How to cite this paper
Do, N., Tham, J., Azam, S & Khatib, A. (2020). The effects of factors influencing on user behavior intention to use mobile payment: Evidence from Cambodia.International Journal of Data and Network Science, 4(2), 213-224.
Refrences
Abrahao, R. S., Moriguchi, S. N., & Andrade, D. F. (2016). Intention of adoption of mobile payment: An analysis in the light of the Unified Theory of Acceptance and Use of Technology (UTAUT). Innova-tion and Management Review, 13, 221-230.
Akar, E., & Mardikyan, S. (2014). Analyzing factors affecting users’ behavior intention to use social me-dia: Twitter case. International Journal of Business and Social Science, 5(11), pp.85-95.
Carlsson, C., Carlsson, J., Hyvonen, K., Puhakainen, J., and Walden, P. (2006). Adoption of mobile de-vices/services-searching for answers with the UTAUT. In Proceedings of the 39th Annual Hawaii In-ternational Conference on System Sciences (HICSS'06), IEEE, 6, pp.1-10.
CEIC. (2018). Data. Retrieved from https://www.ceicdata.com/en/indicator/vietnam/domestic-credit-growth.
Chae, J. S. U., & Hedman, J. (2015). Business models for NFC based mobile payments. Journal of Busi-ness Model, 3(1), 29-48.
Chen, K., & Chang, M. (2013). User acceptance of near field communication mobile phone service: An investigation based on the UTAUT model. Service Industries Journal, 33(6), 609-623.
Chen, L-D. (2008). A model of consumer acceptance of mobile payment. International Journal of Mobile Communications, 6(1), 35.
Dotzauer, K., & Haiss, F. (2017). Barriers towards the adoption of mobile payment services: An empirical investigation of consumer resistance in the context of Germany. Thesis. Karlstad Business School.
eMarketer (2016). Number of smartphone users worldwide from 2014 to 2020. Retrieved from https://www.emarketer.com/Article/Slowing-Growth-AheadWorldwide-Internet-Audience/1014045.
Fintech News. (2018). Cambodia Sees Growing Mobile Payment Industry. Retrieved from http://fintechnews.sg/23022/mobilepayments/cambodia-mobile-payment-industry-growing/.
Gerstner, L. (2015). A smart way to pay? Kiplinger’s Personal Finance, 69(1), 58-60.
Gerstner, L. (2016). New Ways to Pay with Your Phone. Kiplinger's Personal Finance, 70(2), 46-47.
Hayashi, F. (2012). Mobile payments: What’s in it for consumers? Economic Review. Federal Reserve Bank of Kansas City, 91, 35-66.
International Monetary Fund. (2018). Cambodia. IMF Country Report No. 18/369.
Kang, M. S., Im, I., & Hong, S. (2015). Testing robustness of UTAUT model: An invariance analysis. Online. Retrieved from https://www.igi-global.com/article/testing-robustness-of-utaut-model/181536.
Karahanna, E., Straub, D. W., & Chervany. N. L. (1999). Information technology adoption across time: A cross-sectional comparison of pre-adoption and post-adoption beliefs. MS Quarterly, 23(2), 183-213.
Khan, H. U., & Alshare, K. (2015). Factors influence consumers’ adoption of mobile payment devices in Qatar. International Journal of Mobile Communications, 13(6), 670-689.
Lay, S. H. (2017). The Use of Mobile Phones and Financial Inclusion: Evidence from the FinScope Sur-vey. Retrieved from https://www.nbc.org.kh/download_files/presentation-4th-nbc-conference-with-numbers-sokheng.pdf.
Leong, L. Y., Hew, T. S., Tan, G. W. H., & Ooi, K. B. (2013). Predicting the determinants of the NFC-enabled mobile credit card acceptance: A neural networks approach. Expert Systems with Applications, 40, 5604-5620.
Lin, C. C., & Lu, H. (2003). Towards an understanding of the behavioral intention to use a web site. In-ternational Journal of Information Management, 20(3), 197-208.
Liu, J., Kauffman, R. J., & Ma, D. (2015). Competition, cooperation, and regulation: understanding the evolution of the mobile payments technology ecosystem. Electronic Commerce Research and Applica-tions, 14(5), 372-391.
Liu, G-S., & Tai, P. T. (2016). A study of factors affecting the intention to use mobile payment services in Vietnam. Economics World, 4(6), 249-273.
Martin, C., Harihareswara, N., Diebold, E., Kodali, H., & Averch, C. (2016). Guide to the Use of Digital Financial Services in Agriculture. USAID’s Mobile Solutions Technical Assistance and Research.
Mathew, I. C. (2014). Evolution of mobile payment in SA. Retrieved from https://www.fin24.com/Tech/News/Mobile-payment-evolution-picks-up-speed-20140714.
National Bank of Cambodia – NBC. (2019). Overview of payment systems. Retrieved from https://www.nbc.org.kh/english/payment_systems/overview_of_payment_systems.php.
Oliveira, T., Thomas, M., Baptista, G., & Campos, F. (2016). Mobile payment: Understanding the deter-minants of customer adoption and intention to recommend the technology. Computers in Human Be-havior, pp.404-414.
Open Institute. (2016). Mobile phones and internet use in Cambodia 2016. Retrieved from http://www.open.org.kh/research/phones_2016.pdf.
Pidugu, K. (2015). Mobile payment adoption in South Africa: Merchant’s perspective. Gordon Institute of Business Science, University of Pretoria.
Richter, C. (2017). Apple Pay in Deutschland: Alles zum Start und Funktionsweise. Retrieved from http://www.giga.de/extra/apple-pay/specials/apple-paydeutschland-alles-zu-start-funktionsweise.
Seetharaman, A., Kumar, K. N., Palaniappan, S., & Weber, G. (2017). Factors influencing behavioural in-tention to use the mobile wallet in Singapore. Journal of Applied Economics and Business Research, 7(2), 116-136.
Seng, K., & Lay, S. H. (2018). Financial Inclusion: Are Mobile Phones Helpful in Cambodia? NBC Work-ing Paper Final.
Slade, E. L., Williams, M. D., & Dwivedi, Y. K. (2014). Devising a research model to examine adoption of mobile payments: An extension of UTAUT2. Marketing Review, 14(3), 311-316.
Teo, A-C., Tan, G. H-K., Ooi, K-B., Hew, T-S., & Yew, K-T. (2015). The effects of convenience and speed in Mobile payment. Industrial Management and Data Systems, 115(2), 311-331.
Thakur, R., & Srivastava, M. (2014). Adoption readiness, personal innovativeness, perceived risk and us-age intention across customer groups for mobile payment services in India. Internet Research, 24(3), 369-392.
The Asian Development Bank. (2019). Cambodia economy. Retrieved from https://www.adb.org/countries/cambodia/economy.
The Statista. (2018). Total revenue of global mobile payment market from 2015 to 2019 (in billion U.S. dollars). Retrieved from https://www.statista.com/statistics/226530/mobile-payment-transaction-volume-forecast/.
The World Bank (2019b). Cambodia overview. Retrieved from http://www.worldbank.org/en/country/cambodia/overview.
The World Bank. (2019a). Cambodia. Online. Retrieved from https://data.worldbank.org/country/cambodia.
U.S. International Trade Administration. (2018). Cambodia banking system. Retrieved from https://www.export.gov/article?id=Cambodia-banking-systems.
WorldPay. (2017). Global payments report: Your definitive guide to the world of online payments. Re-trieved from https://worldpay.globalpaymentsreport.com/wp-content/uploads/reports/GPR-English-2017.pdf.
Yang, A. S. (2009). Exploring adoption difficulties in mobile banking services. Canadian Journal of Administrative Sciences, 26(2), 136-149.
Yu, C. S. (2012). Factors Affecting Individuals to Adopt Mobile Banking: Empirical Evidence from the UTAUT Model. Journal of Electronic Commerce Research, 13(2), 104-121.
Akar, E., & Mardikyan, S. (2014). Analyzing factors affecting users’ behavior intention to use social me-dia: Twitter case. International Journal of Business and Social Science, 5(11), pp.85-95.
Carlsson, C., Carlsson, J., Hyvonen, K., Puhakainen, J., and Walden, P. (2006). Adoption of mobile de-vices/services-searching for answers with the UTAUT. In Proceedings of the 39th Annual Hawaii In-ternational Conference on System Sciences (HICSS'06), IEEE, 6, pp.1-10.
CEIC. (2018). Data. Retrieved from https://www.ceicdata.com/en/indicator/vietnam/domestic-credit-growth.
Chae, J. S. U., & Hedman, J. (2015). Business models for NFC based mobile payments. Journal of Busi-ness Model, 3(1), 29-48.
Chen, K., & Chang, M. (2013). User acceptance of near field communication mobile phone service: An investigation based on the UTAUT model. Service Industries Journal, 33(6), 609-623.
Chen, L-D. (2008). A model of consumer acceptance of mobile payment. International Journal of Mobile Communications, 6(1), 35.
Dotzauer, K., & Haiss, F. (2017). Barriers towards the adoption of mobile payment services: An empirical investigation of consumer resistance in the context of Germany. Thesis. Karlstad Business School.
eMarketer (2016). Number of smartphone users worldwide from 2014 to 2020. Retrieved from https://www.emarketer.com/Article/Slowing-Growth-AheadWorldwide-Internet-Audience/1014045.
Fintech News. (2018). Cambodia Sees Growing Mobile Payment Industry. Retrieved from http://fintechnews.sg/23022/mobilepayments/cambodia-mobile-payment-industry-growing/.
Gerstner, L. (2015). A smart way to pay? Kiplinger’s Personal Finance, 69(1), 58-60.
Gerstner, L. (2016). New Ways to Pay with Your Phone. Kiplinger's Personal Finance, 70(2), 46-47.
Hayashi, F. (2012). Mobile payments: What’s in it for consumers? Economic Review. Federal Reserve Bank of Kansas City, 91, 35-66.
International Monetary Fund. (2018). Cambodia. IMF Country Report No. 18/369.
Kang, M. S., Im, I., & Hong, S. (2015). Testing robustness of UTAUT model: An invariance analysis. Online. Retrieved from https://www.igi-global.com/article/testing-robustness-of-utaut-model/181536.
Karahanna, E., Straub, D. W., & Chervany. N. L. (1999). Information technology adoption across time: A cross-sectional comparison of pre-adoption and post-adoption beliefs. MS Quarterly, 23(2), 183-213.
Khan, H. U., & Alshare, K. (2015). Factors influence consumers’ adoption of mobile payment devices in Qatar. International Journal of Mobile Communications, 13(6), 670-689.
Lay, S. H. (2017). The Use of Mobile Phones and Financial Inclusion: Evidence from the FinScope Sur-vey. Retrieved from https://www.nbc.org.kh/download_files/presentation-4th-nbc-conference-with-numbers-sokheng.pdf.
Leong, L. Y., Hew, T. S., Tan, G. W. H., & Ooi, K. B. (2013). Predicting the determinants of the NFC-enabled mobile credit card acceptance: A neural networks approach. Expert Systems with Applications, 40, 5604-5620.
Lin, C. C., & Lu, H. (2003). Towards an understanding of the behavioral intention to use a web site. In-ternational Journal of Information Management, 20(3), 197-208.
Liu, J., Kauffman, R. J., & Ma, D. (2015). Competition, cooperation, and regulation: understanding the evolution of the mobile payments technology ecosystem. Electronic Commerce Research and Applica-tions, 14(5), 372-391.
Liu, G-S., & Tai, P. T. (2016). A study of factors affecting the intention to use mobile payment services in Vietnam. Economics World, 4(6), 249-273.
Martin, C., Harihareswara, N., Diebold, E., Kodali, H., & Averch, C. (2016). Guide to the Use of Digital Financial Services in Agriculture. USAID’s Mobile Solutions Technical Assistance and Research.
Mathew, I. C. (2014). Evolution of mobile payment in SA. Retrieved from https://www.fin24.com/Tech/News/Mobile-payment-evolution-picks-up-speed-20140714.
National Bank of Cambodia – NBC. (2019). Overview of payment systems. Retrieved from https://www.nbc.org.kh/english/payment_systems/overview_of_payment_systems.php.
Oliveira, T., Thomas, M., Baptista, G., & Campos, F. (2016). Mobile payment: Understanding the deter-minants of customer adoption and intention to recommend the technology. Computers in Human Be-havior, pp.404-414.
Open Institute. (2016). Mobile phones and internet use in Cambodia 2016. Retrieved from http://www.open.org.kh/research/phones_2016.pdf.
Pidugu, K. (2015). Mobile payment adoption in South Africa: Merchant’s perspective. Gordon Institute of Business Science, University of Pretoria.
Richter, C. (2017). Apple Pay in Deutschland: Alles zum Start und Funktionsweise. Retrieved from http://www.giga.de/extra/apple-pay/specials/apple-paydeutschland-alles-zu-start-funktionsweise.
Seetharaman, A., Kumar, K. N., Palaniappan, S., & Weber, G. (2017). Factors influencing behavioural in-tention to use the mobile wallet in Singapore. Journal of Applied Economics and Business Research, 7(2), 116-136.
Seng, K., & Lay, S. H. (2018). Financial Inclusion: Are Mobile Phones Helpful in Cambodia? NBC Work-ing Paper Final.
Slade, E. L., Williams, M. D., & Dwivedi, Y. K. (2014). Devising a research model to examine adoption of mobile payments: An extension of UTAUT2. Marketing Review, 14(3), 311-316.
Teo, A-C., Tan, G. H-K., Ooi, K-B., Hew, T-S., & Yew, K-T. (2015). The effects of convenience and speed in Mobile payment. Industrial Management and Data Systems, 115(2), 311-331.
Thakur, R., & Srivastava, M. (2014). Adoption readiness, personal innovativeness, perceived risk and us-age intention across customer groups for mobile payment services in India. Internet Research, 24(3), 369-392.
The Asian Development Bank. (2019). Cambodia economy. Retrieved from https://www.adb.org/countries/cambodia/economy.
The Statista. (2018). Total revenue of global mobile payment market from 2015 to 2019 (in billion U.S. dollars). Retrieved from https://www.statista.com/statistics/226530/mobile-payment-transaction-volume-forecast/.
The World Bank (2019b). Cambodia overview. Retrieved from http://www.worldbank.org/en/country/cambodia/overview.
The World Bank. (2019a). Cambodia. Online. Retrieved from https://data.worldbank.org/country/cambodia.
U.S. International Trade Administration. (2018). Cambodia banking system. Retrieved from https://www.export.gov/article?id=Cambodia-banking-systems.
WorldPay. (2017). Global payments report: Your definitive guide to the world of online payments. Re-trieved from https://worldpay.globalpaymentsreport.com/wp-content/uploads/reports/GPR-English-2017.pdf.
Yang, A. S. (2009). Exploring adoption difficulties in mobile banking services. Canadian Journal of Administrative Sciences, 26(2), 136-149.
Yu, C. S. (2012). Factors Affecting Individuals to Adopt Mobile Banking: Empirical Evidence from the UTAUT Model. Journal of Electronic Commerce Research, 13(2), 104-121.