This article is carried out to identify factors influencing on financial risk of construction firms listed on Vietnam's stock market. The panel data is extracted from financial statements of 142 listed construction firms between 2012 and 2019. Using regression analysis, financial risk was measured by Alexander Bathory model, it was found: the financial risk was significantly and positively correlated with inventory turnover, negatively correlated with debt structure, return on assets, quick ratio, accounts receivable turnover, fixed assets ratio and weakly correlated with fixed asset turnover, return on sales. These evidences provide useful new insights for business managers and governmental authorities.

This study investigates the effect of perceived risks, i.e., financial risk, product risk, and convenience risk, as well as the COVID-19 pandemic situation on online shopping behavior among Malaysians. This study uses convenience sampling techniques and comprises 185 respondents who have experience buying online. In addition, the study setting was non-contrived, and data was gathered using a closed-ended questionnaire through an online survey. Descriptive analysis was conducted using SPSS version 25.0 software and SmartPLS version 3.2.8 to test the proposed hypotheses. This study found that perceived risk factors such as financial, product, and convenience risk did not influence online shopping behavior. In contrast, the COVID-19 pandemic positively influences online shopping behavior among consumers. It showed a new development in the theory of online shopping behavior, where users continue to make purchases despite being aware that there may be various risks due to the spread of COVID-19. The role of the ministry, business owners, and consumer associations needs to be given attention to form a sustainable electronic commerce system and protect the rights of consumers. This research can help consumers understand their rights.