Small-Scale and Individual Entrepreneurs (SIEs) play a key role in economic growth of develop-ing countries. The principal objective of this study is to investigate M-money and M-commerce contribution to business growth in Ghana. A cross-sectional survey is used to collect the neces-sary data and a total of 480 SIEs respondents participated in the study. The data is collected from three different locations in the capital city Accra where the activities of SIEs are predominate (Lapaz=230, Kaneshie=150, and Kasoa= 170). The researchers used Stata in analyzing the quan-titative data. The findings reveal that M-money and M-commerce facilitate the growth of business among SIEs. However, few people reported of savings (3.5%) and make merchandise payments (4.8%), due to perceived risk issues. The study used cross-sectional survey design and conven-ience sampling which makes it difficult to generalize the findings.

This study examines the impact of psychological characteristics, materialism, unity, uniqueness, hedonism, and perfectionism, and demographic characteristics including gender, age and income as well as the costing behavior (price) on the views towards the luxury restaurant. The results show that perfectionism and uniqueness had a direct impact on the consumer's views towards luxury restaurant. On the other hand, the demographic characteristics such as age, income and education had a positive relationship with the consumer's views towards the luxury restaurant. Finally, a new hypothesis as the relationship between price and service quality and customer atti-tudes was examined in this study and it was concluded that there was a significant positive rela-tionship between price and customer’s views. The results of the research data also confirmed the relationship between price and service quality.

Six-Sigma is a statistical attitude – not judgment or sentiment. It is about statistical facts that as-sist the authorities to spotlight their concentration on the progression arrangement rather than on individuals and get assessments based on reality and unbiased information but not on impracti-cable prospects. Six-Sigma is an integrated approach to involve everything within the organiza-tion for reducing defects and variation. It is a combination of all efforts in an association for quality enhancement, quality progress and quality protection to reach the optimum clients satis-faction. The primary objective of Six-Sigma methodology is always directed towards the perfec-tion at any level whether financial or non-financial. Putting efforts rightly and maintaining con-sistency are the basic concepts behind successful implementation of Six-Sigma. The present work provides a way to examine the Six-Sigma practice in a manufacturing firm with the use of statistical thinking in getting high quality products by reducing the variation and ultimately in-creasing profit.

Both organizational agility and learning capability are prerequisites for organizational survival and success. This study explores the contribution of agility practices to organizational learning capabilities at the commercial banks in Jordan. To examine the proposed model, a sample of 158 employees within top and middle managements was used. Structural Equation Modeling was conducted for assessing validity and reliability of measurement instrument, evaluating model fit, and testing hypotheses. This study recognizes agility as a key element of learning facilitators. Findings affirm the strategic value of agility and conclude that administrators working within ag-ile organizations would be able to acquire conditions that foster learning.