmid, M. (2012). Risk management, corporate governance, and bank performance in the financial crisis. Journal of Banking and Finance, 36(12), 3213–3226. https://doi.org/10.1016/j.jbankfin.2011.10.020
Alshehhi, S. A. R. S. (2023). Risk Management Governance and Sustainable Financial Performance. Saudi Journal of Business and Management Studies, 8(08), 178–185. https://doi.org/10.36348/sjbms.2023.v08i08.002
Ames, D. (2015). Audit Report Lag and Submission Approval Lag: The Case of Insurance Companies. Journal of Applied Finance Research, 2.
Anderson, E. W., Fornell, C., & Mazvancheryl, S. K. (2004). Customer Satisfaction and Shareholder Value. Journal of Marketing, 68(October), 172–185. https://doi.org/10.1509/jmkg.68.4.172.42723
Andres, P. de, & Vallelado, E. (2008). Corporate governance in banking: The role of the board of directors. Journal of Banking and Finance, 32(12), 2570–2580. https://doi.org/10.1016/j.jbankfin.2008.05.008
Bartik, A. W., Bertrand, M., Cullen, Z., Glaeser, E. L., Luca, M., & Stanton, C. (2020). The impact of COVID-19 on small business outcomes and expectations. Proceedings of the National Academy of Sciences of the United States of America, 117(30), 17656–17666. https://doi.org/10.1073/pnas.2006991117
Barua, S. (2020). Understanding Coronanomics: The Economic Implications of the Coronavirus (COVID-19) Pandemic. SSRN Electronic Journal, April, 1–44. https://doi.org/10.2139/ssrn.3566477
Battaglia, F., & Gallo, A. (2015). Risk governance and Asian bank performance: An empirical investigation over the financial crisis. Emerging Markets Review, 25, 53–68. https://doi.org/10.1016/j.ememar.2015.04.004
Beck, T., & Keil, J. (2020). Have Banks Caught Corona? Effects of COVID on Lending in the U.S. SSRN Electronic Journal.
Brancato, C. K., Tonello, M., Hexter, E., & Contents, K. R. N. (2006). The Role of U . S . Corporate Boards In Enterprise Risk Management. The Conference Board.
Brunnermeier, M. K. (2009). Deciphering the liquidity and credit crunch 2007-2008. Journal of Economic Perspectives, 23(1), 77–100. https://doi.org/10.1257/jep.23.1.77
Bugalla, J., Kallman, J., Lindo, S., & Narvaez, K. (2012). The new model of governance and risk management for financial institutions. Journal of Risk Management in Financial Institutions, 5, 181–193.
Cerasi, V., Deininger, S. M., Gambacorta, L., & Oliviero, T. (2020). How post-crisis regulation has affected bank CEO compensation. Journal of International Money and Finance, 104, 102153. https://doi.org/10.1016/j.jimonfin.2020.102153
Chip, B., Reserve, F., & Ii, W. W. (2023). Bank Performance Under a High Inflation Scenario.
Chou, T.-K., & Buchdadi, A. D. (2017). Independent Board, Audit Committee, Risk Committee, the Meeting Attendance level and Its Impact on the Performance: A Study of Listed Banks in Indonesia. International Journal of Business Administration, 8(3), 24. https://doi.org/10.5430/ijba.v8n3p24
Ding, B. Y., & Wei, F. (2023). Overlapping membership between risk management committee and audit committee and bank risk-taking: Evidence from China. International Review of Financial Analysis, 86(August 2022), 102501. https://doi.org/10.1016/j.irfa.2023.102501
Drechsler, I., Savov, A., & Schnabl, P. (2021). Banking on Deposits: Maturity Transformation without Interest Rate Risk. Journal of Finance, 76(3), 1091–1143. https://doi.org/10.1111/jofi.13013
Duan, H., Huang, Z., Jiang, J., Ming, X., Zhang, D., & Wang, S. (2021). Coronavirus: The Not-So-Trivial Loss of Well-Being Hongbo. Earth’s Future, 9, e2020EF001904. https://doi.org/https://doi. org/10.1029/2020EF001904
Ellul, A., & Yerramilli, V. (2013). Stronger risk controls, lower risk: Evidence from U.S. bank holding companies. Journal of Finance, 68(5), 1757–1803. https://doi.org/10.1111/jofi.12057
Fali, I. M., Philomena, O. N., Ibrahim, Y., & Amos, J. (2020). Risk Management Committee Size, Independence, Expertise and Financial Performance of Listed Insurance Firms in Nigeria. International Journal of Research and Innovation in Social Science, May, 2454–6186.
Farrell, M., & Gallagher, R. (2015). The Valuation Implications of Enterprise Risk Management Maturity. Journal of Risk and Insurance, 82(3), 625–657. https://doi.org/10.1111/jori.12035
FSB. (2013). Policy Framework for Strengthening Oversight and Regulation of Shadow Banking Entities. August.
Gao, S., Meng, F., Gu, Z., Liu, Z., & Farrukh, M. (2021). Mapping and clustering analysis on environmental, social and governance field a bibliometric analysis using scopus. Sustainability (Switzerland), 13(13). https://doi.org/10.3390/su13137304
Haneef, S., Rana, M. A., & Karim, Y. (2012). Impact of Risk Management on Non-Performing Loans and Profitability of Banking Sector of Pakistan Hailey College of Commerce University of the Punjab Hafiz Muhammad Ishaq Federal Urdu University of Arts , Science and Technology. 3(7), 307–315.
Hines, C. S., & Peters, G. F. (2015). Voluntary risk management committee formation: Determinants and short-term outcomes. Journal of Accounting and Public Policy, 34(3), 267–290. https://doi.org/10.1016/j.jaccpubpol.2015.02.001
Hussain, N., Rigoni, U., & Orij, R. P. (2018). Corporate Governance and Sustainability Performance: Analysis of Triple Bottom Line Performance. Journal of Business Ethics, 149(2), 411–432. https://doi.org/10.1007/s10551-016-3099-5
Jensen, M. C. (1993). The Modern Industrial Revolution, Exit, and the Failure of Internal Control Systems. The Journal of Finance, 48(3), 831–880. https://doi.org/10.1111/j.1540-6261.1993.tb04022.x
Jolevski, L. (2017). Non-performing loans and profitability indicators: The case of the Republic of Macedenia. Journal of Contemporary Economic and Business Issues, 4(2), 5–20.
Korein, S., Abotalib, A., Trojak, M., & Abou-El-Sood, H. (2022). Is capital conservation buffer or regulatory leverage better at improving bank efficiency? The case of an emerging market. Journal of Humanities and Applied Social Sciences, 4(4), 292–309. https://doi.org/10.1108/jhass-10-2020-0186
Kparobo Gloria AROGHENE, & Ikeora, J.J.E. (2022). Effect of Non-Performing Loans (Npls), Capital Adequacy (Ca) and Corporate Governance (Cg) on Bank Stability in Nigeria. Finance & Accounting Research Journal, 4(4), 180–192. https://doi.org/10.51594/farj.v4i4.400
Lee, A. X., & Hooy, C. W. (2020). Banks’ risk-taking and state ownership: Evidence from asian emerging markets. Malaysian Journal of Economic Studies, 57(1), 59–80. https://doi.org/10.22452/MJES.vol57no1.4
Li, H., Lam, H. K. S., Ho, W., & Yeung, A. C. L. (2022). The impact of chief risk officer appointments on firm risk and operational efficiency. Journal of Operations Management, 68(3), 241–269. https://doi.org/10.1002/joom.1175
Liebenberg, A. P., & Hoyt, R. E. (2003). The Determinants of Enterprise Risk Management: Evidence From the Appointment of Chief Risk Officers. Risk Management and Insurance Review, 6(1), 37–52. https://doi.org/10.1111/1098-1616.00019
Malik, M. F., Zaman, M., & Buckby, S. (2020). Enterprise risk management and firm performance: Role of the risk committee. Journal of Contemporary Accounting and Economics, 16(1), 100178. https://doi.org/10.1016/j.jcae.2019.100178
Modiglian, F., & Miller, M. H. (1958). THE COST OF CAPITAL, CORPORATION FINANCE AND THE THEORY OF INVESTMIENT. The American Economic Review, 62(3), 547. https://doi.org/10.2307/1286430
Modigliani, F., & Papademos, L. (1980). The Structure of Financial Markets and the Monetary Mechanism. Monetary Aggregates III, 111.
Mollah, S., Hassan, M. K., Al Farooque, O., & Mobarek, A. (2017). The governance, risk-taking, and performance of Islamic banks. Journal of Financial Services Research, 51(2), 195–219. https://doi.org/10.1007/s10693-016-0245-2
Mongiardino, A., & Plath, C. (2010). Risk governance at large banks: Have any lessons been learned? Journal of Risk Management in Financial Institutions, 3(2).
Murungi, K., Alhassan, A. L., & Zeka, B. (2023). Regulation and agriculture financing in Kenya. Agricultural Finance Review, 83(4–5), 783–799. https://doi.org/10.1108/AFR-10-2022-0130
Nguyen, Q. K., & Dang, V. C. (2022). The impact of risk governance structure on bank risk management effectiveness: evidence from ASEAN countries. Heliyon, 8(10), e11192. https://doi.org/10.1016/j.heliyon.2022.e11192
Nikolić, J., Nielsen, J. E., & Peković, J. (2022). Board Structure and Bank Performance: The Mediating Role of Intellectual Capital. Naše Gospodarstvo/Our Economy, 68(2), 28–42. https://doi.org/10.2478/ngoe-2022-0009
Nwosu, C. P., Okedigba, D. O., & Anih, D. O. (2020). Non-Performing Loans and Profitability of the Nigerian Commercial Banks. 58(3), 35–58.
OECD. (2009). Anual Report. Anual Report, 24(2), 187–202.
Ozili, P. K. (2023). Sustainable development and bank non-performing loans: are they correlated? Arab Gulf Journal of Scientific Research. https://doi.org/10.1108/AGJSR-01-2023-0028
Ozili, P. K., & Arun, T. (2020). Spillover of COVID-19: Impact on the Global Economy. SSRN Electronic Journal. https://doi.org/10.2139/ssrn.3562570
Pangeran. (2017). Risiko Likuiditas Dan Determinan. Siddiqi 2008.
Park, C., Kim, D. S., & Lee, K. Y. (2022). Asset allocation efficiency from dynamic and static strategies in underfunded pension funds. Journal of Derivatives and Quantitative Studies, 30(1), 2–22. https://doi.org/10.1108/JDQS-10-2021-0025
Pathan, S. (2009). Strong boards, CEO power and bank risk-taking. Journal of Banking and Finance, 33(7), 1340–1350. https://doi.org/10.1016/j.jbankfin.2009.02.001
Piserà, S., & Chiappini, H. (2024). Are ESG indexes a safe-haven or hedging asset? Evidence from the COVID-19 pandemic in China. International Journal of Emerging Markets, 19(1), 56–75. https://doi.org/10.1108/IJOEM-07-2021-1018
Priyadi, U., Utami, K. D. S., Muhammad, R., & Nugraheni, P. (2021). Determinants of credit risk of Indonesian Sharīʿah rural banks. ISRA International Journal of Islamic Finance, 13(3), 284–301. https://doi.org/10.1108/IJIF-09-2019-0134
Punagi, M., & Fauzi, A. (2022). Analysis Of Factors Affecting Of Return On Assets Of Banking Companies Before And During Covid-19 Pandemic. Journal Of Management, Accounting, General Finance And International Economic Issues (MARGINAL), 2(1), 86–99. https://doi.org/https://doi.org/10.55047/marginal.v2i1.357
Qadri, S. U., Ma, Z., Raza, M., Li, M., Qadri, S., Ye, C., & Xie, H. (2023). COVID-19 and financial performance: Pre and post effect of COVID-19 on organization performance; A study based on South Asian economy. Frontiers in Public Health, 10. https://doi.org/10.3389/fpubh.2022.1055406
Safitri, J., & Primadhita, Y. (2022). Role Of Credit Risk As A Mediation Of Liquidity Influence On Sharia Banking Performance Peran Risiko Kredit Sebagai Pemediasi Pengaruh Likuiditas Terhadap Kinerja Perbankan Syariah. Perisai: Islamic Banking and Finance Journal, 6(1), 40–50. https://doi.org/10.21070/perisai.v6i1.
Srivastav, A., & Hagendorff, J. (2016). Corporate Governance and Bank Risk-taking. Corporate Governance: An International Review, 24(3), 334–345. https://doi.org/10.1111/corg.12133
Stulz James Tompkins Rohan Williamson Zhongxia Ye, R. M. (2022). ECGI Working Paper Series in Finance Why do bank boards have risk committees? January.
Sun, J., & Liu, G. (2014). Audit committees’ oversight of bank risk-taking. Journal of Banking and Finance, 40(1), 376–387. https://doi.org/10.1016/j.jbankfin.2013.12.015
Sunaryo, D. (2020). The Effect Of Capital Adequacy Ratio (CAR), Net Interest Margin (NIM), Non-Performing Loan (NPL), and Loan To Deposit Ratio (LDR) Against Return On Asset (ROA) In General Banks In Southeast Asia 2012-2018. Ilomata International Journal of Management, 1(4), 149–158. https://doi.org/10.52728/ijjm.v1i4.110
Viljoen, C., Bruwer, B. W., & Enslin, Z. (2019). Determinants of enhanced risk disclosure of JSE Top 40 Companies: the board risk committee composition, frequency of meetings and the chief risk officer. Southern African Business Review, 20, 208–235. https://doi.org/10.25159/1998-8125/6050