Processing, Please wait...

  • Publisher Home
  • Home
  • 🔙 Back
  • 📚 Journals
    • ⚙️ IJIEC - Industrial Engineering Computations
    • 🌐 IJDNS - Data and Network Science
    • 🧪 CCL - Current Chemistry Letters
    • 💹 AC - Accounting
    • 🎯 DSL - Decision Science Letters
    • 🚛 USCM - Uncertain Supply Chain Management
    • 🏗️ JPM - Journal of Project Management
    • 🏥 HE - Healthcare Engineering
    • 📈 SCI - Scientometrica
    • 🔩 ESM - Engineering Solid Mechanics
    • 🌿 JFS - Journal of Future Sustainability
    • 💼 MSL - Management Science Letters
  • 📝 Submit Article
  • 📊 Statistics
  • 📋 About
    • 📄 About Us
    • 📰 Blog
    • 📢 News
    • 📧 Contact
  • 📺 Tutorial
  • Search:
  • Advanced Search

Growing Science » International Journal of Data and Network Science » How digital financial literacy impacts financial behavior in Jordanian millennial generation

⭐ Highly Cited Articles

  • Jaya Algorithm
  • Rao Algorithm
  • TLBO Algorithm
  • ChatGPT and Blended Learning

Journals

  • IJIEC (804)
  • IJDS (992)
  • DSL (759)
  • ESM (434)
  • CCL (563)
  • JPM (350)
  • AC (567)
  • JFS (101)
  • MSL (2658)
  • USCM (1104)
  • HE (51)
  • SCI (51)

IJDS Volumes

    • ▼ Volume 10 (120)
      • Issue 1 (40)
      • Issue 2 (40)
      • Issue 3 (40)
    • ▼ Volume 9 (96)
      • Issue 1 (20)
      • Issue 2 (6)
      • Issue 3 (30)
      • Issue 4 (40)
    • ▼ Volume 8 (243)
      • Issue 1 (60)
      • Issue 2 (61)
      • Issue 3 (60)
      • Issue 4 (62)
    • ▼ Volume 7 (200)
      • Issue 1 (53)
      • Issue 2 (46)
      • Issue 3 (46)
      • Issue 4 (55)
    • ▼ Volume 6 (163)
      • Issue 1 (30)
      • Issue 2 (33)
      • Issue 3 (40)
      • Issue 4 (60)
    • ▼ Volume 5 (86)
      • Issue 1 (9)
      • Issue 2 (11)
      • Issue 3 (32)
      • Issue 4 (34)
    • ▼ Volume 4 (37)
      • Issue 1 (6)
      • Issue 2 (15)
      • Issue 3 (7)
      • Issue 4 (9)
    • ▼ Volume 3 (27)
      • Issue 1 (4)
      • Issue 2 (9)
      • Issue 3 (8)
      • Issue 4 (6)
    • ▼ Volume 2 (12)
      • Issue 1 (3)
      • Issue 2 (3)
      • Issue 3 (3)
      • Issue 4 (3)
    • ▼ Volume 1 (8)
      • Issue 1 (5)
      • Issue 2 (3)

🔑 Keywords

Jordan(172)
Supply chain management(169)
Vietnam(154)
Customer satisfaction(124)
Performance(117)
Supply chain(114)
Artificial intelligence(103)
Service quality(101)
Competitive advantage(99)
SMEs(95)
Tehran Stock Exchange(94)
Sustainability(93)
optimization(88)
Financial performance(85)
TOPSIS(85)
Trust(85)
Job satisfaction(81)
Organizational performance(80)
Genetic Algorithm(80)
Knowledge Management(80)


» Show all keywords

✍️ Authors

Naser Azad(82)
Zeplin Jiwa Husada Tarigan(69)
Mohammad Reza Iravani(65)
Endri Endri(45)
Hotlan Siagian(42)
Muhammad Alshurideh(42)
Dmaithan Almajali(39)
Jumadil Saputra(36)
Muhammad Turki Alshurideh(35)
Ahmad Makui(33)
Sautma Ronni Basana(33)
Barween Al Kurdi(32)
Basrowi Basrowi(31)
Mohammad Khodaei Valahzaghard(30)
Haitham M. Alzoubi(30)
Ni Nyoman Kerti Yasa(30)
Hassan Ghodrati(30)
Shankar Chakraborty(29)
Sulieman Ibraheem Shelash Al-Hawary(28)
Prasadja Ricardianto(28)


» Show all authors

🌍 Countries

1. Algeria (52)
2. Angola (2)
3. Argentina (22)
4. Armenia (2)
5. Australia (52)
6. Austria (2)
7. Bahrain (26)
8. Bangladesh (58)
9. Belarus (4)
10. Belgium (3)
11. Benin (2)
12. Benin Republic (1)
13. Bhutan (1)
14. Bosnia and Herzegovina (1)
15. Botswana (8)
16. Brazil (40)
17. Brunei (1)
18. Bulgaria (1)
19. Burkina Faso (1)
20. Cameroon (1)
Total: 121 countries

Show all countries
International Journal of Data and Network Science
ISSN 2561-8156 (Online) - ISSN 2561-8148 (Print)
Quarterly Publication
Volume 8 Issue 1 pp. 117-124, 2024

How digital financial literacy impacts financial behavior in Jordanian millennial generation Pages 117-124 PDF Download PDF

Authors: Laith Abdallah Aryan, Alaa Alsharif, Enass Khalil Alquqa, Mohannad Mohammad Al Ebbini, Nidal Alzboun, Mu-hammad Turki Alshurideh, Sulieman Ibraheem Shelash Al-Hawary

📋 Author Affiliations:
L.A. Aryan1, A. Alsharif ORCID 2, E.K. Alquqa2, M.M. Al Ebbini1, N. Alzboun ORCID 3, M.T. Alshurideh ORCID 4, S.I.S. Al-Hawary ORCID 5
1 Department of Accounting, Ajloun National University, Jordan
2 College of Arts, Humanities and social sciences, University of Fujairah, United Arab Emirates
3 The University of Sharjah, United Arab Emirates
4 Department of Marketing, School of Business, the University of Jordan, Amman, 11942, Jordan
5 Department of Business Administration, Business School, Al al-Bayt University, Jordan
doi 10.5267/j.ijdns.2023.10.011
49 Source: Scopus
Crossref 49 Source: CrossRef

🔑 Keywords: Digital Financial Literacy, Financial Behavior, Millennial Generation, Jordan

Abstract: The emergence of financial technology has resulted in the rapid expansion of digital financial services and products that are accessed and delivered through digital channels. However, such technology has also exposed changes in the financial behaviors of the millennial generation. Hence, this article analyzes how digital financial literacy impacts financial behavior in the Jordanian millennial generation. A survey method was performed with 627 individuals of millennial generations from several cities in Jordan. Structural equation modeling (SEM) was conducted to estimate the relationship between the research variables. The findings revealed that digital financial literacy with its dimensions, i.e., digital knowledge, digital experience, digital skills, and digital awareness had a positive impact on financial behavior. This article depicts the level of digital financial literacy among Jordan's millennial generation. Therefore, it suggested a set of recommendations revolving around developing and promoting financial education programs for Jordanian millennials in collaboration with educational institutions, government agencies, and financial institutions.

How to cite this paper
APA: Aryan, L., Alsharif, A., Alquqa, E., Ebbini, M., Alzboun, N., Alshurideh, M & Al-Hawary, S. (2024). How digital financial literacy impacts financial behavior in Jordanian millennial generation. International Journal of Data and Network Science, 8(1), 117-124.
Chicago/Turabian: Aryan, L., Alsharif, A., Alquqa, E., Ebbini, M., Alzboun, N., Alshurideh, M & Al-Hawary, S. 2024. "How digital financial literacy impacts financial behavior in Jordanian millennial generation." International Journal of Data and Network Science 8, no. 1 (2024): 117-124.
AMA: Aryan, L., Alsharif, A., Alquqa, E., Ebbini, M., Alzboun, N., Alshurideh, M & Al-Hawary, S. How digital financial literacy impacts financial behavior in Jordanian millennial generation. International Journal of Data and Network Science. 2024;8(1):117-124.

References
AL-Qudah, L., Aburisheh, K., ALshanti, A., Massadeh, D., Hyasat, E., & Al-Hawary, S. (2022). Corporate social responsi-bilities and financial reporting quality: Evidence from Jordanian manufacturing firms. Uncertain Supply Chain Man-agement, 10(4), 1493-1500.
Al-Rwaidan, R., Aldossary, N., Eldahamsheh, M., Al-Azzam, M., Al-Quran, A., & Al-Hawary, S. (2023). The impact of cloud-based solutions on digital transformation of HR practices. International Journal of Data and Network Science, 7(1), 83-90.
AlTaweel, I. R., & Al-Hawary, S. I. (2021). The mediating role of innovation capability on the relationship between stra-tegic agility and organizational performance. Sustainability, 13(14), 7564.
Angeles, I. T. (2022). The Moderating effect of Digital and Financial Literacy on the Digital Financial Services and Fi-nancial Behavior of MSMEs. Review of Economics and Finance, 20(20), 505-515.
Aryan, L., Owais, W., Dahiyat, A., Rahamneh, A., Saraireh, S., Haija, A., & Al-Hawary, S. (2022). The effectiveness of corporate governance on corporate social responsibilities performance and financial reporting quality in Saudi Ara-bia's manufacturing sector. Uncertain Supply Chain Management, 10(4), 1141-1146.
Attiany, M., Al-kharabsheh, S., Abed-Qader, M., Al-Hawary, S., Mohammad, A., & Rahamneh, A. (2023). Barriers to adopt industry 4.0 in supply chains using interpretive structural modeling. Uncertain Supply Chain Management, 11(1), 299-306.
Azeez, N. P., & Akhtar, S. M. (2021). Digital financial literacy and its determinants: an empirical evidences from rural India. South Asian Journal of Social Studies and Economics, 11(2), 8-22.
Ballis, A., & Verousis, T. (2022). Behavioural finance and cryptocurrencies. Review of Behavioral Finance, 14(4), 545-562.
Bhargava, M., Sharma, A., Mohanty, B., & Lahiri, M. M. (2022). Moderating Role of Personality in Relationship to Fi-nancial Attitude, Financial Behaviour, Financial Knowledge and Financial Capability. International Journal of Sus-tainable Development & Planning, 17(6), 1997-2006.
Boudlaie, H., Boghosian, A., Chandra, T., Al-Hawary, S. I. S., Hussein, R. A., Talib, S. G., ... & Iswanto, A. H. (2022). In-vestigating the effect of humility of Muslim leaders on the moral behaviors of followers and spirituality at work in Is-lamic society. HTS Teologiese Studies/Theological Studies, 78(1), 6.
Fan, Y. (2020). Does adversity affect long-term financial behaviour? Evidence from China’s rustication programme. Journal of Urban Economics, 115, 103218.
Gallego-Losada, M. J., Garcia-Abajo, M. E., Montero-Navarro, A., & Gallego-Losada, R. (2022). El reto de la alfabet-ización financiera digital en el ámbito de la fintech (industria 4.0). ESIC Market, 53(1), e277-e277.
Grable, J. E., Joo, S. H., & Kruger, M. (2020). Risk tolerance and household financial behaviour: A test of the reflection effect. IIMB Management Review, 32(4), 402-412.
Jiguo, S., & Wenyan, Z. (2023). How does Digital Financial Literacy Promote the Common Prosperity of Farmers and Ru-ral Areas?. Journal of Shanghai University of Finance and Economics, 25(03), 33-46.
Khalayleh, M., & Al-Hawary, S. (2022). The impact of digital content of marketing mix on marketing performance: An experimental study at five-star hotels in Jordan. International Journal of Data and Network Science, 6(4), 1023-1032.
Kim, K. T., Anderson, S. G., & Seay, M. C. (2019). Financial knowledge and short-term and long-term financial behaviors of millennials in the United States. Journal of Family and Economic Issues, 40, 194-208.
Kumar, P., Pillai, R., Kumar, N., & Tabash, M. I. (2023). The interplay of skills, digital financial literacy, capability, and autonomy in financial decision making and well-being. Borsa Istanbul Review, 23(1), 169-183.
Kusnayain, Y. I., Siswanto, E., Kurniawan, D. T., Soesetio, Y., & Istanti, L. N. (2023, May). Investigating the Role of Gen-der as Moderator in Relationship Between Financial Behaviour and Financial Risk Attitude Generation Z Students. In BISTIC Business Innovation Sustainability and Technology International Conference (BISTIC 2022) (pp. 14-26). At-lantis Press.
Liew, T. P., Lim, P. W., & Liu, Y. C. (2020). Digital financial literacy: A case study of farmers from rural areas in Sara-wak. International Journal of Education and Pedagogy, 2(4), 245-251.
Lyons, A. C., & Kass‐Hanna, J. (2021). A methodological overview to defining and measuring “digital” financial literacy. Financial Planning Review, 4(2), e1113.
Mohammad, A. A. S. (2020). The effect of customer empowerment and customer engagement on marketing performance: the mediating effect of brand community membership. Verslas: Teorija ir praktika/Business: Theory and Practice, 21(1), 30-38.
Mukherjee, S. P. (2019). A guide to research methodology: An overview of research problems, tasks and methods.
Ogunlusi, O. E., & Obademi, O. (2021). The Impact of behavioural finance on investment decision-making: A study of se-lected investment banks in Nigeria. Global Business Review, 22(6), 1345-1361.
Rahamneh, A., Alrawashdeh, S., Bawaneh, A., Alatyat, Z., Mohammad, A., & Al-Hawary, S. (2023). The effect of digital supply chain on lean manufacturing: A structural equation modelling approach. Uncertain Supply Chain Management, 11(1), 391-402.
Rahayu, R., Ali, S., Aulia, A., & Hidayah, R. (2022). The current digital financial literacy and financial behavior in Indo-nesian millennial generation. Journal of Accounting and Investment, 23(1), 78-94.
Rahayu, R., Juita, V., & Rahman, A. (2023). Financial literacy, digital financial literacy and women's economic empow-erment: Study in West sumatera, Indonesia. Journal of Telecommunications and the Digital Economy, 11(2), 118-138.
Sabri, M. F., Anthony, M., Wijekoon, R., Suhaimi, S. S. A., Abdul Rahim, H., Magli, A. S., & Isa, M. P. M. (2021). The In-fluence of Financial Knowledge, Financial Socialization, Financial Behaviour, and Financial Strain on Young Adults’ Financial Well-Being. International Journal of Academic Research in Business and Social Sciences, 11(12), 566-586.
Saraireh, S., Owais, W., Abbas, N., Matar, G., Aryan, L., ALRahamneh, A., & Al-Hawary, S. (2022). The effect of corpo-rate social responsibility and board diversity on earnings management: Evidence from Jordanian listed firms. Uncer-tain Supply Chain Management, 10(4), 1253-1260.
Setiawan, M., Effendi, N., Santoso, T., Dewi, V. I., & Sapulette, M. S. (2022). Digital financial literacy, current behavior of saving and spending and its future foresight. Economics of Innovation and New Technology, 31(4), 320-338.
Sharna, D. J., & Sarma, D. D. (2022). Behavioural Finance–A study on its Bases and paradigms. Journal of Scientific Re-search of Management, 10 (3), 3157-3170.
Sureshchandar, G. S. (2023). Quality 4.0–a measurement model using the confirmatory factor analysis (CFA) approach. International Journal of Quality & Reliability Management, 40(1), 280-303.
Tariq, E., Alshurideh, M., Akour, I., Al-Hawary, S., & Kurdi, B. (2022). The role of digital marketing, CSR policy and green marketing in brand development. International Journal of Data and Network Science, 6(3), 995-1004.
  • 34
  • 1
  • 2
  • 3
  • 4
  • 5

📚 Journal: International Journal of Data and Network Science | 📅 Year: 2024 | 📖 Volume: 8 | 📄 Issue: 1 | 👁️ Views: 2114 | 📊 Crossref: 49

Related Articles:
  • How cybersecurity influences fraud prevention: An empirical study on Jordanian commercial banks
  • The influence of financial literacy, digital literacy, digital marketing, brand image and word of mouth on the z generation's interest in Islamic banks
  • Impact of strategic agility on the financial performance of commercial banks in Jordan
  • Digital supply chain adoption: An empirical result from food industry
  • The impact of top management team heterogeneity on book-tax differences: An analysis using institutional perspective

📝 Ready to share your research?

International Journal of Data and Network Science is accepting new submissions for upcoming issues. Join our community of authors and publish your work with us.

✓ Open access
✓ Rigorous peer review
✓ Fast publication
📤 Submit Your Manuscript →

📖 Author Guidelines

® 2010-2026 GrowingScience.Com