How to cite this paper
Alnsour, I. (2023). The effect of financial technology on Islamic banks performance in Jordan: Panel data analysis.International Journal of Data and Network Science, 7(4), 1515-1524.
Refrences
Alam, N., Gupta, L., and Zameni, A. (2019). Fintech and Islamic Finance.
Al-Eitan, G. N., Alkhazaleh, A. M., Alkazali, A. S., & Al-Own, B. (2021). The Internal and External Determinants of the Performance of Jordanian Islamic Banks: A Panel Data Analysis. Asian Economic and Financial Review, 11(8), 644-657.
Alghadi, M. Y., al Nsour, I. R., & Aizyadat, A. A. K. (2021). Ownership structure and cash holdings: empirical evidence from Saudi Arabia. Journal of Asian Finance, 8(7), 323-0331.
Almashhadani, H. A., & Almashhadani, M. (2022). The Impact of Financial Technology on Banking Performance: A study on Foreign Banks in UAE. International Journal of Scientific and Management Research, 6(01), 1-21.
ALNSOUR, I. A., ALNSOUR, I. R., & ALOTOUM, F. J. (2021). Enhancing Customers' Satisfaction Using Loyalty Re-wards Programs: Evidence from Jordanian Banks. The Journal of Asian Finance, Economics and Business, 8(11), 297-305.
Anindyastri, R., Lestari, W. D., & Sholahuddin, M. (2022). The Influence of Financial Technology (Fintech) on the Finan-cial Performance of Islamic Banking (Study on Islamic Banking listed on the Indonesia Stock Exchange Period 2016-2020). Benefit: Jurnal Manajemen dan Bisnis, 7(1).
Al-Smadi, R. W., Al-Smadi, A. W., & Ali, O. A. (2020). The Impacts of Sustainability Practices Disclosure on Financial Performance: Jordan Commercial Banks. TEST, Engineering & Management, 83, 10218 - 10234
Ansori, M. (2019). Perkembangan dan Dampak Financial Technology (Fintech) terhadap Industri Keuangan Syariah di Jawa Tengah. Wahana Islamika: Jurnal Studi Keislaman, 5(1), 32–45. https://doi.org/https://doi.org/10.5281/ waha-naislamika.v5i1.41
Apriyanti, H. W. (2018). Model Inovasi Produk Perbankan Syariah di Indonesia. Economica: Jurnal Ekonomi Islam, 9(1), 83–104. https://doi.org/10.21580/economica.2018.9.1.2053
Baber, H. (2020). FinTech, crowdfunding and customer retention in Islamic banks. Vision, 24(3), 260-268.
Billah, M. M. S. (2021). Islamic FinTech. Springer International Publishing.
Bulatova, E. I., Potapova, E. A., Fathutdinova, R. A., & Yandiev, R. C. (2019). The Fintech And Islamic Finance Synthesis in The Modern World. 3C TIC. Cuadernos de desarrollo aplicados a las TIC. doi:10.17993/3ctic.2019.83-2.258-273
Bekhet, H. A., & Al-Smadi, R. W. (2015). Determinants of Jordanian foreign direct investment inflows: Bounds testing approach. Economic Modelling, 46, 27-35.
Daryanto, W.M., Akbar, F. & Perdana, F.A. (2020). Financial performance analysis in the banking sector: before and after financial technology regulation in Indonesia (case study of Buku-iv in Indonesia for period 2013-2019). International Journal of Business, Economics and Law, 21(2), 1–9.
Gwatiringa, P. T. (2020). Banking sector profitability through investigation of financial performance indicators : the case of Zimbabwe. IOSR Journal of Business and Management (IOSR-JBM), 22(7), 22–30. https://doi.org/10.9790/487X-2207072230
Hasnan, B. (2019). Financial inclusion and FinTech: A comparative study of countries following Islamic finance and con-ventional finance. Qualitative Research in Financial Markets, 12, 24–42.
Haqqi, A. R. A. (2020). Strengthening Islamic Finance in South-East Asia Through Innovation of Islamic FinTech in Bru-nei Darussalam. In Economics, Business, and Islamic Finance in ASEAN Economics Community (pp. 202-226). IGI Global.
Harrison, R. (2013). Crowdfunding and the revitalisation of the early stage risk capital market: catalyst or chime-ra?. Venture capital, 15(4), 283-287.
Hidajat, T., Primiana, I., Nidar, S., and Febrian, E. (2016). Crowd funding: financial service for unserved crowds in Indo-nesia. In International Conference, Integrated Microfinance Management for Sustainable Community Develop-ment(IMM 2016) (Atlantis Press).
Hidajat, T. (2020). Financial Technology in Islamic View. Perisai: Islamic Banking and Finance Journal, 4(2): 102–112. https://journal.umsida.ac.id/index.php/perisai/article/view/465.
Ilhami, & Thamrin, H. (2021). Analisis dampak covid 19 terhadap kinerja keuangan perbankan syariah di indonesia. Jurnal Tabarru’ : Islamic Banking and Finance, 4(1), 37–45.
Juliette (2013). What is islamic Microfinance ? https://www.microworld.org/en/ news-from-the-field/article/what-islamic-microfinance
Kristianti, I., & Tulenan, M. V. (2021). Dampak Financial Technology terhadap Kinerja Keuangan Perbankan. Kinerja, 18(1), 57–65. Retrieved from http://journal.feb.unmul.ac.id/index.php/KINERJA/article/view/8254
Langley, P. (2016). Crowdfunding in the United Kingdom: A Cultural Economy. Economic Geography 92, 301–321. doi: 10.1080/00130095.2015.1133233.
Lestari, S., Siregar, W. S., & Ayla, N. M. (2021). Pengaruh Fintech terhadap Kinerja Keuangan Perbankan Syariah. Jurnal Islamic Circle, 2(2), 12–20. https://doi.org/10.36407/akurasi.v3i1.324
Liu, J., Li, X., and Wang, S. (2020). What have we learnt from 10 years of fintech research? a scientometric analysis. Technological Forecasting and Social Change 155, 120022–120022.
Mar’atushsholihah, S. N., & Karyani, T. (2021). Dampak Financial Technology terhadap Kinerja Bank Umum Konven-sional di Indonesia. Mimbar Agribisnis, 7(1), 450–465.
Massolution, C. L. L. C. (2012). Crowdfunding industry report: market trends, composition and crowdfunding platforms.
Mateka, M., Gogo, J., & Omagwa, J. (2016). Effects of internet banking on financial performance of listed commercial banks in Kenya.
Navaretti, G. B., Calzolari, G., Mansilla-Fernandez, J. M., & Pozzolo, A. F. (2018). Fintech and Banking. Friends or Foes? Friends or Foes.
Ntwiga, N. L. (2020). Effect of Mobile Banking on the Financial Performance of Commercial Banks in Kenya.
Odhiambo, S. O., & Ngaba, D. (2019). E-banking services and financial performance of commercial banks in Ken-ya. International Academic Journal of Economics and Finance, 3(4), 132-153.
Oktavia, I., & Genjar, K. S. . (2019). Faktor-Faktor Yang Mempengaruhi Harga Saham. Jurnal Riset Akuntansi Multipara-digma, 6(1), 29–39.
Panel, T. U. I. F., & Gateway, S. (2019). The Global Islamic Fintech Report. Retrieved from UK, London:
Phan, D.H.B., Narayan, P.K., Rahman, R.E. & Hutabarat, A.R. (2020). Do financial technology firms influence bank per-formance? Pacific Basin Finance Journal, 62: 101210. https://doi.org/10.1016/j.pacfin.2019.101210.
Pişkin, M. and Kuş, M. C. (2019). Islamic Online P2P Lending Platform. Procedia Computer Science 158, 415–419. doi: 10.1016/j.procs.2019.09.070.
Puspa, D., & Hendratno, H. (2020). Pengaruh Financial Technology (Fintech) terhadap Profitabiltas dan Efisiensi Operasi pada Perbankan badan Usaga Milik Negara (BUMN). E-Proceeding of Management, 7(2), 5771–5779.
Rizal, F., & Rofiqo, A. (2020). Determinants of Sharia Banking Profitability: Empirical Studies in Indonesia 2011-2020. El Barka: Jouranl of Islamic Economic and BUsiness, 3(1), 137–161.
Rosyadah, P. C., Arifin, N. R., Muhtadi, R., & Safik, M. (2020). Factors That Affect Savings In Islamic Banking. AL-ARBAH: Journal of Islamic Finance and Banking, 2(1), 33–46. https://doi.org/10.21580/alarbah. 2020.2.1.5499
Santoso, S., Anzelina, R. S., Safari, L. A., Iskandar, D., & Erwanda, F. (2021). Pembiayaan dan manfaat financial technol-ogy fintech) syariah pada 212 mart. Journal of Islamic Economics, Finance and Banking, 5(1), 68–92.
Setiawan, A., & Hermanto, B. (2017). Comparative Study : Determinant On Banking Profitability Between Buku 4 And Buku 3 Bank In Indonesia. Benefit: Jurnal Manajemen Dan Bisnis, 2(1), 92–101. https://doi.org/10.23917/benefit.v2i1.2918
Siska, E. (2022). Exploring the Essential Factors on Digital Islamic Banking Adoption in Indonesia : A Literature Review. Jurnal Ilmiah Ekonomi Islam, 8(1), 124–130. https://doi.org/http://dx.doi.org/10.29040/jiei.v8i1.4090
Siska, E. (2022). Financial Technology (FinTech) and its impact on financial performance of Islamic bank-ing. ARBITRASE: Journal of Economics and Accounting, 2(3), 102-108.
Siska, E., Gamal, A. A. M., Ameen, A., & Amalia, M. M. (2021). Analysis Impact of Covid-19 Outbreak on Performance of Commercial Conventional Banks: Evidence from Indonesia. International Journal of Social and Management Stud-ies, 2(6), 8–16. https://doi.org/https://doi.org/10.5555/ijosmas.v2i6.76
Subbarao, D. (2017). Disruptive Innovation n the Financial Sector. IDRBT Journal of Banking Technology, 1(1), 85–88. https://doi.org/10.1016/0267-3649(87)90091-4
Tim Zipmex. (2021). SMS Banking: Pengertian dan Cara Daftar. Zipmex. https://zipmex.com/id/learn/smsbanking- pengertian-dan-cara-daftar/
Tiyan, L., Kurniawan, M., Asriani, A., & Syarif, H. (2021). Analisis swot financial technology (fintech) perbankan syariah dalam optimalisasi penyaluran pembiayaan dan kualitas pelayanan bank syariah. Al-Mashrof: Islamic Banking and Fi-nance, 2(1), 56-75.
Todorof, M. (2018). Shariah-compliant FinTech in the banking industry. ERA Forum 19, 1–17. doi: 10.1007/s12027-018-0505-8
Vives, X. (2017). The Impact of FinTech on the Banking Industry. European Economy, 2, 97–105.
Vulkan, N., Åstebro, T., and Sierra, M. F. (2016). Equity crowdfunding: A new phenomena. Journal of Business Venturing Insights 5, 37–49. doi: 10.1016/j.jbvi.2016. 02.001.
Zavolokina, L., Dolata, M., and Schwabe, G. (2016). FinTech-What’s in a Name?
Zhou, W., Arner, D. W., and Buckley, R. P. (2018). Chapter 3 - Regulating FinTech in China: From Permissive to Bal-anced. of B. Deng Digital Finance, and Inclusion 2, 45–64.
Zuhroh, I. (2021). The impact of Fintech on Islamic banking and the collaboration model: a systematic review studies in Indonesia. Jurnal Perspektif Pembiayaan Dan Pembangunan Daerah, 9(4), 301-312.
Al-Eitan, G. N., Alkhazaleh, A. M., Alkazali, A. S., & Al-Own, B. (2021). The Internal and External Determinants of the Performance of Jordanian Islamic Banks: A Panel Data Analysis. Asian Economic and Financial Review, 11(8), 644-657.
Alghadi, M. Y., al Nsour, I. R., & Aizyadat, A. A. K. (2021). Ownership structure and cash holdings: empirical evidence from Saudi Arabia. Journal of Asian Finance, 8(7), 323-0331.
Almashhadani, H. A., & Almashhadani, M. (2022). The Impact of Financial Technology on Banking Performance: A study on Foreign Banks in UAE. International Journal of Scientific and Management Research, 6(01), 1-21.
ALNSOUR, I. A., ALNSOUR, I. R., & ALOTOUM, F. J. (2021). Enhancing Customers' Satisfaction Using Loyalty Re-wards Programs: Evidence from Jordanian Banks. The Journal of Asian Finance, Economics and Business, 8(11), 297-305.
Anindyastri, R., Lestari, W. D., & Sholahuddin, M. (2022). The Influence of Financial Technology (Fintech) on the Finan-cial Performance of Islamic Banking (Study on Islamic Banking listed on the Indonesia Stock Exchange Period 2016-2020). Benefit: Jurnal Manajemen dan Bisnis, 7(1).
Al-Smadi, R. W., Al-Smadi, A. W., & Ali, O. A. (2020). The Impacts of Sustainability Practices Disclosure on Financial Performance: Jordan Commercial Banks. TEST, Engineering & Management, 83, 10218 - 10234
Ansori, M. (2019). Perkembangan dan Dampak Financial Technology (Fintech) terhadap Industri Keuangan Syariah di Jawa Tengah. Wahana Islamika: Jurnal Studi Keislaman, 5(1), 32–45. https://doi.org/https://doi.org/10.5281/ waha-naislamika.v5i1.41
Apriyanti, H. W. (2018). Model Inovasi Produk Perbankan Syariah di Indonesia. Economica: Jurnal Ekonomi Islam, 9(1), 83–104. https://doi.org/10.21580/economica.2018.9.1.2053
Baber, H. (2020). FinTech, crowdfunding and customer retention in Islamic banks. Vision, 24(3), 260-268.
Billah, M. M. S. (2021). Islamic FinTech. Springer International Publishing.
Bulatova, E. I., Potapova, E. A., Fathutdinova, R. A., & Yandiev, R. C. (2019). The Fintech And Islamic Finance Synthesis in The Modern World. 3C TIC. Cuadernos de desarrollo aplicados a las TIC. doi:10.17993/3ctic.2019.83-2.258-273
Bekhet, H. A., & Al-Smadi, R. W. (2015). Determinants of Jordanian foreign direct investment inflows: Bounds testing approach. Economic Modelling, 46, 27-35.
Daryanto, W.M., Akbar, F. & Perdana, F.A. (2020). Financial performance analysis in the banking sector: before and after financial technology regulation in Indonesia (case study of Buku-iv in Indonesia for period 2013-2019). International Journal of Business, Economics and Law, 21(2), 1–9.
Gwatiringa, P. T. (2020). Banking sector profitability through investigation of financial performance indicators : the case of Zimbabwe. IOSR Journal of Business and Management (IOSR-JBM), 22(7), 22–30. https://doi.org/10.9790/487X-2207072230
Hasnan, B. (2019). Financial inclusion and FinTech: A comparative study of countries following Islamic finance and con-ventional finance. Qualitative Research in Financial Markets, 12, 24–42.
Haqqi, A. R. A. (2020). Strengthening Islamic Finance in South-East Asia Through Innovation of Islamic FinTech in Bru-nei Darussalam. In Economics, Business, and Islamic Finance in ASEAN Economics Community (pp. 202-226). IGI Global.
Harrison, R. (2013). Crowdfunding and the revitalisation of the early stage risk capital market: catalyst or chime-ra?. Venture capital, 15(4), 283-287.
Hidajat, T., Primiana, I., Nidar, S., and Febrian, E. (2016). Crowd funding: financial service for unserved crowds in Indo-nesia. In International Conference, Integrated Microfinance Management for Sustainable Community Develop-ment(IMM 2016) (Atlantis Press).
Hidajat, T. (2020). Financial Technology in Islamic View. Perisai: Islamic Banking and Finance Journal, 4(2): 102–112. https://journal.umsida.ac.id/index.php/perisai/article/view/465.
Ilhami, & Thamrin, H. (2021). Analisis dampak covid 19 terhadap kinerja keuangan perbankan syariah di indonesia. Jurnal Tabarru’ : Islamic Banking and Finance, 4(1), 37–45.
Juliette (2013). What is islamic Microfinance ? https://www.microworld.org/en/ news-from-the-field/article/what-islamic-microfinance
Kristianti, I., & Tulenan, M. V. (2021). Dampak Financial Technology terhadap Kinerja Keuangan Perbankan. Kinerja, 18(1), 57–65. Retrieved from http://journal.feb.unmul.ac.id/index.php/KINERJA/article/view/8254
Langley, P. (2016). Crowdfunding in the United Kingdom: A Cultural Economy. Economic Geography 92, 301–321. doi: 10.1080/00130095.2015.1133233.
Lestari, S., Siregar, W. S., & Ayla, N. M. (2021). Pengaruh Fintech terhadap Kinerja Keuangan Perbankan Syariah. Jurnal Islamic Circle, 2(2), 12–20. https://doi.org/10.36407/akurasi.v3i1.324
Liu, J., Li, X., and Wang, S. (2020). What have we learnt from 10 years of fintech research? a scientometric analysis. Technological Forecasting and Social Change 155, 120022–120022.
Mar’atushsholihah, S. N., & Karyani, T. (2021). Dampak Financial Technology terhadap Kinerja Bank Umum Konven-sional di Indonesia. Mimbar Agribisnis, 7(1), 450–465.
Massolution, C. L. L. C. (2012). Crowdfunding industry report: market trends, composition and crowdfunding platforms.
Mateka, M., Gogo, J., & Omagwa, J. (2016). Effects of internet banking on financial performance of listed commercial banks in Kenya.
Navaretti, G. B., Calzolari, G., Mansilla-Fernandez, J. M., & Pozzolo, A. F. (2018). Fintech and Banking. Friends or Foes? Friends or Foes.
Ntwiga, N. L. (2020). Effect of Mobile Banking on the Financial Performance of Commercial Banks in Kenya.
Odhiambo, S. O., & Ngaba, D. (2019). E-banking services and financial performance of commercial banks in Ken-ya. International Academic Journal of Economics and Finance, 3(4), 132-153.
Oktavia, I., & Genjar, K. S. . (2019). Faktor-Faktor Yang Mempengaruhi Harga Saham. Jurnal Riset Akuntansi Multipara-digma, 6(1), 29–39.
Panel, T. U. I. F., & Gateway, S. (2019). The Global Islamic Fintech Report. Retrieved from UK, London:
Phan, D.H.B., Narayan, P.K., Rahman, R.E. & Hutabarat, A.R. (2020). Do financial technology firms influence bank per-formance? Pacific Basin Finance Journal, 62: 101210. https://doi.org/10.1016/j.pacfin.2019.101210.
Pişkin, M. and Kuş, M. C. (2019). Islamic Online P2P Lending Platform. Procedia Computer Science 158, 415–419. doi: 10.1016/j.procs.2019.09.070.
Puspa, D., & Hendratno, H. (2020). Pengaruh Financial Technology (Fintech) terhadap Profitabiltas dan Efisiensi Operasi pada Perbankan badan Usaga Milik Negara (BUMN). E-Proceeding of Management, 7(2), 5771–5779.
Rizal, F., & Rofiqo, A. (2020). Determinants of Sharia Banking Profitability: Empirical Studies in Indonesia 2011-2020. El Barka: Jouranl of Islamic Economic and BUsiness, 3(1), 137–161.
Rosyadah, P. C., Arifin, N. R., Muhtadi, R., & Safik, M. (2020). Factors That Affect Savings In Islamic Banking. AL-ARBAH: Journal of Islamic Finance and Banking, 2(1), 33–46. https://doi.org/10.21580/alarbah. 2020.2.1.5499
Santoso, S., Anzelina, R. S., Safari, L. A., Iskandar, D., & Erwanda, F. (2021). Pembiayaan dan manfaat financial technol-ogy fintech) syariah pada 212 mart. Journal of Islamic Economics, Finance and Banking, 5(1), 68–92.
Setiawan, A., & Hermanto, B. (2017). Comparative Study : Determinant On Banking Profitability Between Buku 4 And Buku 3 Bank In Indonesia. Benefit: Jurnal Manajemen Dan Bisnis, 2(1), 92–101. https://doi.org/10.23917/benefit.v2i1.2918
Siska, E. (2022). Exploring the Essential Factors on Digital Islamic Banking Adoption in Indonesia : A Literature Review. Jurnal Ilmiah Ekonomi Islam, 8(1), 124–130. https://doi.org/http://dx.doi.org/10.29040/jiei.v8i1.4090
Siska, E. (2022). Financial Technology (FinTech) and its impact on financial performance of Islamic bank-ing. ARBITRASE: Journal of Economics and Accounting, 2(3), 102-108.
Siska, E., Gamal, A. A. M., Ameen, A., & Amalia, M. M. (2021). Analysis Impact of Covid-19 Outbreak on Performance of Commercial Conventional Banks: Evidence from Indonesia. International Journal of Social and Management Stud-ies, 2(6), 8–16. https://doi.org/https://doi.org/10.5555/ijosmas.v2i6.76
Subbarao, D. (2017). Disruptive Innovation n the Financial Sector. IDRBT Journal of Banking Technology, 1(1), 85–88. https://doi.org/10.1016/0267-3649(87)90091-4
Tim Zipmex. (2021). SMS Banking: Pengertian dan Cara Daftar. Zipmex. https://zipmex.com/id/learn/smsbanking- pengertian-dan-cara-daftar/
Tiyan, L., Kurniawan, M., Asriani, A., & Syarif, H. (2021). Analisis swot financial technology (fintech) perbankan syariah dalam optimalisasi penyaluran pembiayaan dan kualitas pelayanan bank syariah. Al-Mashrof: Islamic Banking and Fi-nance, 2(1), 56-75.
Todorof, M. (2018). Shariah-compliant FinTech in the banking industry. ERA Forum 19, 1–17. doi: 10.1007/s12027-018-0505-8
Vives, X. (2017). The Impact of FinTech on the Banking Industry. European Economy, 2, 97–105.
Vulkan, N., Åstebro, T., and Sierra, M. F. (2016). Equity crowdfunding: A new phenomena. Journal of Business Venturing Insights 5, 37–49. doi: 10.1016/j.jbvi.2016. 02.001.
Zavolokina, L., Dolata, M., and Schwabe, G. (2016). FinTech-What’s in a Name?
Zhou, W., Arner, D. W., and Buckley, R. P. (2018). Chapter 3 - Regulating FinTech in China: From Permissive to Bal-anced. of B. Deng Digital Finance, and Inclusion 2, 45–64.
Zuhroh, I. (2021). The impact of Fintech on Islamic banking and the collaboration model: a systematic review studies in Indonesia. Jurnal Perspektif Pembiayaan Dan Pembangunan Daerah, 9(4), 301-312.