Processing, Please wait...

  • Publisher Home
  • Home
  • 🔙 Back
  • 📚 Journals
    • ⚙️ IJIEC - Industrial Engineering Computations
    • 🌐 IJDNS - Data and Network Science
    • 🧪 CCL - Current Chemistry Letters
    • 💹 AC - Accounting
    • 🎯 DSL - Decision Science Letters
    • 🚛 USCM - Uncertain Supply Chain Management
    • 🏗️ JPM - Journal of Project Management
    • 🏥 HE - Healthcare Engineering
    • 📈 SCI - Scientometrica
    • 🔩 ESM - Engineering Solid Mechanics
    • 🌿 JFS - Journal of Future Sustainability
    • 💼 MSL - Management Science Letters
  • 📝 Submit Article
  • 📊 Statistics
  • 📋 About
    • 📄 About Us
    • 📰 Blog
    • 📢 News
    • 📧 Contact
  • 📺 Tutorial
  • Search:
  • Advanced Search

Growing Science » Accounting » Determinants influencing capital adequacy ratio of Vietnamese commercial banks

⭐ Highly Cited Articles

  • Jaya Algorithm
  • Rao Algorithm
  • TLBO Algorithm
  • ChatGPT and Blended Learning

Journals

  • IJIEC (804)
  • IJDS (992)
  • DSL (722)
  • ESM (434)
  • CCL (563)
  • JPM (350)
  • AC (567)
  • JFS (101)
  • MSL (2658)
  • USCM (1104)
  • HE (51)
  • SCI (51)

AC Volumes

    • ▼ Volume 12 (15)
      • Issue 1 (5)
      • Issue 2 (5)
      • Issue 3 (5)
    • ▼ Volume 11 (20)
      • Issue 1 (5)
      • Issue 2 (5)
      • Issue 3 (5)
      • Issue 4 (5)
    • ▼ Volume 10 (20)
      • Issue 1 (5)
      • Issue 2 (5)
      • Issue 3 (5)
      • Issue 4 (5)
    • ▼ Volume 9 (21)
      • Issue 1 (5)
      • Issue 2 (6)
      • Issue 3 (5)
      • Issue 4 (5)
    • ▼ Volume 8 (46)
      • Issue 1 (10)
      • Issue 2 (15)
      • Issue 3 (14)
      • Issue 4 (7)
    • ▼ Volume 7 (205)
      • Issue 1 (29)
      • Issue 2 (27)
      • Issue 3 (25)
      • Issue 4 (30)
      • Issue 5 (26)
      • Issue 6 (32)
      • Issue 7 (36)
    • ▼ Volume 6 (154)
      • Issue 1 (5)
      • Issue 2 (16)
      • Issue 3 (18)
      • Issue 4 (25)
      • Issue 5 (30)
      • Issue 6 (30)
      • Issue 7 (30)
    • ▼ Volume 5 (17)
      • Issue 1 (4)
      • Issue 2 (4)
      • Issue 3 (4)
      • Issue 4 (5)
    • ▼ Volume 4 (17)
      • Issue 1 (5)
      • Issue 2 (4)
      • Issue 3 (4)
      • Issue 4 (4)
    • ▼ Volume 3 (22)
      • Issue 1 (7)
      • Issue 2 (6)
      • Issue 3 (4)
      • Issue 4 (5)
    • ▼ Volume 2 (21)
      • Issue 1 (5)
      • Issue 2 (6)
      • Issue 3 (5)
      • Issue 4 (5)
    • ▼ Volume 1 (9)
      • Issue 1 (5)
      • Issue 2 (4)

🔑 Keywords

Jordan(172)
Supply chain management(169)
Vietnam(154)
Customer satisfaction(124)
Performance(117)
Supply chain(114)
Service quality(101)
Artificial intelligence(101)
Competitive advantage(98)
Tehran Stock Exchange(94)
SMEs(94)
Sustainability(93)
optimization(88)
TOPSIS(85)
Trust(84)
Financial performance(84)
Job satisfaction(81)
Knowledge Management(80)
Genetic Algorithm(80)
Organizational performance(79)


» Show all keywords

✍️ Authors

Naser Azad(82)
Zeplin Jiwa Husada Tarigan(68)
Mohammad Reza Iravani(65)
Endri Endri(45)
Muhammad Alshurideh(42)
Hotlan Siagian(41)
Dmaithan Almajali(39)
Jumadil Saputra(36)
Muhammad Turki Alshurideh(35)
Ahmad Makui(33)
Sautma Ronni Basana(32)
Barween Al Kurdi(32)
Basrowi Basrowi(31)
Mohammad Khodaei Valahzaghard(30)
Haitham M. Alzoubi(30)
Hassan Ghodrati(30)
Shankar Chakraborty(29)
Ni Nyoman Kerti Yasa(29)
Sulieman Ibraheem Shelash Al-Hawary(28)
Prasadja Ricardianto(28)


» Show all authors

🌍 Countries

1. Algeria (52)
2. Angola (2)
3. Argentina (22)
4. Armenia (2)
5. Australia (52)
6. Austria (2)
7. Bahrain (26)
8. Bangladesh (58)
9. Belarus (4)
10. Belgium (3)
11. Benin (2)
12. Benin Republic (1)
13. Bhutan (1)
14. Bosnia and Herzegovina (1)
15. Botswana (8)
16. Brazil (40)
17. Brunei (1)
18. Bulgaria (1)
19. Burkina Faso (1)
20. Cameroon (1)
Total: 121 countries

Show all countries
Accounting
ISSN 2369-7407 (Online) - ISSN 2369-7393 (Print)
Quarterly Publication
Volume 6 Issue 5 pp. 871-878, 2020

Determinants influencing capital adequacy ratio of Vietnamese commercial banks Pages 871-878 PDF Download PDF

Authors: Hung Phuong Vu, Ngoc Duc Dang

📋 Author Affiliations:
H.P. Vu ORCID 1, N.D. Dang ORCID 2
1 National Economics University, 207 Giai Phong Road, Hanoi, Viet Nam
2 N/A
doi 10.5267/j.ac.2020.5.007
5 Source: Scopus
Crossref 8 Source: CrossRef

🔑 Keywords: Capital Adequacy Ratio, Commercial Banks, Vietnam

Abstract: This study employs a panel data analysis to identify the factors that significantly affect the capital adequacy ratio (CAR) of Vietnamese commercial banks for the period from 2011 to 2018. During this period, the number of banks had decreased from 41 to 31 due to mergers and acquisitions. The variables that are hypothesized to affect the capital adequacy ratio of commercial banks in Vietnam include bank size (SIZE), deposit (DEP), loan (LOA), loan loss reserves (LLR), liquidity (LIQ), return on assets (ROA), return on capital (ROE), net interest margin (NIM), non-performing loans (NPL) and leverage (LEV). The results indicate that LEV, LLR, ROE had a negative impact, ROA had a positive impact, and SIZE, DEP, LOA, LIQ, NIM, NPL did not significantly influence the CAR of Vietnamese commercial banks.

How to cite this paper
APA: Vu, H & Dang, N. (2020). Determinants influencing capital adequacy ratio of Vietnamese commercial banks. Accounting, 6(5), 871-878.
Chicago/Turabian: Vu, H & Dang, N. 2020. "Determinants influencing capital adequacy ratio of Vietnamese commercial banks." Accounting 6, no. 5 (2020): 871-878.
AMA: Vu, H & Dang, N. Determinants influencing capital adequacy ratio of Vietnamese commercial banks. Accounting. 2020;6(5):871-878.

References
Abusharba, M., Triyuwono, I., Ismail, M. & Rahman, A. (2013). Determinants of Capital Adequacy Ratio (CAR) in Indonesian Islamic Commercial Banks. Global Review of Accounting & Finance, 4(1), 159 – 170.
Ahmad, R., Ariff, M. & Skully, M. (2008). The Determinants of Bank Capital Ratios in a Developing Economy. Asia-Pacific Finance Markets, 15, 255–272.
Angbazo, L. (1997). Commercial bank net interest margins, default risk, interest-rate risk, and off-balance sheet banking. Journal of Banking & Finance, 21, 55-87.
Al-Sabbagh, N. (2004). Determinants of Capital Adequacy Ratio in Jordanian Banks. Master thesis. Yarmouk University. Irbid, Jordan.
Asarkaya, Y., & Özcan, S. (2007). Determinants of capital structure in financial institutions: The case of Turkey. Journal of BRSA Banking and Financial Markets, 1(1), 91-109.
BIS (1999). Basel Committee on Banking Supervision: A new capital adequacy framework. [online]. Available from: https://www.bis.org/publ/bcbs50.pdf (Accessed 12 March 2017). [online]. Available from: https://www.bis.org/publ/bcbs50.pdf (Accessed 12 March 2019).
BIS (2006). Basel II: International Convergence of Capital Measurement & Capital St&ards: A Revised Framework-Comprehensive Version. http://www.bis.org/publ/bcbs128.htm.
BIS (2011). Basel III: A global regulatory framework for more resilient banks & banking systems - revised version June 2011. http://www.bis.org/publ/bcbs189.htm.
Blose, L. (2001). Information asymmetry capital adequacy, and market reaction to loan loss provision announcements in the banking industry. Quarterly Review Economics Finance, 14(2), 239-258.
Büyükşalvarcı, A. & Abdioğlu, H. (2011). Determinants of capital adequacy ratio in Turkish Banks: A panel data analysis. African Journal of Business Management, 5(27), 11199-11209
Casu, B., Molyneux, P. & Girardone, C. (2015). Introduction to Banking. 2nd ed. London: Prentice Hall Financial Times.
Choi, G. (2000). The macroeconomic implications of regulatory capital adequacy requirements for Korean banks. Economic Notes, 29(1), 111-143.
Gropp, R. & Heider, F. (2007). What can corporate finance say about banks’ capital structures? Working paper, http://www.wiwi.unifrankfurt.de/schwerpunkte/finance/master/brown/177 .pdf.
Hassan, K. (1992). An empirical analysis of bank standby letters of credit risk. Review of Financial Economics, 2(1), 31-44.
Jackson, P., Perraudin, W. & Sapporta, V. (2002). Regulatory and economic solvency standards for internationally active banks. Journal of Banking Finance, 26, 953-976.
Kleff, V. & Weber, M. (2003). How Do Banks Determine Capital? Evidence from Germany. German Economic Review, 9(3), 354-372.
Le, T.T. & Nguyen, D. L. (2017). Determinants of Banks’ Capital Adequacy ratio: Case Study from Vietnam. International Conference “Financing for Innovation, Entrepreneurship & Renewable Energy Development”, Hanoi, pp. 413-436.
Masood, U. & Ansari, S. (2016.) Determinants of Capital Adequacy Ratio "A perspective from Pakistani banking sector". International Journal of Economics, Commerce & Management. 4(17), 247-273.
Mohamed, A. B. M. (2018). Determinants of bank capital: Case of Tunisia. Journal of Applied Finance & Banking, 8(2), 1-15.
Mpuga, P. (2002). The 1998-99 banking crisis in Uganda: What was the role of the new capital requirements? Journal of Finance Regulation and Compliance, 10(3), 224- 242.
Octavia, M. & Brown, R. (2010). Determinants of bank capital structure in developing countries: Regulatory capital requirement versus the standard determinants of capital structure, Journal of Emerging Market, 15, 50-62.
Shrieves, R. & Dahl, D. (1992). The relationship between risk and capital in commercial banks. Journal of Banking & Finance, 16, 439-457.
The State Bank of Vietnam (2014). Circular No. 36/2014/TT-NHNN dated November 20, 2014 on stipulating minimum safety limits & ratios for transactions performed by credit institutions & branches of foreign banks [online]. Available from: http://vbpl.vn/nganhangnhanuoc/Pages/ivbpq-toanvan.aspx?ItemID=38214&Keyword=36/2014 (Accessed 1 March 2017).
The State Bank of Vietnam (2016). Circular No. 41/2016 /TT-NHNN dated December 30, 2016 on stipulating the capital adequacy ratio for foreign-owned banks & branches of foreign-owned banks. [online]. Available from: http://www.sbv.gov.vn/webcenter/portal/vi/menu/trangchu/csdlvbpl (Accessed 1 March 2017).
Usman, M. & Sanaullah, A. (2016). Determinants of capital adequacy ratio: a perspective from Pakistan banking sector, International Journal of Economics, Commerce and Management, 4(7), 247-273.
Wong, J., Fong, T. & Choi, K. (2005). Determinants of the capital level of banks in Hong Kong. SSRN Electronic Journal.
Yuanjuan, L. & Shishun, X. (2012). Effectiveness of China's Commercial Banks' Capital Adequacy Ratio Regulation A Case Study of The Listed Banks. Inter Disciplinary Journal of Contemporary Research in Business, 4(1), 58-68.
  • 0
  • 1
  • 2
  • 3
  • 4
  • 5

📚 Journal: Accounting | 📅 Year: 2020 | 📖 Volume: 6 | 📄 Issue: 5 | 👁️ Views: 3618 | 📊 Crossref: 8

Related Articles:
  • Does bank capital affect profitability and risk in Vietnam?
  • Prediction of default probability in banking industry using CAMELS index: A case study of Iranian banks
  • An empirical study to measure the impact of financial and macro economical figures on capital adequacy
  • A study on the effect of different factors on profitability of banking system
  • An empirical study on the impact of operating risk on structure capital and profitability in Iranian banking sector

📝 Ready to share your research?

Accounting is accepting new submissions for upcoming issues. Join our community of authors and publish your work with us.

✓ Open access
✓ Rigorous peer review
✓ Fast publication
📤 Submit Your Manuscript →

📖 Author Guidelines

® 2010-2026 GrowingScience.Com