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Management Science Letters

ISSN 1923-9343 (Online) - ISSN 1923-9335 (Print)
Quarterly Publication
Volume 10 Issue 3 pp. 609-616 , 2020

Antecedents of e-money adoption intention among Indonesian and Turkish consumers Pages 609-616 Right click to download the paper Download PDF

Authors: Usep Suhud, Tamer Budak, Serkan Benk

DOI: 10.5267/j.msl.2019.9.019

Keywords: e-money, Social influence, Perceived usefulness, Adoption intention, Behavioural finance

Abstract: This study aimed to measure the impact of attitude, social influence, and perceived usefulness on e-money adoption intention. Data were collected using an online instrument involving 264 participants in Indonesia, and 287 participants in Turkey. Data were analyzed using exploratory and confirmatory factor analysis, and structural equation modeling and there were five hypotheses to be tested. The results of the study indicated a significant impact of attitude on adoption indention. Also, a significant influence of perceived usefulness on attitude and adoption intention was also detected. Moreover, a significant effect of social influence on perceived usefulness and adoption intention was observed. However, there were different results when the calculation focused on participants in each country. This study discussed recommendations for practitioners and future studies.


How to cite this paper
Suhud, U., Budak, T & Benk, S. (2020). Antecedents of e-money adoption intention among Indonesian and Turkish consumers.Management Science Letters , 10(3), 609-616.

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Journal: Management Science Letters | Year: 2020 | Volume: 10 | Issue: 3 | Views: 1849 | Reviews: 0

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