How to cite this paper
Alqahtani, H., Alqubaysi, R., Musa, A & Boreik, D. (2024). The effect of financial technology on the financial performance of national Saudi banks.International Journal of Data and Network Science, 8(3), 1399-1404.
Refrences
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Almashhadani, H. A., & Almashhadani, M. (2022). The Impact of Financial Technology on Banking Performance: A Study on Foreign Banks in UAE. International Journal of Scientific and Management Research, 6(01), 1-21.
Al-Matari, E. M., Mgammal, M. H., Senan, N. A. M., Kamardin, H., & Alruwaili, T. F. (2023). Fintech and Financial Sector Performance in Saudi Arabia: an Empirical Study. Journal of Governance and Regulation, 12(2), 43–65. https://doi.org/10.22495/jgrv12i2art5
Al-Matari, E. M., Mgammal, M. H., Senan, N. A. M., Kamardin, H., & Alruwaili, T. F. (2023). fintech and financial sector performance in saudi arabia: an empirical study. Journal of Governance and Regulation/Volume, 12(2). https://doi.org/10.22495/jgrv12i2art5
Alnsour, I. (2023). The effect of financial technology on Islamic banks performance in Jordan: Panel data analysis. International Journal of Data and Network Science, 7(4), 1515-1524. https://doi.org/10.5267/j.ijdns.2023.8.011
Baba, Y. (2012). Adopting a specific innovation type versus composition of different innovation types: A case study of a Ghanaian bank. International Journal of Bank Marketing, 30(3), 218–240.
Basdekis, C., Christopoulos, A., Katsampoxakis, I., & Vlachou, A. (2022). FinTech’s rapid growth and its effect on the banking sector. Journal of Banking and Financial Technology, 6(2), 159–176. https://doi.org/10.1007/s42786-022-00045-w
Campos-Teixeira, D., & Tello-Gamarra, J. (2022). Fintechs: global bibliometric analysis and research trends. Journal of Technology Management and Innovation, 17(2), 71–86. https://doi.org/10.4067/s0718-27242022000200071
Demir, A., Pesqué-Cela, V., Altunbas, Y., & Murinde, V. (2022). Fintech, financial inclusion and income inequality: a quantile regression approach. European Journal of Finance, 28(1), 86–107. https://doi.org/10.1080/1351847X.2020.1772335
Frame, W. S., & Wall, D.L. (2018). Technological change and financial innovation in banking: Some implications for FinTech. Federal Reserve Bank of Atlanta
Frederica, D., Augustine, Y., Murwaningsari, E., & Mayangsari, S. (2021). The Effect of Fintech and Bank Collaboration on Banking Performance in Indonesia Moderated By the Implementation of Regulations. International Journal of Business, Economics and Law, 24(1), 1.
FSDP. 2020. Financial Sector Development Program. Available online: https://www.vision2030.gov.sa/v2030/vrps/fsdp/ (accessed on 10 February 2024).
Gomber, P., Koch, J. A. & Siering, M. (2017). Digital Finance and FinTech: current research and future research directions. Jour-nal of Business Economics, 87(5), pp. 537–580.
Jayawardhena, C., & Foley, P. (2000). Changes in the banking sector–the case of Internet banking in the UK. Internet Research, 10(1), 19-31.
KPMG Report (2018) The Pulse of Fintech 2019: Biannual Global Analysis of Investment in Fintech, 31 July.
Li, Y., Spigt, R., & Swinkels, L. (2017). The impact of FinTech start-ups on incumbent retail banks’ share prices. Financial Inno-vation, 3, 1-16.
Manatt. (2016). Growing together: Collaboration between Regional and Community Banks and FinTech. Manatt, Phelps & Philips, LLP.
Matei, F. B., Boboc, C., & Ghiță, S. (2021). The relationship between corporate social responsibility and financial performance in Romanian companies. Economic Computation and Economic Cybernetics Studies and Research, 55(3), 297–314. https://doi.org/10.24818/18423264/55.3.21.19
Milian, E. Z., Spinola, M. D. M., & de Carvalho, M. M. (2019). Fintechs: A literature review and research agenda. Electronic Commerce Research and Applications, 34, 100833.
Ntwiga, D. B. (2020). Technical efficiency in the Kenyan banking sector: Influence of fintech and banks collaboration. Journal of Finance and Economics, 8(1), 13–22.
Oghuma, A. P., Libaque-Saenz, C. F., Wong, S. F. & Chang, Y. (2016). An expectation-confirmation model of continuance inten-tion to use mobile instant messaging. Telematics and Informatics. 33(1), 34–47.
Pazarbasioglu, C., Mora, A. G., Uttamchandani, M., Natarajan, H., Feyen, E., & Saal, M. (2020). Digital financial services. World Bank, 54.
Phan, D. H. B., Narayan, P. K., Rahman, R. E., & Hutabarat, A. R. (2020). Do financial technology firms influence bank perfor-mance? Pacific-Basin Finance Journal, 62, 101210.
Putri, W. H., Nurwiyanta, N., Sungkono, S., & Wahyuningsih, T. (2019). The emerging fintech and financial slack on corporate financial performance. Investment Management and Financial Innovations, 16(2), 348–354. https://doi.org/10.21511/imfi.16(2).2019.29
Schindler, J. (2017). FinTech and Financial Innovation: Drivers and Depth. Finance and Economics Discussion Series, 2017(081). https://doi.org/10.17016/feds.2017.081
Setiawan, A., & Hermanto, B. (2017). Comparative study: determinant on banking profitability between buku 4 and buku 3 bank in indonesia. Benefit: Jurnal Manajemen dan Bisnis (Jurnal ini Sudah Migrasi), 2(1), 92-101.
Sharma, S. K. (2019). Integrating cognitive antecedents into TAM to explain mobile banking behavioural intention: A SEM-neural network modelling. Information Systems Frontiers, 21(4), 815-827.
Shim, Y. & Shin, D. H. (2016). Analyzing China’s Fintech Industry from the Perspective of Actor-Network Theory. Telecommu-nications Policy, 40(2–3), 168–181.
Siska, E. (2022). Financial Technology (FinTech) and Its Impact on Financial Performance of Islamic Banking. ARBITRASE: Journal of Economics and Accounting, 2(3), 102–108. https://doi.org/10.47065/arbitrase.v2i3.338
Siska, E., Gamal, A. A. M., Ameen, A., & Amalia, M. M. (2021). Analysis Impact of Covid-19 Outbreak on Performance of Commercial Conventional Banks: Evidence from Indonesia. International Journal of Social and Management Studies, 2(6), 8-16.
Wewege, L., Lee, J., & Thomsett, M. C. (2020). Disruptions and digital banking trends. Journal of Applied Finance and Bank-ing, 10(6), 15 56.
Zhou, W., Arner, D. W., & Buckley, R. P. (2018). Regulating FinTech in China: From permissive to balanced. In Handbook of Blockchain, Digital Finance, and Inclusion, Volume 2, 45–64, https://doi.org/10.1016/B978-0-12-812282-2.00003-6
Almashhadani, H. A., & Almashhadani, M. (2022). The Impact of Financial Technology on Banking Performance: A Study on Foreign Banks in UAE. International Journal of Scientific and Management Research, 6(01), 1-21.
Al-Matari, E. M., Mgammal, M. H., Senan, N. A. M., Kamardin, H., & Alruwaili, T. F. (2023). Fintech and Financial Sector Performance in Saudi Arabia: an Empirical Study. Journal of Governance and Regulation, 12(2), 43–65. https://doi.org/10.22495/jgrv12i2art5
Al-Matari, E. M., Mgammal, M. H., Senan, N. A. M., Kamardin, H., & Alruwaili, T. F. (2023). fintech and financial sector performance in saudi arabia: an empirical study. Journal of Governance and Regulation/Volume, 12(2). https://doi.org/10.22495/jgrv12i2art5
Alnsour, I. (2023). The effect of financial technology on Islamic banks performance in Jordan: Panel data analysis. International Journal of Data and Network Science, 7(4), 1515-1524. https://doi.org/10.5267/j.ijdns.2023.8.011
Baba, Y. (2012). Adopting a specific innovation type versus composition of different innovation types: A case study of a Ghanaian bank. International Journal of Bank Marketing, 30(3), 218–240.
Basdekis, C., Christopoulos, A., Katsampoxakis, I., & Vlachou, A. (2022). FinTech’s rapid growth and its effect on the banking sector. Journal of Banking and Financial Technology, 6(2), 159–176. https://doi.org/10.1007/s42786-022-00045-w
Campos-Teixeira, D., & Tello-Gamarra, J. (2022). Fintechs: global bibliometric analysis and research trends. Journal of Technology Management and Innovation, 17(2), 71–86. https://doi.org/10.4067/s0718-27242022000200071
Demir, A., Pesqué-Cela, V., Altunbas, Y., & Murinde, V. (2022). Fintech, financial inclusion and income inequality: a quantile regression approach. European Journal of Finance, 28(1), 86–107. https://doi.org/10.1080/1351847X.2020.1772335
Frame, W. S., & Wall, D.L. (2018). Technological change and financial innovation in banking: Some implications for FinTech. Federal Reserve Bank of Atlanta
Frederica, D., Augustine, Y., Murwaningsari, E., & Mayangsari, S. (2021). The Effect of Fintech and Bank Collaboration on Banking Performance in Indonesia Moderated By the Implementation of Regulations. International Journal of Business, Economics and Law, 24(1), 1.
FSDP. 2020. Financial Sector Development Program. Available online: https://www.vision2030.gov.sa/v2030/vrps/fsdp/ (accessed on 10 February 2024).
Gomber, P., Koch, J. A. & Siering, M. (2017). Digital Finance and FinTech: current research and future research directions. Jour-nal of Business Economics, 87(5), pp. 537–580.
Jayawardhena, C., & Foley, P. (2000). Changes in the banking sector–the case of Internet banking in the UK. Internet Research, 10(1), 19-31.
KPMG Report (2018) The Pulse of Fintech 2019: Biannual Global Analysis of Investment in Fintech, 31 July.
Li, Y., Spigt, R., & Swinkels, L. (2017). The impact of FinTech start-ups on incumbent retail banks’ share prices. Financial Inno-vation, 3, 1-16.
Manatt. (2016). Growing together: Collaboration between Regional and Community Banks and FinTech. Manatt, Phelps & Philips, LLP.
Matei, F. B., Boboc, C., & Ghiță, S. (2021). The relationship between corporate social responsibility and financial performance in Romanian companies. Economic Computation and Economic Cybernetics Studies and Research, 55(3), 297–314. https://doi.org/10.24818/18423264/55.3.21.19
Milian, E. Z., Spinola, M. D. M., & de Carvalho, M. M. (2019). Fintechs: A literature review and research agenda. Electronic Commerce Research and Applications, 34, 100833.
Ntwiga, D. B. (2020). Technical efficiency in the Kenyan banking sector: Influence of fintech and banks collaboration. Journal of Finance and Economics, 8(1), 13–22.
Oghuma, A. P., Libaque-Saenz, C. F., Wong, S. F. & Chang, Y. (2016). An expectation-confirmation model of continuance inten-tion to use mobile instant messaging. Telematics and Informatics. 33(1), 34–47.
Pazarbasioglu, C., Mora, A. G., Uttamchandani, M., Natarajan, H., Feyen, E., & Saal, M. (2020). Digital financial services. World Bank, 54.
Phan, D. H. B., Narayan, P. K., Rahman, R. E., & Hutabarat, A. R. (2020). Do financial technology firms influence bank perfor-mance? Pacific-Basin Finance Journal, 62, 101210.
Putri, W. H., Nurwiyanta, N., Sungkono, S., & Wahyuningsih, T. (2019). The emerging fintech and financial slack on corporate financial performance. Investment Management and Financial Innovations, 16(2), 348–354. https://doi.org/10.21511/imfi.16(2).2019.29
Schindler, J. (2017). FinTech and Financial Innovation: Drivers and Depth. Finance and Economics Discussion Series, 2017(081). https://doi.org/10.17016/feds.2017.081
Setiawan, A., & Hermanto, B. (2017). Comparative study: determinant on banking profitability between buku 4 and buku 3 bank in indonesia. Benefit: Jurnal Manajemen dan Bisnis (Jurnal ini Sudah Migrasi), 2(1), 92-101.
Sharma, S. K. (2019). Integrating cognitive antecedents into TAM to explain mobile banking behavioural intention: A SEM-neural network modelling. Information Systems Frontiers, 21(4), 815-827.
Shim, Y. & Shin, D. H. (2016). Analyzing China’s Fintech Industry from the Perspective of Actor-Network Theory. Telecommu-nications Policy, 40(2–3), 168–181.
Siska, E. (2022). Financial Technology (FinTech) and Its Impact on Financial Performance of Islamic Banking. ARBITRASE: Journal of Economics and Accounting, 2(3), 102–108. https://doi.org/10.47065/arbitrase.v2i3.338
Siska, E., Gamal, A. A. M., Ameen, A., & Amalia, M. M. (2021). Analysis Impact of Covid-19 Outbreak on Performance of Commercial Conventional Banks: Evidence from Indonesia. International Journal of Social and Management Studies, 2(6), 8-16.
Wewege, L., Lee, J., & Thomsett, M. C. (2020). Disruptions and digital banking trends. Journal of Applied Finance and Bank-ing, 10(6), 15 56.
Zhou, W., Arner, D. W., & Buckley, R. P. (2018). Regulating FinTech in China: From permissive to balanced. In Handbook of Blockchain, Digital Finance, and Inclusion, Volume 2, 45–64, https://doi.org/10.1016/B978-0-12-812282-2.00003-6