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How to cite this paper
APA: Hamdana, H., Murwani, F., Sudarmiatin, S & Hermawan, A. (2022). The effects of financial and technology literacy on the sustainability of Indonesian SMEs: Mediating role of supply chain practice. Uncertain Supply Chain Management, 10(4), 1449-1456.
Chicago/Turabian: Hamdana, H., Murwani, F., Sudarmiatin, S & Hermawan, A. 2022. "The effects of financial and technology literacy on the sustainability of Indonesian SMEs: Mediating role of supply chain practice." Uncertain Supply Chain Management 10, no. 4 (2022): 1449-1456.
AMA: Hamdana, H., Murwani, F., Sudarmiatin, S & Hermawan, A. The effects of financial and technology literacy on the sustainability of Indonesian SMEs: Mediating role of supply chain practice. Uncertain Supply Chain Management. 2022;10(4):1449-1456.
References
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Agyei, S. K. (2018). Culture, financial literacy, and SME performance in Ghana. Cogent Economic & Finance, 6(1), 1-16.
Akomea-Bonsu, C., & Sampong, F. (2012). The impact of Information and Communication Technologies (ICT) on Small and Medium Scale Enterprises (SMEs) in the Kumasi Metropolis, Ghana, West Africa. European Journal of Business and Management, 4(20), 152-158.
Alamsjah, F., & Asrol, M. (2022). Supply chain ambidexterity and performance under uncertainty: The case of inter-island logistics in Indonesia. Uncertain Supply Chain Management, 10(3), 759-770.
Al-Odeh, M., & Smallwood, J. (2012). Sustainable Supply Chain Management: Literature Review, Trends, and Framework. International Journal of Computational Engineering & Management, 15(1), 85-92.
Alzaman, C. (2014). Green supply chain modelling: Literature review. International Journal of Business Performance and Supply Chain Modelling, (6)1, 16-39
Ashrafi, R., & Murtaza, M. (2008). Use and impact of ICT on SMEs in Oman. Electronic Journal of Information System Evaluation, 11(3), 125-138.
Baliga, R., Raut, R., & Kamble, S. (2020). Sustainable supply chain management practices and performance: An integrated perspective from a developing economy. Management of Environmental Quality, (30)5, 1001-1049.
Bongomin, G., Ntayi, J., Munene, J., & Malinga, C. (2018). Exploring the mediating role of social capital in the relationship between financial intermediation and financial inclusion in rural Uganda. International Journal of Socio Economic, (45)5, 829-847.
Boom, R. P. (2020). Financial Risk Management in SMEs: A New Conceptual Framework. International Business Research, 13(10), 85-94.
Chen, C. L., Lin, Y., Chen, W., Chao, C., & Pandia, H. (2021). Role of Government to Enhance Digital Transformation in Small Service Business. Sustainability MDPI, 13(1028), 1-24.
Das, S., Kundu, A., & Bhattacharya, A. (2020). Technology Adaptation and Survival of SMEs: A Longitudinal Study of Developing Countries. Technology Innovation Management Review, 10(6), 64-72.
Dombrovskis, V., & Katainen, J. (2017). Financing A Sustainable European Economy. European Commission: High-Level Expert Group on Sustainable Finance. https://ec.europa.eu/info/sites/default/files/170713.
Effendi, M. I., Sugandini, D., Istanto, Y., Arundati, R., & Adisti, T. (2020). The Technology, Organization, and Environment Framework. Yogyakarta, Indonesia: Zahir Publishing. ISBN: 978-623-7707-73-8
Eniola, A., & Entebang, H. (2015). SME Firm Performance-Financial Innovation and Challenges. Procedia Social Behavior Science, 195(1), 334-342.
Fatoki, O. (2014). The Financial Literacy of Micro Entrepreneurs in South Africa. Journal of Social Science, 40( 2), 151-158.
Glavas, C., Mathews, S., & Russel, B. (2019). Knowledge acquisition via internet-enabled platforms. International Marketing Review, 74-107. DOI:10.1108/IMR-02-2017-0041
Gold, S., & Schleper, M. (2017). A pathway towards true sustainability: A recognition foundation of sustainable supply chain management. European Management Journal, 35(4), 425-429.
Govindan, K., Azevedo, S., Carvalho, H., & Cruz-Machado , V. (2014). Impact of supply chain management practices on sustainability. Journal of Cleaner Production, 85(1), 212-225.
Hasan, M. (2013). Sustainable Supply Chain Management Practices and Operational Performance. American Journal of Industrial and Business Management, 1(3), 42-48.
Hu, Q., William, S. M., & Found, P. (2019). Knowledge management in consultancy-involved process improvement projects: Cases from Chinese SMEs. Production Planning and Control, 10-12(30), 866-880.
Huston, S. (2010). Measuring financial literacy. Journal Consumer Affair, 44(2), 296-316.
Ifijeh, G., James, I., & Adebayo, O. (2016). Digital Inclusion and Sustainable Development in Nigeria: The Role of Libraries. In Proceedings of the 3rd International Conference on African Development Issues, (pp. 9-11). Ota, Nigeria.
Islam, N., & Al Mukit, M. (2016). Determining the success of SMEs in Bangladesh. ERPN Societies, 1-17. DOI:10.2139/ssrn.2851533
Jappelli, T., & Padula, M. (2013). Investment in financial literacy and saving decisions. Journal of Banking Finance, 37(8), 2779-2792.
Johari, J., & Komathy. (2019). Sustainability Reporting and Firm Performance: Evidence in Malaysia. International Journal of Accounting, Finance and Business, 4(17), 32-45.
Khan, S. A., & Shahzad, S. (2014). Adoption of Electronic Supply Chain Management and E-Commerce by Small and Medium Enterprises and Their Performance: A Survey of SMEs in Pakistan. American Journal of Industrial and Business Management, 4(9), 433-441.
Kim, S. W. (2006). Effects of supply chain management practices, integration and competition capability on performance. Supply Chain Management: An International Journal, 11(3), 241-248.
Kirchoff, J. F., Tate, W., & Mollenkopf, D. (2016). The impact of strategic organizational orientations on green supply chain management and firm performance. International Journal of Physical Distribution and Logistics Management, 46(3), 269-292.
Klongthong, W., Thavorn, J., Thanabodypath, W., Dhammathattariya, P., & Chandrachai, A. (2020). The Influence of Entrepreneurial Self efficacy and Innovation on Firm Performance: Evidence from Thai Start Up Firms . Humanities and Social Sciences Letters, 8(4), 450-463.
Kulathunga, K., Ye, J., Sharma, S., & Weerathunga , P. (2020). How Does Technological and Financial Literacy Influence SME Performance: Mediating Role of ERM Practices. Information MDPI, 11(6), 1-20.
Ladokun, I., Osunwole, O., & Olaoye, B. (2013). Information and Communication Technology in Small and Medium Enterprises: Factors affecting the Adoption and use of ICT in Nigeria. International Journal of Academic Research in Economics and Management Sciences, 2(6), 220-221.
Leguina, A. (2015). A primer on partial least squares structural equation modeling (PLS-SEM). International Journal of Research & Method in Education, 38(2), 210-221.
Lusardi, A., & Mitchell, O. (2014). The economic importance of financial literacy: Theory and evidence. Journal of Economic Literature, 52(1), 5-44.
Lusimbo, N. E. (2016). Relationship between Financial Literacy and the Growth of Micro and Small Enterprises in Kenya: A Case of Kakamega Central Sub-County. Kenya: Jomo Kenyatta Universita of Agriculture and Technology.
http://ir.jkuat.ac.ke/bitstream/handle/123456789/2236/
Mallinguh, E., Wasike, C., & Zoltan, Z. (2020). Technology Acquisition and SMEs Performance, the Role of Innovation, Export and the Perception of Owner-Managers. Journal of Risk and Financial Management, 13(11), 1-19.
Marri, H. B., Nebhwani, M., & Sohag, R. (2011). Study of Government Support System in SMEs: An Empirical Investigation. Mehran University Research Journal of Engineering & Technology, 30(3), 435-446.
Maulini, Y., Maulina, E., Purnomo, M., & Rizal, M. (2022). Knowledge integration and entrepreneurial capabilities for sustainable competitive advantage through supply chain management. Uncertain Supply Chain Management, 10(2), 333-344.
Mukhtar, S., Putri, K., Suseno, D., Wibowo, A., & Wardana, L. (2020). Influence of Information Technology toward the Development Economics of SMEs in Indonesia. Humanities and Social Sciences Letters, 8(3), 268-279.
Nikmah, F., Sudarmiatin, Hermawan, A., Wardoyo, C., & Hasan, H. (2021). TOE Perspective: Technology Adoption By SMEs In Facing The Industrial Revolution 4.0 . European Journal of Business, Economics and Accountancy, 9(1), 25-35.
Njoronge, R. M. (2013). Relationship between Financial Literacy and Entrepreneurial Success in Nairobi County. Nairobi, Kenya: University of Nairobi. http://erepository.uonbi.ac.ke/bitstream/handle/11295/59635/
Omiunu, O. (2017). Deploying ICT to Enhance Small Businesses and Achieving Sustainable Development: A Paradigm to Reducing Poverty and Unemployment and Enhancing a Sustainable National Development in Nigeria. Hershey, USA: IGI Global. 208-2011. https://www.igi-global.com/
Ong, J., & Ismail, H. (2008). Sustainable competitive advantage through information technology competence: Resource-based view on small and medium enterprises. Communications of the IBIMA, 1(1) , 62-70.
Osano, H. (2019). Factors Influencing Global Expansion/Scalability of Small and Medium Enterprises: A Kenyan Case. World Technopolis Review, 8(1), 21-42.
Panjaitan, J. M., Timur, R., & Sumiyana. (2021). How does the Government of Indonesia empower SMEs? An analysis of the social cognition found in newspapers. Journal of Entrepreneurship in Emerging Economies, 765-790. DOI: 10.1108/JEEE-04-2020-0087
Pinto, L. (2017). Adoption of Sustainable Supply Chain Practices and its Impact on Company Performance. International Journal of Economic Research, 14(15), 339-341.
Prabawani, B. (2013). Measuring SMEs Sustainability: A Literature Review and Agenda for Research. International Journal of Management and Sustainability, 2(12), 193-207.
Prasanna, Jayasundara, & Gamage, S. (2019). Sustainability of SMEs in the Competition: A Systemic Review on Technological Challenges and SME Performance. Journal of Open Innovation: Technology, Market and Complexity, 5(100), 1-18.
Ripain, N., Amirul, S., & Mail, R. (2017). Financial literacy and SMEs’ potential entrepreneurs: The case of Malaysia. Journal of Administrative and Business Studies, 3(2), 60-68.
Saboor, A. (2019). Impact of the financial literacy on the business performance: a case study in afghanistan. Afghanistan: American University of Afghanistan. https://www.researchgate.net/profile/Jimbo-Claver/publication/343064481
Santoso, A., & Lestari, S. (2019). The Roles of Technology Literacy and Technology Integration to Improve Students’ Teaching Competencies. 3rd ICEEBA International Conference on Economics, Education, Business and Accounting, 3(11), 243-256.
Sarwar, Z., Khan, M., Yang, Z., Khan, A., Haseeb, M., & Sarwar, A. (2021). An Investigation of Entrepreneurial SMEs’ Network Capability and Social Capital to Accomplish Innovativeness: A Dynamic Capability Perspective. SAGE, 1-14. DOI: 10.1177/2158244021103
Schiavi, G. S., & Behr, A. (2018). Emerging technologies and new business models: a review on disruptive business models. Innovation Management Review, 15(4), 338-356.
Shimul, S. N., Uddin, M., & Tulon, K. (2017). Major Obstacles for SMEs: A Comparative Analysis of Bangladesh, South Asia and other Developing Countries. International Journal of SME Development, 3(1), 18-42.
Uma, P. (2013). Role of SMEs in Economic Development of India. Asia Pacific Journal of Marketing & Management Review, 2(6), 120-126.
Widdowson, D., & Hailwood, K. (2007). Financial literacy and its role in promoting a sound financial system. Reserve Bank of New Zealand: Bulletin, 70(2), 37-47.
Wise, S. (2013). The impact of financial literacy on new venture survival. International Journal Business Management, (8)23, 30-40.
Ye, J., & Kulathunga, K. (2019). How Does Financial Literacy Promote Sustainability in SMEs? A Developing Country Perspective. Sustainability, 11(1), 1-21.
Ying, Q., Hassan, H., & Ahmad, H. (2019). The Role of a Manager’s Intangible Capabilities in Resource Acquisition and Sustainable Competitive Performance. Sustainability, 11(2), 1-20.
Yoshino, N., & Hesary, F. (2016). Major Challenges Facing Small and Medium-sized Enterprises in Asia and Solutions for Mitigating Them. Tokyo: Asian Development Bank Institute.
https://www.adb.org/sites/default/files/publication/182532/adbi-
Zhang, X., Majid, S., & Foo, S. (2010). The Role of Information Literacy in Environmental Scanning as a Strategic Information System-A Study of Singapore SMEs. In International Symposium on Information Management in a Changing World. Berlin, Germany: Springer.
http://bilgiyonetimi.net/by2010/bildiriler/zhang
Agyei, S. K. (2018). Culture, financial literacy, and SME performance in Ghana. Cogent Economic & Finance, 6(1), 1-16.
Akomea-Bonsu, C., & Sampong, F. (2012). The impact of Information and Communication Technologies (ICT) on Small and Medium Scale Enterprises (SMEs) in the Kumasi Metropolis, Ghana, West Africa. European Journal of Business and Management, 4(20), 152-158.
Alamsjah, F., & Asrol, M. (2022). Supply chain ambidexterity and performance under uncertainty: The case of inter-island logistics in Indonesia. Uncertain Supply Chain Management, 10(3), 759-770.
Al-Odeh, M., & Smallwood, J. (2012). Sustainable Supply Chain Management: Literature Review, Trends, and Framework. International Journal of Computational Engineering & Management, 15(1), 85-92.
Alzaman, C. (2014). Green supply chain modelling: Literature review. International Journal of Business Performance and Supply Chain Modelling, (6)1, 16-39
Ashrafi, R., & Murtaza, M. (2008). Use and impact of ICT on SMEs in Oman. Electronic Journal of Information System Evaluation, 11(3), 125-138.
Baliga, R., Raut, R., & Kamble, S. (2020). Sustainable supply chain management practices and performance: An integrated perspective from a developing economy. Management of Environmental Quality, (30)5, 1001-1049.
Bongomin, G., Ntayi, J., Munene, J., & Malinga, C. (2018). Exploring the mediating role of social capital in the relationship between financial intermediation and financial inclusion in rural Uganda. International Journal of Socio Economic, (45)5, 829-847.
Boom, R. P. (2020). Financial Risk Management in SMEs: A New Conceptual Framework. International Business Research, 13(10), 85-94.
Chen, C. L., Lin, Y., Chen, W., Chao, C., & Pandia, H. (2021). Role of Government to Enhance Digital Transformation in Small Service Business. Sustainability MDPI, 13(1028), 1-24.
Das, S., Kundu, A., & Bhattacharya, A. (2020). Technology Adaptation and Survival of SMEs: A Longitudinal Study of Developing Countries. Technology Innovation Management Review, 10(6), 64-72.
Dombrovskis, V., & Katainen, J. (2017). Financing A Sustainable European Economy. European Commission: High-Level Expert Group on Sustainable Finance. https://ec.europa.eu/info/sites/default/files/170713.
Effendi, M. I., Sugandini, D., Istanto, Y., Arundati, R., & Adisti, T. (2020). The Technology, Organization, and Environment Framework. Yogyakarta, Indonesia: Zahir Publishing. ISBN: 978-623-7707-73-8
Eniola, A., & Entebang, H. (2015). SME Firm Performance-Financial Innovation and Challenges. Procedia Social Behavior Science, 195(1), 334-342.
Fatoki, O. (2014). The Financial Literacy of Micro Entrepreneurs in South Africa. Journal of Social Science, 40( 2), 151-158.
Glavas, C., Mathews, S., & Russel, B. (2019). Knowledge acquisition via internet-enabled platforms. International Marketing Review, 74-107. DOI:10.1108/IMR-02-2017-0041
Gold, S., & Schleper, M. (2017). A pathway towards true sustainability: A recognition foundation of sustainable supply chain management. European Management Journal, 35(4), 425-429.
Govindan, K., Azevedo, S., Carvalho, H., & Cruz-Machado , V. (2014). Impact of supply chain management practices on sustainability. Journal of Cleaner Production, 85(1), 212-225.
Hasan, M. (2013). Sustainable Supply Chain Management Practices and Operational Performance. American Journal of Industrial and Business Management, 1(3), 42-48.
Hu, Q., William, S. M., & Found, P. (2019). Knowledge management in consultancy-involved process improvement projects: Cases from Chinese SMEs. Production Planning and Control, 10-12(30), 866-880.
Huston, S. (2010). Measuring financial literacy. Journal Consumer Affair, 44(2), 296-316.
Ifijeh, G., James, I., & Adebayo, O. (2016). Digital Inclusion and Sustainable Development in Nigeria: The Role of Libraries. In Proceedings of the 3rd International Conference on African Development Issues, (pp. 9-11). Ota, Nigeria.
Islam, N., & Al Mukit, M. (2016). Determining the success of SMEs in Bangladesh. ERPN Societies, 1-17. DOI:10.2139/ssrn.2851533
Jappelli, T., & Padula, M. (2013). Investment in financial literacy and saving decisions. Journal of Banking Finance, 37(8), 2779-2792.
Johari, J., & Komathy. (2019). Sustainability Reporting and Firm Performance: Evidence in Malaysia. International Journal of Accounting, Finance and Business, 4(17), 32-45.
Khan, S. A., & Shahzad, S. (2014). Adoption of Electronic Supply Chain Management and E-Commerce by Small and Medium Enterprises and Their Performance: A Survey of SMEs in Pakistan. American Journal of Industrial and Business Management, 4(9), 433-441.
Kim, S. W. (2006). Effects of supply chain management practices, integration and competition capability on performance. Supply Chain Management: An International Journal, 11(3), 241-248.
Kirchoff, J. F., Tate, W., & Mollenkopf, D. (2016). The impact of strategic organizational orientations on green supply chain management and firm performance. International Journal of Physical Distribution and Logistics Management, 46(3), 269-292.
Klongthong, W., Thavorn, J., Thanabodypath, W., Dhammathattariya, P., & Chandrachai, A. (2020). The Influence of Entrepreneurial Self efficacy and Innovation on Firm Performance: Evidence from Thai Start Up Firms . Humanities and Social Sciences Letters, 8(4), 450-463.
Kulathunga, K., Ye, J., Sharma, S., & Weerathunga , P. (2020). How Does Technological and Financial Literacy Influence SME Performance: Mediating Role of ERM Practices. Information MDPI, 11(6), 1-20.
Ladokun, I., Osunwole, O., & Olaoye, B. (2013). Information and Communication Technology in Small and Medium Enterprises: Factors affecting the Adoption and use of ICT in Nigeria. International Journal of Academic Research in Economics and Management Sciences, 2(6), 220-221.
Leguina, A. (2015). A primer on partial least squares structural equation modeling (PLS-SEM). International Journal of Research & Method in Education, 38(2), 210-221.
Lusardi, A., & Mitchell, O. (2014). The economic importance of financial literacy: Theory and evidence. Journal of Economic Literature, 52(1), 5-44.
Lusimbo, N. E. (2016). Relationship between Financial Literacy and the Growth of Micro and Small Enterprises in Kenya: A Case of Kakamega Central Sub-County. Kenya: Jomo Kenyatta Universita of Agriculture and Technology.
http://ir.jkuat.ac.ke/bitstream/handle/123456789/2236/
Mallinguh, E., Wasike, C., & Zoltan, Z. (2020). Technology Acquisition and SMEs Performance, the Role of Innovation, Export and the Perception of Owner-Managers. Journal of Risk and Financial Management, 13(11), 1-19.
Marri, H. B., Nebhwani, M., & Sohag, R. (2011). Study of Government Support System in SMEs: An Empirical Investigation. Mehran University Research Journal of Engineering & Technology, 30(3), 435-446.
Maulini, Y., Maulina, E., Purnomo, M., & Rizal, M. (2022). Knowledge integration and entrepreneurial capabilities for sustainable competitive advantage through supply chain management. Uncertain Supply Chain Management, 10(2), 333-344.
Mukhtar, S., Putri, K., Suseno, D., Wibowo, A., & Wardana, L. (2020). Influence of Information Technology toward the Development Economics of SMEs in Indonesia. Humanities and Social Sciences Letters, 8(3), 268-279.
Nikmah, F., Sudarmiatin, Hermawan, A., Wardoyo, C., & Hasan, H. (2021). TOE Perspective: Technology Adoption By SMEs In Facing The Industrial Revolution 4.0 . European Journal of Business, Economics and Accountancy, 9(1), 25-35.
Njoronge, R. M. (2013). Relationship between Financial Literacy and Entrepreneurial Success in Nairobi County. Nairobi, Kenya: University of Nairobi. http://erepository.uonbi.ac.ke/bitstream/handle/11295/59635/
Omiunu, O. (2017). Deploying ICT to Enhance Small Businesses and Achieving Sustainable Development: A Paradigm to Reducing Poverty and Unemployment and Enhancing a Sustainable National Development in Nigeria. Hershey, USA: IGI Global. 208-2011. https://www.igi-global.com/
Ong, J., & Ismail, H. (2008). Sustainable competitive advantage through information technology competence: Resource-based view on small and medium enterprises. Communications of the IBIMA, 1(1) , 62-70.
Osano, H. (2019). Factors Influencing Global Expansion/Scalability of Small and Medium Enterprises: A Kenyan Case. World Technopolis Review, 8(1), 21-42.
Panjaitan, J. M., Timur, R., & Sumiyana. (2021). How does the Government of Indonesia empower SMEs? An analysis of the social cognition found in newspapers. Journal of Entrepreneurship in Emerging Economies, 765-790. DOI: 10.1108/JEEE-04-2020-0087
Pinto, L. (2017). Adoption of Sustainable Supply Chain Practices and its Impact on Company Performance. International Journal of Economic Research, 14(15), 339-341.
Prabawani, B. (2013). Measuring SMEs Sustainability: A Literature Review and Agenda for Research. International Journal of Management and Sustainability, 2(12), 193-207.
Prasanna, Jayasundara, & Gamage, S. (2019). Sustainability of SMEs in the Competition: A Systemic Review on Technological Challenges and SME Performance. Journal of Open Innovation: Technology, Market and Complexity, 5(100), 1-18.
Ripain, N., Amirul, S., & Mail, R. (2017). Financial literacy and SMEs’ potential entrepreneurs: The case of Malaysia. Journal of Administrative and Business Studies, 3(2), 60-68.
Saboor, A. (2019). Impact of the financial literacy on the business performance: a case study in afghanistan. Afghanistan: American University of Afghanistan. https://www.researchgate.net/profile/Jimbo-Claver/publication/343064481
Santoso, A., & Lestari, S. (2019). The Roles of Technology Literacy and Technology Integration to Improve Students’ Teaching Competencies. 3rd ICEEBA International Conference on Economics, Education, Business and Accounting, 3(11), 243-256.
Sarwar, Z., Khan, M., Yang, Z., Khan, A., Haseeb, M., & Sarwar, A. (2021). An Investigation of Entrepreneurial SMEs’ Network Capability and Social Capital to Accomplish Innovativeness: A Dynamic Capability Perspective. SAGE, 1-14. DOI: 10.1177/2158244021103
Schiavi, G. S., & Behr, A. (2018). Emerging technologies and new business models: a review on disruptive business models. Innovation Management Review, 15(4), 338-356.
Shimul, S. N., Uddin, M., & Tulon, K. (2017). Major Obstacles for SMEs: A Comparative Analysis of Bangladesh, South Asia and other Developing Countries. International Journal of SME Development, 3(1), 18-42.
Uma, P. (2013). Role of SMEs in Economic Development of India. Asia Pacific Journal of Marketing & Management Review, 2(6), 120-126.
Widdowson, D., & Hailwood, K. (2007). Financial literacy and its role in promoting a sound financial system. Reserve Bank of New Zealand: Bulletin, 70(2), 37-47.
Wise, S. (2013). The impact of financial literacy on new venture survival. International Journal Business Management, (8)23, 30-40.
Ye, J., & Kulathunga, K. (2019). How Does Financial Literacy Promote Sustainability in SMEs? A Developing Country Perspective. Sustainability, 11(1), 1-21.
Ying, Q., Hassan, H., & Ahmad, H. (2019). The Role of a Manager’s Intangible Capabilities in Resource Acquisition and Sustainable Competitive Performance. Sustainability, 11(2), 1-20.
Yoshino, N., & Hesary, F. (2016). Major Challenges Facing Small and Medium-sized Enterprises in Asia and Solutions for Mitigating Them. Tokyo: Asian Development Bank Institute.
https://www.adb.org/sites/default/files/publication/182532/adbi-
Zhang, X., Majid, S., & Foo, S. (2010). The Role of Information Literacy in Environmental Scanning as a Strategic Information System-A Study of Singapore SMEs. In International Symposium on Information Management in a Changing World. Berlin, Germany: Springer.
http://bilgiyonetimi.net/by2010/bildiriler/zhang