How to cite this paper
Yarifard, S & Ojaghi, S. (2017). Evaluating applicants’ credit capability for banking facilities by qualitative and operational indicators.Accounting, 3(1), 41-46.
Refrences
Bedendo, M., & Colla, P. (2015). Sovereign and corporate credit risk: Evidence from the Eurozone. Journal of Corporate Finance, 33, 34-52.
Behr, P., & Güttler, A. (2007). Credit risk assessment and relationship lending: An empirical analysis of German small and medium‐sized enterprises. Journal of Small Business Management, 45(2), 194-213.
Carling, K., Jacobson, T., Lindé, J., & Roszbach, K. (2007). Corporate credit risk modeling and the macroeconomy. Journal of Banking & Finance, 31(3), 845-868.
Chaibi, H., & Ftiti, Z. (2015). Credit risk determinants: Evidence from a cross-country study. Research in International Business and Finance, 33, 1-16.
Gordy, M. B. (2003). A risk-factor model foundation for ratings-based bank capital rules. Journal of Financial Intermediation, 12(3), 199-232.
Crook, J. N., Edelman, D. B., & Thomas, L. C. (2007). Recent developments in consumer credit risk assessment. European Journal of Operational Research, 183(3), 1447-1465.
Demerjian, P. R., Lev, B., Lewis, M. F., & McVay, S. E. (2012). Managerial ability and earnings quality. The Accounting Review, 88(2), 463-498.
Galindo, J., & Tamayo, P. (2000). Credit risk assessment using statistical and machine learning: basic methodology and risk modeling applications. Computational Economics, 15(1-2), 107-143.
Min, J. H., & Lee, Y. C. (2008). A practical approach to credit scoring. Expert Systems with Applications, 35(4), 1762-1770.
Oreski, S., Oreski, D., & Oreski, G. (2012). Hybrid system with genetic algorithm and artificial neural networks and its application to retail credit risk assessment. Expert systems with applications, 39(16), 12605-12617.
Saunders, A., Cornett, M. M., & McGraw, P. A. (2006). Financial institutions management: A risk management approach (Vol. 8). McGraw-Hill/Irwin.
Subrahmanyam, M. G., Tang, D. Y., & Wang, S. Q. (2016). Does the tail wag the dog? The effect of credit default swaps on credit risk. In Development in India (pp. 199-236). Springer India.
Twala, B. (2010). Multiple classifier application to credit risk assessment.Expert Systems with Applications, 37(4), 3326-3336.
Yi, G., Lei, H., & Ziqiang, L. (2015). Port customer credit risk prediction based on Internal and external information fusion. Open Cybernetics & Systemics Journal, 9, 1323-1328.
Zhang, F., Tadikamalla, P. R., & Shang, J. (2016). Corporate credit-risk evaluation system: Integrating explicit and implicit financial performances.International Journal of Production Economics, 177, 77-100.
Behr, P., & Güttler, A. (2007). Credit risk assessment and relationship lending: An empirical analysis of German small and medium‐sized enterprises. Journal of Small Business Management, 45(2), 194-213.
Carling, K., Jacobson, T., Lindé, J., & Roszbach, K. (2007). Corporate credit risk modeling and the macroeconomy. Journal of Banking & Finance, 31(3), 845-868.
Chaibi, H., & Ftiti, Z. (2015). Credit risk determinants: Evidence from a cross-country study. Research in International Business and Finance, 33, 1-16.
Gordy, M. B. (2003). A risk-factor model foundation for ratings-based bank capital rules. Journal of Financial Intermediation, 12(3), 199-232.
Crook, J. N., Edelman, D. B., & Thomas, L. C. (2007). Recent developments in consumer credit risk assessment. European Journal of Operational Research, 183(3), 1447-1465.
Demerjian, P. R., Lev, B., Lewis, M. F., & McVay, S. E. (2012). Managerial ability and earnings quality. The Accounting Review, 88(2), 463-498.
Galindo, J., & Tamayo, P. (2000). Credit risk assessment using statistical and machine learning: basic methodology and risk modeling applications. Computational Economics, 15(1-2), 107-143.
Min, J. H., & Lee, Y. C. (2008). A practical approach to credit scoring. Expert Systems with Applications, 35(4), 1762-1770.
Oreski, S., Oreski, D., & Oreski, G. (2012). Hybrid system with genetic algorithm and artificial neural networks and its application to retail credit risk assessment. Expert systems with applications, 39(16), 12605-12617.
Saunders, A., Cornett, M. M., & McGraw, P. A. (2006). Financial institutions management: A risk management approach (Vol. 8). McGraw-Hill/Irwin.
Subrahmanyam, M. G., Tang, D. Y., & Wang, S. Q. (2016). Does the tail wag the dog? The effect of credit default swaps on credit risk. In Development in India (pp. 199-236). Springer India.
Twala, B. (2010). Multiple classifier application to credit risk assessment.Expert Systems with Applications, 37(4), 3326-3336.
Yi, G., Lei, H., & Ziqiang, L. (2015). Port customer credit risk prediction based on Internal and external information fusion. Open Cybernetics & Systemics Journal, 9, 1323-1328.
Zhang, F., Tadikamalla, P. R., & Shang, J. (2016). Corporate credit-risk evaluation system: Integrating explicit and implicit financial performances.International Journal of Production Economics, 177, 77-100.