How to cite this paper
Alsmadi, A., Alfityani, A., Alhwamdeh, L., Al_hazimeh, A & Al-Gasawneh, J. (2022). Intentions to use fintech in the Jordanian banking industry.International Journal of Data and Network Science, 6(4), 1351-1358.
Refrences
Abbad, M. M. (2013). E-Banking in Jordan. Behaviour& Information Technology, 32(7), 681-694. ttps://doi.org/10.10
Abrahão, R. D. S., Moriguchi, S. N., & Andrade, D. F. (2016). Intention of adoption of mobile payment: an analysis in the light of the unified theory of acceptance and use of technology (UTAUT). RAI Revista de Administração e novação, 13(3), 221-230. https://doi.org/10.1016/j.rai.2016.06.003
Agarwal, S., & Hauswald, R. (2010). Distance and pri¬vate information in lending. The Review of Finan¬cial Studies, 23(7), 2757-2788.
Al-smadi, A.A.A., Almsafir, M.K., & Husni, N.H.H.B. (2018). Trends and Calendar Effects in Malaysia's Stock Market. Romanian Economic and Business Review, 13(2), 29-36
Akturan, U., & Tezcan, N. (2012). Mobile Banking Adoption of the Youth Market. Marketing Intelligence & Planning, 30(4), 444-459. https://doi.org/10.1108/02634501211231928
Alghusin, N., Alsmadi, A.A., Alkhatib, E., & Alqtish, A.M. (2020). The impact of financial policy on economic growth in Jordan (2000-2017): An ardl approach. Ekonomski Pregled, 71, 97–108.
Almajali, D., Hammouri, Q., Majali, T., Al-Gasawneh, J., & Dahalin, Z. (2021). Antecedents of consumers’ adoption of electronic commerce in developing countries. International Journal of Data and Network Science, 5(4), 681-690.
Al-Omoush, K.S., Al Attar, M.K., Saleh, I.H., Alsmadi, A.A. (2020). The drivers of E-banking entrepreneurship: an empir-ical study. International Journal of Bank Marketing, 38(2), 485–500.
Alsmadi, A.A., Sha'ban, M., & Al-Ibbini, O.A. (2019). The relationship between E-banking services and bank profit in Jordan for the period of 2010-2015. Pervasive Health: Pervasive Computing Technologies for Healthcare, 70–74.
Arner, D. W., Barberis, J. N., & Buckley, R. P. (2015). The Evolution of Fintech: A New Post-Crisis Paradigm?. Universi-ty of Hong Kong Faculty of Law Research Paper No. 2015/047, UNSWLaw Research Paper No. 2016-62. Available at SSRN: http://dx.doi.org/10.2139/ssrn.2676553
Barras, R. (1986). Towards a theory of innovation in services. Research Policy, 15(4). 80/0144929X.2011.586725
Barras, R. (1990). Interactive innovation in financial and business services: the vanguard of the service revolution. Re-search Policy, 19(3), 215-237.
Bikker, J. A., & Haaf, K. (2002). Measures of compe¬tition and concentration in the banking industry: a review of the liter-ature. Economic & Financial Modelling, 9(2), 53-98.
Buchak, G., Matvos, G., Piskorski, T., & Seru, A. (2018). Fintech, regulatory arbitrage, and the rise of shadow banks. Journal of financial economics, 130(3), 453-483.
CB Insights (2017). The C B Insights Fintech 2 50. https://www.cbinsights.com/research-fintech250
Chan, Y. S., & Thakor, A. V. (1987). Collateral and com¬petitive equilibria with moral hazard and private information. The Journal of Finance, 42(2), 345- 363.
Chau, V. S., & Ngai, L. W. L. C. (2010). The Youth Market for Internet Banking Services: Perceptions, Attitude and Be-haviour. Journal of Services Marketing, 24(1), 42-60.
Chen, M. A., Wu, Q., & Yang, B., (2019). How valuable is fintech innovation?. Review of Financial Studies, 32(5), 2062-2106.
Devadevan, V. (2013). Mobile banking in India-issues & challenges. International Journal of Emerging Technology and Advanced Engineering, 3, 516-520.
DeYoung, R., Glennon, D., & Nigro, P. (2006). Borrower-Lender Distance, Credit Scoring, and the Performance of Small Business Loans, Federal Deposit Insurance Corporation. Journal of Financial Intermediation.
Fuster, A., Plosser, M., Schnabl, P., & Vickery, J. (2019). The roleof technology in mortgage lending. The Review of Fi-nancial Studies, 32(5), 1854-1899. https://doi.org/10.1093/rfs/hhz018
Halimi, F. F., Gabarre, S., Rahi, S., Al-Gasawneh, J. A., & Ngah, A. H. (2021). Modelling Muslims’ revisit intention of non-halal certified restaurants in Malaysia. Journal of Islamic Marketing.
Hammouri, Q., Majali, T., Almajali, D., Aloqool, A., & AlGasawneh, J. A. (2021). Explore the Relationship between Se-curity Mechanisms and Trust in E-Banking: A Systematic Review. Annals of the Romanian Society for Cell Biolo-gy, 25(6), 17083-17093.
Hannan, T. H., & McDowell, J. M. (1984). The determinants of technology adoption: The case of the banking firm. The RAND Journal of Economics, 15(3), 328-335.
Isaac, O., Abdullah, Z., Aldholay, A. H., & Ameen, A. A. (2019). Antecedents and outcomes of internet usage within or-ganisations in Yemen: An extension of the Unified Theory of Acceptance and Use of Technology (UTAUT) model. Asia Pacific Management Review, 24(4), 335-354.
Kim, Y., Park, Y. J., & Choi, J. (2016). The Adoption of Mobile Payment Services for “Fintech”. Inter¬national Journal of Applied Engineering Research, 11(2), 1058-1061.
King, B. (2014). Breaking Banks: The Innovators, Rogues, and Strategists Rebooting Banking. New York: John Wiley & Sons
Kissi, P. S., Oluwatobiloba, M. K., &Berko, A. Y. (2017). Factors affecting university students Intentions to use debit card services: An empirical study based on UTAUT. Business, Management and Education, 15(2), 196-210.
Koksal, M. H. (2016). The intentions of Lebanese consumers to adopt mobile banking. International Journal of Bank Marketing, 34(3), 327-346.
KPMG. (2016). The Pulse of Fintech. KSII Transactions on Internet & Information Systems, 11(2), 1105-1117. https://doi.org/10.3837/tiis.2017.02.027
Lee, S. (2017). Evaluation of mobile application in user’s perspective: Case of P2P lending apps in fintech industry.
Lines, B. (2016). How FinTech Is Shaping Financial Services: PwC Global Fin-Tech Report. Marketing, 34(3), 327-346. https://doi.org/10.1108/IJBM-03-2015-0025
Norman, N., Almsafir, M.K., & Smadi, A. (2013). Comparative study of conventional and Shariah-based unit trust funds performance of public mutual berhad. Australian Journal of Basic and Applied Sciences, 7(9), 354-363.
Nakashima, T. (2018). Creating Credit by Making Use of Mobility with Fintech and IoT. IATSS Research, 42(2), 61-66. https://doi.org/10.1016/j.iatssr.2018.06.001
Nusairat, N., Al-Gasawneh, J., Aloqool, A., Alzubi, K., Akhorshaideh, A., Joudeh, J., & Ibrahim, H. (2021). The relation-ship between Internet of things and search engine optimization in Jordanian Tele-Communication Companies: The mediating role of user behavior. International Journal of Data and Network Science, 5(3), 163-172.
Oliveira, T., Thomas, M., Baptista, G., & Campos, F. (2016). Mobile payment: understanding the determinants of custom-er adoption and intention to recommend the technology. Computers in Human Behavior, 61, 404-414. https://doi.org/10.1016/j. chb.2016.03.030 org/10.3846/bme.2017.378
Isaac, O., Abdullah, Z., Aldholay, A. H., & Ameen, A. A. (2019). Antecedents and outcomes of internet usage within or-ganisations in Yemen: An extension of the Unified Theory of Acceptance and Use of Technology (UTAUT) model. Asia Pacific Management Review, 24(4), 335-354.
Peters, G. W., & Panayi, E. (2016). Understanding modern banking ledgers through blockchain technologies: Future of transaction processing and smart contracts on the internet of money Banking Beyond Banks and Money (pp. 239-278): Springer.
Philippon, T. (2015). Has the finance industry become less efficient? On the theory and measurement of financial inter-mediation. The American Economic Review, 105(4), 1408-1438.
Ra’d Almestarihi, J. A. A., Gasawneh, S. A. J., Malik Khlaif Gharaibeh, E., & Odai Nawras, M. N. (2021). The impact of social media marketing on brand equity: A systematic review. Turkish Journal of Computer and Mathematics Educa-tion (TURCOMAT), 12(6), 4073-4088.
Riquelme, H. E., & Rios, R. E. (2010). The Moderating Effect of Gender in the Adoption of Mobile Banking. The Interna-tional Journal of Bank Marketing, 28, 328-341. http://dx.doi. org/10.1108/02652321011064872
Ryu, H. S. (2018). What Makes Users Willing or Hesitant to Use Fintech?: The Moderating Effect of User Type. Industri-al Management & Data Systems, 118(3), 541-569. https://doi. org/10.1108/IMDS-07-2017-0325
Salmony, M. (2014). Access to accounts: why banks should embrace an open future. Journal of Payments Strategy & Sys-tems, 8(2),169-170.
Shim, Y., & Shin, D.H. (2017). Analyzing China’s Fintech Industry from the perspective of actor–network theory. Tele-communications Policy, 40(2/3), 168-181.
Szopinski, T. S. (2016). Factors Affecting the Adoption of Online Banking in Poland. Journal of Business Research, 69(11), 4763-4768. http:// dx.doi.org/10.1016/j.jbusres.2016.04.027
Thompson, B.S. (2017). Can financial technology innovate benefit distribution in payments for ecosystem services and REDD_?. Ecological Economics, 139(1), 150-157.
Tran, T. A., Han, K. S., & Yun, S. Y. (2018). Factors influencing the intention to use mobile payment service using fintech systems: Focused on Vietnam. Asia Life Sciences, 15(3), 1731-1747.
Venkatesh, V., Morris, M. G., Davis, G. B., & Davis, F. D. (2003).User acceptance of information technology: Toward a unified view. MIS Quarterly: Management Information Systems, 27(3),425-478. https://doi.org/10.2307/30036540
Wonglimpiyarat, J. (2017). Fintech banking industry: a systemic approach. Foresight, 19(6), 590-603. https://doi.org/10.1108/ FS-07-2017-0026
Wood, G. A. B., A (2015). Advancing Egalitarianism. In L. K. D. e. Chuen (Ed.), Handbook of Digital Currency: Bitcoin,Innovation, Financial Instruments, and Big Data (pp. 385-401). Elsevier: London.
Yaseen, S.G., & Qirem, I.A. (2018). Intention to use e-banking services in the Jordanian commercial banks. International Journal of Bank Marketing, 36, 557-571.
Abrahão, R. D. S., Moriguchi, S. N., & Andrade, D. F. (2016). Intention of adoption of mobile payment: an analysis in the light of the unified theory of acceptance and use of technology (UTAUT). RAI Revista de Administração e novação, 13(3), 221-230. https://doi.org/10.1016/j.rai.2016.06.003
Agarwal, S., & Hauswald, R. (2010). Distance and pri¬vate information in lending. The Review of Finan¬cial Studies, 23(7), 2757-2788.
Al-smadi, A.A.A., Almsafir, M.K., & Husni, N.H.H.B. (2018). Trends and Calendar Effects in Malaysia's Stock Market. Romanian Economic and Business Review, 13(2), 29-36
Akturan, U., & Tezcan, N. (2012). Mobile Banking Adoption of the Youth Market. Marketing Intelligence & Planning, 30(4), 444-459. https://doi.org/10.1108/02634501211231928
Alghusin, N., Alsmadi, A.A., Alkhatib, E., & Alqtish, A.M. (2020). The impact of financial policy on economic growth in Jordan (2000-2017): An ardl approach. Ekonomski Pregled, 71, 97–108.
Almajali, D., Hammouri, Q., Majali, T., Al-Gasawneh, J., & Dahalin, Z. (2021). Antecedents of consumers’ adoption of electronic commerce in developing countries. International Journal of Data and Network Science, 5(4), 681-690.
Al-Omoush, K.S., Al Attar, M.K., Saleh, I.H., Alsmadi, A.A. (2020). The drivers of E-banking entrepreneurship: an empir-ical study. International Journal of Bank Marketing, 38(2), 485–500.
Alsmadi, A.A., Sha'ban, M., & Al-Ibbini, O.A. (2019). The relationship between E-banking services and bank profit in Jordan for the period of 2010-2015. Pervasive Health: Pervasive Computing Technologies for Healthcare, 70–74.
Arner, D. W., Barberis, J. N., & Buckley, R. P. (2015). The Evolution of Fintech: A New Post-Crisis Paradigm?. Universi-ty of Hong Kong Faculty of Law Research Paper No. 2015/047, UNSWLaw Research Paper No. 2016-62. Available at SSRN: http://dx.doi.org/10.2139/ssrn.2676553
Barras, R. (1986). Towards a theory of innovation in services. Research Policy, 15(4). 80/0144929X.2011.586725
Barras, R. (1990). Interactive innovation in financial and business services: the vanguard of the service revolution. Re-search Policy, 19(3), 215-237.
Bikker, J. A., & Haaf, K. (2002). Measures of compe¬tition and concentration in the banking industry: a review of the liter-ature. Economic & Financial Modelling, 9(2), 53-98.
Buchak, G., Matvos, G., Piskorski, T., & Seru, A. (2018). Fintech, regulatory arbitrage, and the rise of shadow banks. Journal of financial economics, 130(3), 453-483.
CB Insights (2017). The C B Insights Fintech 2 50. https://www.cbinsights.com/research-fintech250
Chan, Y. S., & Thakor, A. V. (1987). Collateral and com¬petitive equilibria with moral hazard and private information. The Journal of Finance, 42(2), 345- 363.
Chau, V. S., & Ngai, L. W. L. C. (2010). The Youth Market for Internet Banking Services: Perceptions, Attitude and Be-haviour. Journal of Services Marketing, 24(1), 42-60.
Chen, M. A., Wu, Q., & Yang, B., (2019). How valuable is fintech innovation?. Review of Financial Studies, 32(5), 2062-2106.
Devadevan, V. (2013). Mobile banking in India-issues & challenges. International Journal of Emerging Technology and Advanced Engineering, 3, 516-520.
DeYoung, R., Glennon, D., & Nigro, P. (2006). Borrower-Lender Distance, Credit Scoring, and the Performance of Small Business Loans, Federal Deposit Insurance Corporation. Journal of Financial Intermediation.
Fuster, A., Plosser, M., Schnabl, P., & Vickery, J. (2019). The roleof technology in mortgage lending. The Review of Fi-nancial Studies, 32(5), 1854-1899. https://doi.org/10.1093/rfs/hhz018
Halimi, F. F., Gabarre, S., Rahi, S., Al-Gasawneh, J. A., & Ngah, A. H. (2021). Modelling Muslims’ revisit intention of non-halal certified restaurants in Malaysia. Journal of Islamic Marketing.
Hammouri, Q., Majali, T., Almajali, D., Aloqool, A., & AlGasawneh, J. A. (2021). Explore the Relationship between Se-curity Mechanisms and Trust in E-Banking: A Systematic Review. Annals of the Romanian Society for Cell Biolo-gy, 25(6), 17083-17093.
Hannan, T. H., & McDowell, J. M. (1984). The determinants of technology adoption: The case of the banking firm. The RAND Journal of Economics, 15(3), 328-335.
Isaac, O., Abdullah, Z., Aldholay, A. H., & Ameen, A. A. (2019). Antecedents and outcomes of internet usage within or-ganisations in Yemen: An extension of the Unified Theory of Acceptance and Use of Technology (UTAUT) model. Asia Pacific Management Review, 24(4), 335-354.
Kim, Y., Park, Y. J., & Choi, J. (2016). The Adoption of Mobile Payment Services for “Fintech”. Inter¬national Journal of Applied Engineering Research, 11(2), 1058-1061.
King, B. (2014). Breaking Banks: The Innovators, Rogues, and Strategists Rebooting Banking. New York: John Wiley & Sons
Kissi, P. S., Oluwatobiloba, M. K., &Berko, A. Y. (2017). Factors affecting university students Intentions to use debit card services: An empirical study based on UTAUT. Business, Management and Education, 15(2), 196-210.
Koksal, M. H. (2016). The intentions of Lebanese consumers to adopt mobile banking. International Journal of Bank Marketing, 34(3), 327-346.
KPMG. (2016). The Pulse of Fintech. KSII Transactions on Internet & Information Systems, 11(2), 1105-1117. https://doi.org/10.3837/tiis.2017.02.027
Lee, S. (2017). Evaluation of mobile application in user’s perspective: Case of P2P lending apps in fintech industry.
Lines, B. (2016). How FinTech Is Shaping Financial Services: PwC Global Fin-Tech Report. Marketing, 34(3), 327-346. https://doi.org/10.1108/IJBM-03-2015-0025
Norman, N., Almsafir, M.K., & Smadi, A. (2013). Comparative study of conventional and Shariah-based unit trust funds performance of public mutual berhad. Australian Journal of Basic and Applied Sciences, 7(9), 354-363.
Nakashima, T. (2018). Creating Credit by Making Use of Mobility with Fintech and IoT. IATSS Research, 42(2), 61-66. https://doi.org/10.1016/j.iatssr.2018.06.001
Nusairat, N., Al-Gasawneh, J., Aloqool, A., Alzubi, K., Akhorshaideh, A., Joudeh, J., & Ibrahim, H. (2021). The relation-ship between Internet of things and search engine optimization in Jordanian Tele-Communication Companies: The mediating role of user behavior. International Journal of Data and Network Science, 5(3), 163-172.
Oliveira, T., Thomas, M., Baptista, G., & Campos, F. (2016). Mobile payment: understanding the determinants of custom-er adoption and intention to recommend the technology. Computers in Human Behavior, 61, 404-414. https://doi.org/10.1016/j. chb.2016.03.030 org/10.3846/bme.2017.378
Isaac, O., Abdullah, Z., Aldholay, A. H., & Ameen, A. A. (2019). Antecedents and outcomes of internet usage within or-ganisations in Yemen: An extension of the Unified Theory of Acceptance and Use of Technology (UTAUT) model. Asia Pacific Management Review, 24(4), 335-354.
Peters, G. W., & Panayi, E. (2016). Understanding modern banking ledgers through blockchain technologies: Future of transaction processing and smart contracts on the internet of money Banking Beyond Banks and Money (pp. 239-278): Springer.
Philippon, T. (2015). Has the finance industry become less efficient? On the theory and measurement of financial inter-mediation. The American Economic Review, 105(4), 1408-1438.
Ra’d Almestarihi, J. A. A., Gasawneh, S. A. J., Malik Khlaif Gharaibeh, E., & Odai Nawras, M. N. (2021). The impact of social media marketing on brand equity: A systematic review. Turkish Journal of Computer and Mathematics Educa-tion (TURCOMAT), 12(6), 4073-4088.
Riquelme, H. E., & Rios, R. E. (2010). The Moderating Effect of Gender in the Adoption of Mobile Banking. The Interna-tional Journal of Bank Marketing, 28, 328-341. http://dx.doi. org/10.1108/02652321011064872
Ryu, H. S. (2018). What Makes Users Willing or Hesitant to Use Fintech?: The Moderating Effect of User Type. Industri-al Management & Data Systems, 118(3), 541-569. https://doi. org/10.1108/IMDS-07-2017-0325
Salmony, M. (2014). Access to accounts: why banks should embrace an open future. Journal of Payments Strategy & Sys-tems, 8(2),169-170.
Shim, Y., & Shin, D.H. (2017). Analyzing China’s Fintech Industry from the perspective of actor–network theory. Tele-communications Policy, 40(2/3), 168-181.
Szopinski, T. S. (2016). Factors Affecting the Adoption of Online Banking in Poland. Journal of Business Research, 69(11), 4763-4768. http:// dx.doi.org/10.1016/j.jbusres.2016.04.027
Thompson, B.S. (2017). Can financial technology innovate benefit distribution in payments for ecosystem services and REDD_?. Ecological Economics, 139(1), 150-157.
Tran, T. A., Han, K. S., & Yun, S. Y. (2018). Factors influencing the intention to use mobile payment service using fintech systems: Focused on Vietnam. Asia Life Sciences, 15(3), 1731-1747.
Venkatesh, V., Morris, M. G., Davis, G. B., & Davis, F. D. (2003).User acceptance of information technology: Toward a unified view. MIS Quarterly: Management Information Systems, 27(3),425-478. https://doi.org/10.2307/30036540
Wonglimpiyarat, J. (2017). Fintech banking industry: a systemic approach. Foresight, 19(6), 590-603. https://doi.org/10.1108/ FS-07-2017-0026
Wood, G. A. B., A (2015). Advancing Egalitarianism. In L. K. D. e. Chuen (Ed.), Handbook of Digital Currency: Bitcoin,Innovation, Financial Instruments, and Big Data (pp. 385-401). Elsevier: London.
Yaseen, S.G., & Qirem, I.A. (2018). Intention to use e-banking services in the Jordanian commercial banks. International Journal of Bank Marketing, 36, 557-571.