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Accounting

ISSN 2369-7407 (Online) - ISSN 2369-7393 (Print)
Quarterly Publication
Volume 6 Issue 7 pp. 1291-1296 , 2020

The role of artificial intelligence and big data on loan decisions Pages 1291-1296 Right click to download the paper Download PDF

Authors: Maha Abuhusain

DOI: 10.5267/j.ac.2020.8.022

Keywords: Artificial Intelligence, Big Data, Loan Decisions, Banks

Abstract: The aim of the present research was to identify the influence of Artificial Intelligence and Big data on loan decisions in Saudi Arabian banks. The study used a sample of thirteen banks located in Saudi Arabia for data analysis. The data was gathered using some questionnaires distributed to bank staff. The results indicate a significant connection among loan decisions and AI and Big data. Moreover, it was found that there was a statistically positive and significant relationship between the artificial intelligence and the quality of loan decision-making. There was also a positive association between experience, educational qualification and using big data and AI. In conclusion, the results show that AI and Big data could enhance innovation which could be applied in the banks of Saudi Arabia for loan decisions assessment.


How to cite this paper
Abuhusain, M. (2020). The role of artificial intelligence and big data on loan decisions.Accounting, 6(7), 1291-1296.

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Journal: Accounting | Year: 2020 | Volume: 6 | Issue: 7 | Views: 1571 | Reviews: 0

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