How to cite this paper
Minh, S & Thanh, T. (2020). Analysis of the impact from non-interest income to the operational efficiency of commercial banks in Vietnam.Management Science Letters , 10(2), 455-462.
Refrences
Alaaeddin, A., Bashar, K. A., & Ghazi, A. (2017). Noninterest income and financial performance at Jordanian Banks. In-ternational Journal of Financial Research, 8(1).
Alhassan, A. L. (2015). Income diversification and bank efficiency in an emerging market. Managerial Finance, 41(12), 1318-1335.
Almazari, A. A. (2011). Financial performance evaluation of some selected Jordanian commercial banks. International Research Journal of Finance and Economics, 68(8), 50-63.
Alrafadi, K. M., Kamaruddin, B. H., & Yusuf, M. (2014). Efficiency and determinants in Libyan banking. International Journal of Business and Social Science, 5(5).
Apergis, N. (2014). The long-term role of non-traditional banking in profitability and risk profiles: Evidence from a panel of US banking institutions. Journal of International Money and Finance, 45, 61-73.
Arellano, M., & Bover, O. (1995). Another look at the instrumental variable estimation of error-components models. Journal of Econometrics, 68(1), 29-51.
Ariss, R. T. (2010). On the implications of market power in banking: Evidence from developing countries. Journal of banking & Finance, 34(4), 765-775.
Athanasoglou, P. P., Brissimis, S. N., & Delis, M. D. (2008). Bank-specific, industry-specific and macroeconomic deter-minants of bank profitability. Journal of international financial Markets, Institutions and Money, 18(2), 121-136.
Ayadi, I. (2013). Determinants of tunisian bank efficiency: a DEA analysis. International Journal of Financial Research, 4(4), 128.
Baele, L., De Jonghe, O., & Vander Vennet, R. (2007). Does the stock market value bank diversification?. Journal of Banking & Finance, 31(7), 1999-2023.
Bashir, A. H. M. (2003). Determinants of profitability in Islamic banks: Some evidence from the Middle East. Islamic Economic Studies, 11(1).
Bian, W. L., Wang, X. N., & Sun, Q. X. (2015). Non‐interest income, profit, and risk efficiencies: Evidence from com-mercial banks in China. Asia‐Pacific Journal of Financial Studies, 44(5), 762-782.
Blundell, R., & Bond, S. (1998). Initial conditions and moment restrictions in dynamic panel data models. Journal of Econometrics, 87(1), 115-143.
Chronopoulos, D. K., Girardone, C., & Nankervis, J. C. (2011). Are there any cost and profit efficiency gains in financial conglomeration? Evidence from the accession countries. The European Journal of Finance, 17(8), 603-621.
Delpachitra, S., & Lester, L. (2013). Non‐interest income: are Australian banks moving away from their traditional busi-nesses?. Economic Papers: A Journal of Applied Economics and Policy, 32(2), 190-199.
Demsetz, R. S., & Strahan, P. E. (1997). Diversification, size, and risk at bank holding companies. Journal of Money, Credit, and Banking, 300-313.
DeYoung, R., & Rice, T. (2004). Noninterest income and financial performance at US commercial banks. Financial Re-view, 39(1), 101-127.
DeYoung, R., & Roland, K. P. (2001). Product mix and earnings volatility at commercial banks: Evidence from a degree of total leverage model. Journal of Financial Intermediation, 10(1), 54-84.
Dung, L. C., Thuan, N. T. & Tin, P. Q. (2015). Study the impact of income from non-credit activities on the profitability of Vietnamese commercial banks. Journal of Economic Development, 26 (6), 23-39.
El Moussawi, C., & Obeid, H. (2011). Evaluating the productive efficiency of Islamic banking in GCC: A non-parametric approach. International Management Review, 7(1), 10.
Elyasiani, E., & Wang, Y. (2012). Bank holding company diversification and production efficiency. Applied Financial Economics, 22(17), 1409-1428.
Gaganis, C., Pasiouras, F., & Tsaklanganos, A. (2013). Taxation and bank efficiency: cross-country evidence. Internation-al Journal of the Economics of Business, 20(2), 229-244.
Hau, L. L. & Quynh, P. X. (2016). The impact of income diversification on the operational efficiency of Vietnamese commercial banks. Banking Technology Review, 124, 11-22.
Karakaya, A., & Er, B. (2013). Noninterest (Nonprofit) income and financial performance at Turkish commercial and par-ticipation banks. International Business Research, 6(1), 106.
Klein, P. G., & Saidenberg, M. R. (2000). Diversification, organization, and efficiency: Evidence from bank holding com-panies. Performance of Financial Institution, 153-173.
Kwan, S. H. (2006). The X-efficiency of commercial banks in Hong Kong. Journal of Banking & Finance, 30(4), 1127-1147.
Laeven, L., & Levine, R. (2007). Is there a diversification discount in financial conglomerates?. Journal of Financial Eco-nomics, 85(2), 331-367.
Lee, C. C., Hsieh, M. F., & Yang, S. J. (2014). The relationship between revenue diversification and bank performance: Do financial structures and financial reforms matter?. Japan and the World Economy, 29, 18-35.
Lee, C. C., Yang, S. J., & Chang, C. H. (2014). Non-interest income, profitability, and risk in banking industry: A cross-country analysis. The North American Journal of Economics and Finance, 27, 48-67.
Lepetit, L., Nys, E., Rous, P., & Tarazi, A. (2008). Bank income structure and risk: An empirical analysis of European banks. Journal of Banking & Finance, 32(8), 1452-1467.
Li, L., & Zhang, Y. (2013). Are there diversification benefits of increasing noninterest income in the Chinese banking in-dustry?. Journal of Empirical Finance, 24, 151-165.
Markowitz, H. (1952). Portfolio selection. The Journal of Finance, 7(1), 77-91.
Maudos, J., & Solís, L. (2009). The determinants of net interest income in the Mexican banking system: An integrated model. Journal of Banking & Finance, 33(10), 1920-1931.
Mercieca, S., Schaeck, K., & Wolfe, S. (2007). Small European banks: Benefits from diversification?. Journal of Banking & Finance, 31(7), 1975-1998.
Meslier, C., Tacneng, R., & Tarazi, A. (2014). Is bank income diversification beneficial? Evidence from an emerging economy. Journal of International Financial Markets, Institutions and Money, 31, 97-126.
Minh, H. T. H., & Canh, N. T. (2015). Income diversification and factors affecting the profitability of Vietnamese com-mercial banks. Banking Technology Review, 106 + 107, 13-23.
Pozsar, Z., Adrian, T., Ashcraft, A., & Boesky, H. (2010). Shadow banking. New York, 458, 3-9.
Roodman, D. (2006, July). How to Do xtabond2. In North American Stata Users' Group Meetings 2006 (No. 8). Stata Us-ers Group.
Sang, N. M. & Trang, N. T. T. (2018). The impact of non-interest income on risks and profitability of Vietnamese com-mercial banks. Da Lat University Science Journal, 8(1S), 118-132.
Santomero, A. M., & Eckles, D. L. (2000). The determinants of success in the new financial services environment: now that firms can do everything, what should they do and why should regulators care?. Economic Policy Review, 6(4).
Sanya, S., & Wolfe, S. (2011). Can banks in emerging economies benefit from revenue diversification?. Journal of Finan-cial Services Research, 40(1-2), 79-101.
Saunders, A., Schmid, M., & Walter, I. (2016). Non-interest income and bank performance: Does ring-fencing reduce bank risk. Working Papers on Finance, (2014/17), 1417-1477.
Smith, R., Staikouras, C., & Wood, G. (2003). Non-interest income and total income stability. Bank of England.
Stiroh, K. J., & Rumble, A. (2006). The dark side of diversification: The case of US financial holding companies. Journal of banking & finance, 30(8), 2131-2161.
Sufian, F. (2009). Determinants of bank efficiency during unstable macroeconomic environment: Empirical evidence from Malaysia. Research in International Business and Finance, 23(1), 54-77.
Williams, B. (2016). The impact of non-interest income on bank risk in Australia. Journal of Banking & Finance, 73, 16-37.
Alhassan, A. L. (2015). Income diversification and bank efficiency in an emerging market. Managerial Finance, 41(12), 1318-1335.
Almazari, A. A. (2011). Financial performance evaluation of some selected Jordanian commercial banks. International Research Journal of Finance and Economics, 68(8), 50-63.
Alrafadi, K. M., Kamaruddin, B. H., & Yusuf, M. (2014). Efficiency and determinants in Libyan banking. International Journal of Business and Social Science, 5(5).
Apergis, N. (2014). The long-term role of non-traditional banking in profitability and risk profiles: Evidence from a panel of US banking institutions. Journal of International Money and Finance, 45, 61-73.
Arellano, M., & Bover, O. (1995). Another look at the instrumental variable estimation of error-components models. Journal of Econometrics, 68(1), 29-51.
Ariss, R. T. (2010). On the implications of market power in banking: Evidence from developing countries. Journal of banking & Finance, 34(4), 765-775.
Athanasoglou, P. P., Brissimis, S. N., & Delis, M. D. (2008). Bank-specific, industry-specific and macroeconomic deter-minants of bank profitability. Journal of international financial Markets, Institutions and Money, 18(2), 121-136.
Ayadi, I. (2013). Determinants of tunisian bank efficiency: a DEA analysis. International Journal of Financial Research, 4(4), 128.
Baele, L., De Jonghe, O., & Vander Vennet, R. (2007). Does the stock market value bank diversification?. Journal of Banking & Finance, 31(7), 1999-2023.
Bashir, A. H. M. (2003). Determinants of profitability in Islamic banks: Some evidence from the Middle East. Islamic Economic Studies, 11(1).
Bian, W. L., Wang, X. N., & Sun, Q. X. (2015). Non‐interest income, profit, and risk efficiencies: Evidence from com-mercial banks in China. Asia‐Pacific Journal of Financial Studies, 44(5), 762-782.
Blundell, R., & Bond, S. (1998). Initial conditions and moment restrictions in dynamic panel data models. Journal of Econometrics, 87(1), 115-143.
Chronopoulos, D. K., Girardone, C., & Nankervis, J. C. (2011). Are there any cost and profit efficiency gains in financial conglomeration? Evidence from the accession countries. The European Journal of Finance, 17(8), 603-621.
Delpachitra, S., & Lester, L. (2013). Non‐interest income: are Australian banks moving away from their traditional busi-nesses?. Economic Papers: A Journal of Applied Economics and Policy, 32(2), 190-199.
Demsetz, R. S., & Strahan, P. E. (1997). Diversification, size, and risk at bank holding companies. Journal of Money, Credit, and Banking, 300-313.
DeYoung, R., & Rice, T. (2004). Noninterest income and financial performance at US commercial banks. Financial Re-view, 39(1), 101-127.
DeYoung, R., & Roland, K. P. (2001). Product mix and earnings volatility at commercial banks: Evidence from a degree of total leverage model. Journal of Financial Intermediation, 10(1), 54-84.
Dung, L. C., Thuan, N. T. & Tin, P. Q. (2015). Study the impact of income from non-credit activities on the profitability of Vietnamese commercial banks. Journal of Economic Development, 26 (6), 23-39.
El Moussawi, C., & Obeid, H. (2011). Evaluating the productive efficiency of Islamic banking in GCC: A non-parametric approach. International Management Review, 7(1), 10.
Elyasiani, E., & Wang, Y. (2012). Bank holding company diversification and production efficiency. Applied Financial Economics, 22(17), 1409-1428.
Gaganis, C., Pasiouras, F., & Tsaklanganos, A. (2013). Taxation and bank efficiency: cross-country evidence. Internation-al Journal of the Economics of Business, 20(2), 229-244.
Hau, L. L. & Quynh, P. X. (2016). The impact of income diversification on the operational efficiency of Vietnamese commercial banks. Banking Technology Review, 124, 11-22.
Karakaya, A., & Er, B. (2013). Noninterest (Nonprofit) income and financial performance at Turkish commercial and par-ticipation banks. International Business Research, 6(1), 106.
Klein, P. G., & Saidenberg, M. R. (2000). Diversification, organization, and efficiency: Evidence from bank holding com-panies. Performance of Financial Institution, 153-173.
Kwan, S. H. (2006). The X-efficiency of commercial banks in Hong Kong. Journal of Banking & Finance, 30(4), 1127-1147.
Laeven, L., & Levine, R. (2007). Is there a diversification discount in financial conglomerates?. Journal of Financial Eco-nomics, 85(2), 331-367.
Lee, C. C., Hsieh, M. F., & Yang, S. J. (2014). The relationship between revenue diversification and bank performance: Do financial structures and financial reforms matter?. Japan and the World Economy, 29, 18-35.
Lee, C. C., Yang, S. J., & Chang, C. H. (2014). Non-interest income, profitability, and risk in banking industry: A cross-country analysis. The North American Journal of Economics and Finance, 27, 48-67.
Lepetit, L., Nys, E., Rous, P., & Tarazi, A. (2008). Bank income structure and risk: An empirical analysis of European banks. Journal of Banking & Finance, 32(8), 1452-1467.
Li, L., & Zhang, Y. (2013). Are there diversification benefits of increasing noninterest income in the Chinese banking in-dustry?. Journal of Empirical Finance, 24, 151-165.
Markowitz, H. (1952). Portfolio selection. The Journal of Finance, 7(1), 77-91.
Maudos, J., & Solís, L. (2009). The determinants of net interest income in the Mexican banking system: An integrated model. Journal of Banking & Finance, 33(10), 1920-1931.
Mercieca, S., Schaeck, K., & Wolfe, S. (2007). Small European banks: Benefits from diversification?. Journal of Banking & Finance, 31(7), 1975-1998.
Meslier, C., Tacneng, R., & Tarazi, A. (2014). Is bank income diversification beneficial? Evidence from an emerging economy. Journal of International Financial Markets, Institutions and Money, 31, 97-126.
Minh, H. T. H., & Canh, N. T. (2015). Income diversification and factors affecting the profitability of Vietnamese com-mercial banks. Banking Technology Review, 106 + 107, 13-23.
Pozsar, Z., Adrian, T., Ashcraft, A., & Boesky, H. (2010). Shadow banking. New York, 458, 3-9.
Roodman, D. (2006, July). How to Do xtabond2. In North American Stata Users' Group Meetings 2006 (No. 8). Stata Us-ers Group.
Sang, N. M. & Trang, N. T. T. (2018). The impact of non-interest income on risks and profitability of Vietnamese com-mercial banks. Da Lat University Science Journal, 8(1S), 118-132.
Santomero, A. M., & Eckles, D. L. (2000). The determinants of success in the new financial services environment: now that firms can do everything, what should they do and why should regulators care?. Economic Policy Review, 6(4).
Sanya, S., & Wolfe, S. (2011). Can banks in emerging economies benefit from revenue diversification?. Journal of Finan-cial Services Research, 40(1-2), 79-101.
Saunders, A., Schmid, M., & Walter, I. (2016). Non-interest income and bank performance: Does ring-fencing reduce bank risk. Working Papers on Finance, (2014/17), 1417-1477.
Smith, R., Staikouras, C., & Wood, G. (2003). Non-interest income and total income stability. Bank of England.
Stiroh, K. J., & Rumble, A. (2006). The dark side of diversification: The case of US financial holding companies. Journal of banking & finance, 30(8), 2131-2161.
Sufian, F. (2009). Determinants of bank efficiency during unstable macroeconomic environment: Empirical evidence from Malaysia. Research in International Business and Finance, 23(1), 54-77.
Williams, B. (2016). The impact of non-interest income on bank risk in Australia. Journal of Banking & Finance, 73, 16-37.