How to cite this paper
Zulaihati, S & Widyastuti, U. (2020). Determinants of consumer financial behavior: Evidence from households in Indonesia.Accounting, 6(7), 1193-1198.
Refrences
Atkinson, A., Monticone, C., & Mess, F. (2016). OECD/INFE International Survey of Adult Financial Literacy Competencies. Technical Report, OECD.
Bateman, H., Louviere, J., Thorp, S., Islam, T., & Satchell, S. (2017). Investment decisions for retirement savings. The Journal of Consumer Affairs, 44(3), 463-482.
Brounen, D., Koedijk, K. G., & Pownall, R. A. (2016). Household financial planning and savings behavior. Journal of International Money and Finance, 69, 95-107.
Chatterjee, S., Fan, L., Jacobs, B., & Haas, R. (2017). Risk tolerance and goals-based savings behavior of households: The role of financial literacy. Journal of Personal Finance, Forthcoming. Retrieved from https://ssrn.com/abstract=2918014
de Bassa Scheresberg, C. (2013). Financial literacy and financial behavior among young adults: Evidence and implications. Numeracy, 6(2), 5.
Dewi, V. I., Febrian, E., Effendi, N., & Anwar, M. (2020). Does financial perception mediating the financial literacy on financial behavior? A study of academic community in central Java Island, Indonesia. Montenegrin Journal of Economics, 16(2), 33-48.
East, R. (1993). Investment decisions and the Theory of Planned Behaviour. Journal of Economic Psychology, 14(2), 337-375.
Hair Jr., J. F., Black, W. C., Babin, B. J., & Anderson, R. E. (2019). Multivariate data analysis: Cengage.
Hassan Al‐Tamimi, H. A., & Anood Bin Kalli, A. (2009). Financial literacy and investment decisions of UAE investors. The Journal of Risk Finance, 10(5), 500-516.
Henager, R., & Cude, B. J. (2016). Financial literacy and long- and short-term financial behavior in different age groups. Journal of Financial Counseling and Planning, 27(1), 3-19. doi:10.1891/1052-3073.27.1.3
Hinkin, T. R. (1998). A brief tutorial on the development of measures for use in survey questionnaires. Organizational Research methods, 1(1), 104-121.
Huston, S. J. (2010). Measuring financial literacy. Journal of Consumer Affairs, 44(2), 296-316.
Knoll, M. A., & Houts, C. R. (2012). The financial knowledge scale: An application of item response theory to the assessment of financial literacy. Journal of Consumer Affairs, 46(3), 381-410.
Lorenzo-Seva, U. (2013). How to report the percentage of explained common variance in exploratory factor analysis. Unpublished manuscript.
OJK. (2020). Survei Nasional Literasi dan Inklusi Keuangan 2019. In O. J. Keuangan (Ed.).
Varcoe, K., Martin, A., Devitto, Z., & Go, C. (2005). Using a financial education curriculum for teens. Retrieved from http://afcpe.org/assets/pdf/vol1617.pdf
Wagner, J. F. (2015). An analysis of the effects of financial education on financial literacy and financial behaviors. (3689481 Ph.D.), The University of Nebraska. Retrieved from https://search.proquest.com/docview/1677183122?accountid=25704 ProQuest Dissertations & Theses Global: The Humanities and Social Sciences Collection database.
Widyastuti, U., Sumiati, A., Susanti, S., & Suherman. (2019). Financial inclusion at the bottom of the pyramid: Accessibility, usage and barriers from fishermen's perspective in urban areas. International Journal of Innovation, Creativity and Change, 9(9), 262-279.
Williams, B., Onsman, A., & Brown, T. (2010). Exploratory factor analysis: A five-step guide for novices. Australasian Journal of Paramedicine, 8(3).
Xiao, J. J. (2008). Applying behavior theories to financial behavior Handbook of consumer finance research (pp. 69-81): Springer.
Xiao, J. J., Tang, C., Serido, J., & Shim, S. (2011). Antecedents and consequences of risky credit behavior among college students: Application and extension of the theory of planned behavior. Journal of Public Policy & Marketing, 30(2), 239-245.
Zulaihati, S., Susanti, S., & Widyastuti, U. (2020). Teachers’ financial literacy: Does it impact on financial behaviour? Management Science Letters, 10(3), 653-658.
Bateman, H., Louviere, J., Thorp, S., Islam, T., & Satchell, S. (2017). Investment decisions for retirement savings. The Journal of Consumer Affairs, 44(3), 463-482.
Brounen, D., Koedijk, K. G., & Pownall, R. A. (2016). Household financial planning and savings behavior. Journal of International Money and Finance, 69, 95-107.
Chatterjee, S., Fan, L., Jacobs, B., & Haas, R. (2017). Risk tolerance and goals-based savings behavior of households: The role of financial literacy. Journal of Personal Finance, Forthcoming. Retrieved from https://ssrn.com/abstract=2918014
de Bassa Scheresberg, C. (2013). Financial literacy and financial behavior among young adults: Evidence and implications. Numeracy, 6(2), 5.
Dewi, V. I., Febrian, E., Effendi, N., & Anwar, M. (2020). Does financial perception mediating the financial literacy on financial behavior? A study of academic community in central Java Island, Indonesia. Montenegrin Journal of Economics, 16(2), 33-48.
East, R. (1993). Investment decisions and the Theory of Planned Behaviour. Journal of Economic Psychology, 14(2), 337-375.
Hair Jr., J. F., Black, W. C., Babin, B. J., & Anderson, R. E. (2019). Multivariate data analysis: Cengage.
Hassan Al‐Tamimi, H. A., & Anood Bin Kalli, A. (2009). Financial literacy and investment decisions of UAE investors. The Journal of Risk Finance, 10(5), 500-516.
Henager, R., & Cude, B. J. (2016). Financial literacy and long- and short-term financial behavior in different age groups. Journal of Financial Counseling and Planning, 27(1), 3-19. doi:10.1891/1052-3073.27.1.3
Hinkin, T. R. (1998). A brief tutorial on the development of measures for use in survey questionnaires. Organizational Research methods, 1(1), 104-121.
Huston, S. J. (2010). Measuring financial literacy. Journal of Consumer Affairs, 44(2), 296-316.
Knoll, M. A., & Houts, C. R. (2012). The financial knowledge scale: An application of item response theory to the assessment of financial literacy. Journal of Consumer Affairs, 46(3), 381-410.
Lorenzo-Seva, U. (2013). How to report the percentage of explained common variance in exploratory factor analysis. Unpublished manuscript.
OJK. (2020). Survei Nasional Literasi dan Inklusi Keuangan 2019. In O. J. Keuangan (Ed.).
Varcoe, K., Martin, A., Devitto, Z., & Go, C. (2005). Using a financial education curriculum for teens. Retrieved from http://afcpe.org/assets/pdf/vol1617.pdf
Wagner, J. F. (2015). An analysis of the effects of financial education on financial literacy and financial behaviors. (3689481 Ph.D.), The University of Nebraska. Retrieved from https://search.proquest.com/docview/1677183122?accountid=25704 ProQuest Dissertations & Theses Global: The Humanities and Social Sciences Collection database.
Widyastuti, U., Sumiati, A., Susanti, S., & Suherman. (2019). Financial inclusion at the bottom of the pyramid: Accessibility, usage and barriers from fishermen's perspective in urban areas. International Journal of Innovation, Creativity and Change, 9(9), 262-279.
Williams, B., Onsman, A., & Brown, T. (2010). Exploratory factor analysis: A five-step guide for novices. Australasian Journal of Paramedicine, 8(3).
Xiao, J. J. (2008). Applying behavior theories to financial behavior Handbook of consumer finance research (pp. 69-81): Springer.
Xiao, J. J., Tang, C., Serido, J., & Shim, S. (2011). Antecedents and consequences of risky credit behavior among college students: Application and extension of the theory of planned behavior. Journal of Public Policy & Marketing, 30(2), 239-245.
Zulaihati, S., Susanti, S., & Widyastuti, U. (2020). Teachers’ financial literacy: Does it impact on financial behaviour? Management Science Letters, 10(3), 653-658.