An investigation on factors influencing electronic banking adoption in private banks versus public banks

Alikhani, A.; Davarzani, M.

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Management Science Letters

ISSN 1923-9343 (Online) - ISSN 1923-9335 (Print) Quarterly Publication Volume 4 Issue 1 pp. 37-42 , 2014

An investigation on factors influencing electronic banking adoption in private banks versus public banks Pages 37-42 Download PDF

Authors: Ali Alikhani, Malihe Hosseinzadeh Davarzani

DOI: 10.5267/j.msl.2013.12.001

Keywords: Ease of use, Computer self-efficacy, Electronic banking, Technology Acceptance Model

Abstract: The movement of industrial societies towards implementation of information technology has begun and it has gained moment since early 90th and presently the speed of this movement is well obvious in less developed countries, including Iran. Internet Banking is one of the most tangible trends in today’s electronic commerce. It has direct relationship with the perception of the service qualities not only because of unique absorption of the internet, but also because of e-commerce, acceptance of internet services of banks by clients and the tendency for using such services. This paper investigates different factors influencing on acceptance of electronic banking in private banks versus public banks in a case study of two Iranian banks namely; Eqtesade Novin and Sepah using Technology Acceptance Model (TAM). Correlation test reveals that there was a positive and significant relationship between clients of private and public bank on five factors associated with TAM. In addition, structural equation method was used for investigation of relationships in offered model. In conclusion, all primary and secondary hypotheses for clients of private and public bank were confirmed.

How to cite this paper

 Alikhani, A & Davarzani, M. (2014). An investigation on factors influencing electronic banking adoption in private banks versus public banks.Management Science Letters , 4(1), 37-42.

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